Chapter 572

William Morgan was worried about long nights and dreams. After Bao Zixuan agreed, he asked Oakley to deal with the exchange of Hong Kong dollars. Every additional day of delay is a day of risk. At the same time, getting Hong Kong dollars early can also make a profit from other hedge funds on Wall Street. Now he feels that he didn't say much at that time. It is estimated that baozixuan will agree with it even if it is HK $200 billion.

Oakley is worried about HK $100 billion loan. The appreciation of Hong Kong dollar is so strong that there is not much Hong Kong dollar in the market. It is impossible to collect HK $100 billion. Even if all the redeemed us dollars can not be exchanged for HK $100 billion; It can be said that this business lost at least HK $30 billion.

Not paying back the loan is a serious damage to the reputation of Morgan bank. The Morgan family is actually better than bank loans, which makes the world laugh!

Now I hear that black cloud bank is willing to unconditionally take over the loan between Morgan bank and HSBC, that is, black cloud bank is willing to redeem the US dollars mortgaged by Morgan bank to HSBC with HK $101.5 billion. At present, the exchange rate of US dollar to Hong Kong dollar is only 70% of the original, that is to say, heiyun bank directly loses 30% and takes over the loan between them and HSBC.

How can such a smart man like baozixuan do business at a loss? Is it because of the eldest lady. I have long heard that there is a relationship between Bao Zixuan and miss. The last time I came to Xiangjiang, I saw Bao Shoufu. It must be the young lady who found baozixuan to help. For Bomei's smile, baozixuan would rather lose money than recognize the loan. It seems that men all over the world are the same.

When Oakley came to blackcloud bank, he saw that there were many customers here. In combination with monkoro of Morgan bank, there was really no harm without comparison.

Yuan Tianfan received Oakley. After all, the other party is also the person in charge of Xiangjiang of Morgan bank. Where is the position.

After sitting down, the two began to handle matters such as Hong Kong dollar exchange and loan transfer. This may be Oakley's last business in Xiangjiang. Recently, he is going to report back to the U.S. headquarters. Because of many factors such as misjudgment that HSBC will not participate, he is likely to be transferred to idle or resign, and the latter is more likely.

After all the formalities were completed, yuan Tianfan said, "President Oakley, I heard that you are going back to the United States in the near future. What are your plans in the future?"

Oakley: "President yuan is really well informed. He is still waiting for further instructions from the company; I can only go back and see what's going on. You also know that Morgan bank has suffered heavy losses this time, and someone must be responsible for this loss. My position is not high or low, and I am in the front line, which is very suitable. "

Yuan Tianfan heard each other's helplessness, so he said directly, "we are alumni. You should know, but I graduated 10 years later than you. I found some information about the senior students through school relations, but don't get me wrong. I didn't mean anything else. Next year, black cloud bank will set up 20 branches in the United States. It needs a president who is familiar with American banking business. If you are interested, you can consider it; I will recommend senior students to my boss. "

Oakley didn't expect to recruit himself, but it was really an opportunity. Seeing that heiyun bank is so prosperous, baozixuan is worth following. It's really a good choice to work in heiyun.

Oakley: "thank you, brother. I need to think about it. I have worked at Morgan bank for nearly 20 years, and everything is still waiting to be said when I return to the United States. "

"In addition, I have a question I really want to ask my younger brother. If it's inconvenient, you don't have to answer."

Yuan Tianfan smiled and said, "if you have anything to say, please say it directly. After all, the business has been handled now. After the business talk, it's easy to say what problems there are between our alumni. Don't you think so? "

This is the advantage of alumni. We can quickly find a consensus and easily get closer.

Oakley: "now the Hong Kong dollar has appreciated so much that the US dollar mortgaged by Morgan bank in HSBC is not worth HK $101.5 billion at all; According to the current exchange rate, it can exchange up to HK $70 billion. Why did heiyun bank take over the loan unconditionally? Bao Sheng is very smart in doing business. How can he do business at a loss. "

In fact, yuan Tianfan also asked this question. After all, it will be a direct loss, and even lose all the profits this time. It was not until baozixuan explained to him that he suddenly realized it, and he was not happy.

