Chapter 286：

And the market manager who was punished, isn’t he knowing the law and breaking the law? It is estimated that the sales commission is too tempting, let the marketing manager be blinded. When Chen Yi thought of this, he couldn't help but shook his head helplessly. He now remembered what the boss said when he was eating at the old friend’s restaurant two days ago. He forgot the original words. He still remembers what the boss meant: " This market is very complicated. Chen Yi is too young and lacks a lot of experience. He needs to pay more attention and be careful."

Chen Yi couldn't help feeling a little when he thought of what the boss said. He seemed to understand a little bit shallowly at the time.

Chen Yi continued to look at the details of the case of Ruiming Investment’s past market managers. The more he looked at the case, the more he became more frightened. Although he trusted the law and the rulings made by the regulatory agencies, it seemed that these rulings were caused by the personal reasons of these market managers. , These things have nothing to do with the company, but a job in a company will have problems every once in a while. Is this reasonable?

Chen Yi has never worked in other companies, and does not know the situation of other companies in this industry. Is it the same, but he obviously feels that this phenomenon is unreasonable, but he does not know exactly what went wrong, so He can only continue to look at the history of the regulatory agencies and the details of Ruiming investment-related cases.

The fourth market manager who was punished was punished for failing to double record investors. Double recording refers to audio and video recording. Generally speaking, the whole process of audio and video recording is required when introducing products and prompting risks to investors. This is to leave a trace. In order to retain a piece of evidence, it can also be submitted as evidence if something goes wrong afterwards. Regulatory Authority.

This double recording has two meanings. The first is to protect investors. Once fund sales personnel do something that violates laws and regulations to prevent investors from having no evidence in the future, the double recorded video and recording can be retained as evidence.

The second meaning is to protect the fund sales staff, because it prevents some risks from being clearly reminded and the customers have expressed their approval, but the customer forgot afterwards, or once the fund loses money, the customer does not admit that the fund sales staff reminded the risk, and does not admit it. Acknowledge yourself and take a bite. In this case, if there is no double-recorded video and audio recording as evidence, then the fund sales staff can't tell even if they are all mouths. This kind of thing will be a headache for the regulatory agencies on both sides. It should be because he doesn't know who to believe.

Therefore, the regulatory agency requires fund sales agencies to perform double recording when conducting fund sales, that is, audio and video recording. In this way, if there is any problem, it can also be used as evidence. This audio and video work is the responsibility of fund sales personnel, that is to say, according to the regulations of the regulatory agency, once there is no audio or video, regardless of whether there is any violation of laws or regulations in the process of sales promotion If it happens, then it is the responsibility of the fund sales staff.

As for the fourth fund salesperson who was punished by the regulatory agency, he was punished by the regulatory agency because he did not record or record the fund when he was selling the fund.

Seeing this regulatory case, Chen Yi suddenly broke into a cold sweat. The sales roadshow he went to should be counted as part of the fund sales, but no one told him that he wanted to record and video, and he did not keep these materials himself. Didn't you say that you have violated laws and regulations now? If the supervisory agency comes to investigate, wouldn't he be punished?

Thinking of Chen Yi's cold sweat, the more he thought about it, the more he was afraid, and he gradually couldn't sit still.

He didn't know what to do or who to call. The first thing he remembered was not Li Shan or the obese uncle from Shanghai Securities, but Wang Ze. He knows that Wang Ze is risk control, and Wang Ze’s job is risk control, interpreting relevant documents of regulatory agencies and avoiding risks for the company. In his opinion, Wang Ze is professional, and he may have a way.

So Chen Yi didn't wait much, got up and walked quickly to Wang Ze. Chen Yi was very scared at this time and didn't know how to speak.

Wang Ze stared at Chen Yi standing in front of him. He didn't know why Chen Yi wanted to find him. Wang Ze looked at Chen Yi's pale face and smiled slightly: "What's the matter with Yi? His complexion is not so good? He is sick. ?"

Chen Yi shook his head and gritted his teeth and said the matter as it was. He said that he did not have audio and video recordings when selling roadshows. He felt that there might be problems, and that he might be punished by the regulatory authorities. He was very worried.

After hearing this, Wang Ze stunned slightly and smiled: "I didn't expect you to pay attention to the company's past related cases. Yah, do you know why we chose to do agency sales at Shanghai Securities?"