Yuan Tianfan: "now that the formalities have been completed, there is nothing to hide. I'll tell you sooner or later, but I hope the seniors can keep it secret for a few days. "

Oakley: "please don't worry, this is a private problem. It has nothing to do with our two banks, but I'm very curious."

Yuan Tianfan wants to attract others, but he has to show some sincerity. In addition, he is confident. Even if the other party divulges, it doesn't matter. After all, this time it's Yang Mou. HSBC can't say it even if it has pain.

Yuan Tianfan: "Morgan bank took us dollars as collateral from HSBC, but now HSBC can't take out the collateral. We are all engaged in banking business. If you can't take out the collateral I put in your bank at that time, how should this loan be calculated? "

"Now I go to HSBC with HK $101.5 billion, but HSBC can't get the US dollars mortgaged at that time. At the same time, other banks in Xiangjiang will not exchange dollars for HSBC, so the initiative will be in the hands of heiyun. "

"This loan is a huge loss in the hands of Morgan bank, because you don't have enough Hong Kong dollars to redeem the US dollars. Even if you know that HSBC can't take out dollars, there's no way. The two sides can only negotiate, and the best result is to step back. "

"Black cloud bank can take out the Hong Kong dollar. After HSBC can't take out the US dollar, the voice is on our side. If HSBC can't compromise its credibility and compromise, it has the final say.

Hearing this, Oakley understood and felt that he knew there was no way to stop it. Morgan bank doesn't have so many Hong Kong dollars at all. Even if it gets Hong Kong dollars now, it needs to close its position. Morgan bank can't stand the toss at this time.

Oakley: "my younger brother doesn't worry that HSBC will start to exchange large amounts of dollars and collect the dollars before the loan expires."

Yuan Tianfan: "the exchange rate of Hong Kong dollar is not very stable. Xiangjiang financial institutions are still worried that HSBC will sell Xiangjiang. Therefore, we can only wait until the end of this year to consider allowing HSBC to handle Hong Kong dollar exchange and foreign exchange business. "

Now Oakley fully understands that HSBC is not allowed to exchange dollars. They will certainly not be able to take out the collateral at that time. It seems that Shen Bi will definitely bleed this time.

Thinking of always hiding from himself, Oakley was still so happy. Looking at the posture of black cloud, HSBC will never be better this time. It earns too little, and the richest man can't look at it at all.

At the same time, Oakley also admired the operation of black cloud bank. It was clearly a huge loss business. People were able to make profits. This is their ability.

Oakley: "Morgan bank lost this time. It seems that no institution can take it lightly with an opponent like black cloud. I'm very interested in your proposal now; I'll contact you after dealing with American affairs. "

Yuan Tianfan: "I'm waiting for the news from the senior students, but please keep our conversation confidential."

Oakley knew that black cloud bank must want to take HSBC by surprise. It is estimated that it would be the same for itself. So he said without any hesitation: "please rest assured; To tell you the truth, I really want to see Shen Bi's wonderful expression. It's a pity that I want to go back to the United States, but I can guess Shen Bi's appearance even if I think about it. "

Oakley didn't stay too long. After his curiosity was satisfied, he left blackcloud bank. At the same time, I'm sorry that the young lady didn't walk with baozixuan. Such a man Morgan family still wants others to be a door-to-door son-in-law. Isn't it uncomfortable!

Having lived in Xiangjiang for many years, Oakley certainly knows more about Chinese culture than other Americans, especially some humanistic customs about Xiangjiang. It is estimated that only old Morgan can think of it. I really think it is still 100 years ago. The Morgan family is a little too arrogant.

It's really exciting to hear yuan Tianfan's invitation to him today. Heiyun bank has just started. With the ability and financial resources of baozixuan, the scale of the bank will certainly not be small. This requires a large number of management talents. He has worked in Xiangjiang branch of Morgan bank for many years and is very familiar with the operation processes of American banking and Xiangjiang banking.

Joining black cloud bank can quickly integrate, and it is estimated that black cloud also sees this. The most important black cloud bank has just been established, and many of its ideas can be put into practice. It is easy to formulate a set of development strategies suitable for black cloud bank in the United States.

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