Chen Yidao: "I don't know the specifics, but I guess it should be nothing more than the following. First, we have worked with them for a long time, or if we have any acquaintances or knowing it is related, this cake is eaten for everyone, why not give it? What about acquaintances? Second, their family's influence is relatively large and their sales ability is relatively strong, so in order to sell better products, we choose their family. Third, their customers have requirements and want to buy our company's products. In other words It’s not that we were looking for them, but that they were looking for us."

Chen Yi looked at Wang Ze quietly after finishing speaking. He knew that Wang Ze would not ask unrelated questions at this time. The reason for asking this must be his reason. After listening to Chen Yi's words, Wang Ze nodded and said, "Your analysis is right, but there is no angle."

Chen Yi didn’t understand what was missing. He said everything he was thinking about. From the perspective of the interests of both parties, he didn’t think there was anything missing. But since Wang Ze said so, it must be something he missed. , So he looked at Wang Ze silently, waiting for Wang Ze to continue.

Wang Ze paused and said: "What you didn't consider is compliance issues. Compliance, as the name suggests, means compliance with the rules. We have been in contact with Trust Securities before and occasionally cooperated, but there has been no long-term and deep cooperation. That is to say, in the case you mentioned, the company only noticed the recording and recording problem after the marketing manager was punished. Considering the equipment of many unfamiliar organizations, we don’t know much about it. Once something goes wrong For example, after the roadshow is over, it is discovered that the recording and video recording were not recorded due to equipment or personnel, etc. Then, shouldn't we have to bear this risk and bear the responsibility?"

Chen Yi nodded. He looked a lot better when he heard this. He probably already knew what Wang Ze wanted to say.

Wang Ze said: "What do you think this is?" Then he clicked the mouse and opened a folder in the computer. In the folder was a video file. After Wang Ze opened it, he turned his side to the side so that Chen Yi could see more. More convenient.

Chen Yi moved his head and looked at it and found that the video opened by Wang Ze was exactly the video of his sales roadshow that day. The video was shot from a bird's-eye perspective, and the shot was very comprehensive. Not only Chen Yi but the audience were shot in. Yes, the video is very clear. The viewing angle should be the picture taken by the camera on the ceiling.

Although Chen Yi had some preparations and expectations just after listening to Wang Ze's words, he couldn't help but breathe a sigh of relief when he saw the video himself, and the big stone in his heart fell.

Wang Ze saw Chen Yi Changshu and said in a sigh of relief: "Don't worry, as a risk control post, I am not eating dry food. I have already had a problem once, and I have been fined once, so how can I allow it to appear again? What about the second time? You can rest assured that the company’s problems and the reasons for being fined will never occur again. Every time a problem occurs, our management is better. You also know that at this time, Private equity funds have just been developed for a few years.

So many things are not perfect yet, but with the gradual increase in experience, our related systems and related preparations will be gradually improved. "

Chen Yi didn't hear the meaning of Wang Ze's words. What Wang Ze said seemed to be okay, but Chen Yi didn't think about why the company's problems will not reappear in the future. Since the regulatory agencies are open and transparent about the punishment cases of various agencies, can't the issues of other agencies be used as a reference to improve the company's system and avoid risks? Chen Yi did not expect these. Wang Ze didn't say it through either.

Chen Yi nodded and thanked Wang Ze to return to his seat. Wang Ze suddenly asked: "Yi, how did you think about investigating the cases of those regulatory agencies?" Wang Ze thought Chen Yi had noticed it. If something is wrong, I will go over the past cases, but Wang Ze is not sure yet. Wang Ze tries his best to calm his voice.

Chen Yi heard about the alleged financial fraud and bribery of the "Decorative Design" company that he had just seen, and said that these historical things related to the company were dug up by financial media and news reporters. He happened to see it and checked it. He wanted to see what kind of problems had happened before, and wanted to check the deficiencies and improve himself.

Wang Ze said after hearing the words: "Oh. That's the way it turns out. Don't worry about the investment. Li Shan and the others will take care of it."

Chen Yi nodded and said that he understood that he would continue to work.

Chen Yi didn't know that the moment he turned around, Wang Ze, who was smiling indifferently, suddenly sank. He quickly opened the news and checked the news that Chen Yi had just said.

The more Wang Ze looks at it, the more ugly his face becomes. This is something that has never happened before. If it's just because the company has a heavy position in a stock and was targeted by other people in the same industry, it's not a big deal, at least it has nothing to do with him. , But this company has a thunderstorm, and the previous marketing managers of Ruiming Investment have also been uncovered. This is more troublesome. The marketing manager has caused so many things, of course, it is the marketing manager’s problem. Risk control for the company to avoid risks.