Chapter 540

When baozixuan received guests, Shen Bi, the biggest competitor of HSBC, was not idle. He wants to see what advantages black cloud bank has compared with HSBC. Only when he knows himself and the other can he be invincible. In fact, it is not only Shen Bi who has such an idea, but also other banks in Xiangjiang have the same purpose.

For small and medium-sized banks, the pressure is greater. HSBC can also occupy an advantage in volume. Compared with black cloud bank, they have no advantage. At this time, they are worried about the future of the bank.

Now you can feel the service process of black cloud bank closely, which is the best opportunity to understand the bank. It's hard to find another opportunity in the future. Heiyun group is the largest security enterprise in the whole Xiangjiang River, and it is not one of them.

After leaving the hall, Shen Bi and York Shi huaiya wanted to see where heiyun bank was different from ordinary banks. Baozixuan's idea was too advanced and many things had to be prevented; At the corner of the hall, Shen bi was surprised by the ATM. There are more than 20 ATMs in the lobby on the first floor of heiyun bank in the northwest corner. The most important thing is that the efficiency of these machines is so high.

As long as the bank card is inserted into it, the operation is very simple and easy to start. As the head of HSBC, of course, I know that British Barclays Bank first used this machine, but later found that the function was too single to be suitable for Xiangjiang market, so it was not introduced.

However, seeing that the machines of black cloud bank can actually provide any amount of deposit and withdrawal service, this is not a simple single function, but can fully realize commercialization. He can't imagine how much labor can be saved.

And it can be popularized in any corner of Quanxiang river. How convenient and fast it is to serve customers. After seeing the ATM machine, Shen Bi is looking forward to popularizing it. HSBC has this ability.

But after seeing the big words "black cloud bank" on the ATM, he was pulled back to reality. These machines can belong to the black cloud group. Even if HSBC wants to popularize them, it must obtain the consent of baozixuan.

He knew a little about black cloud group's purchase of ATM patents. At that time, he felt that baozixuan just wanted to fry a gimmick. Now it seems that people already have a comprehensive plan, waiting for the bank to open for comprehensive promotion.

If heiyun bank puts this machine in all shopping malls and public places, the bank that Xiangjiang citizens choose first in the future will no longer be HSBC. Even if you spend a lot of money to get this kind of machine, if baozixuan doesn't agree, you can introduce it from China. It's said that the patent of ATM belongs to the British Empire.

Shen Bi took a look at the operation process of ATM machine and was very interested in this kind of machine. It happened that yuan Tianfan, his former subordinate, was introducing this machine to Bauhaus Sanderson of Standard Chartered Bank and Sumitomo Yi of Sumitomo Bank. It can be seen from their expressions that they have a strong interest in ATM machines.

Bauhaus Sanderson and Sumitomo Yi also personally operated the machine, praised the ATM machine and expressed strong willingness to introduce it.

Seeing Shen Bi coming, yuan Tianfan no longer works for HSBC, but after all, Shen Bi took good care of him and his Jianghu status was there. He hurried forward and said, "you're here, big class."

Shen bi was very satisfied with the title, so he replied, "I've been here for a while. I just saw that your ATM machine is convenient, fast and easy to popularize. Are these produced by heiyun group itself!"

Yuan Tianfan: "I just came here and haven't fully understood many things. However, the production is produced by heiyun itself. However, if you want to achieve the effect, you must cooperate with a whole set of systems. I don't know much about the details. I need engineers and technicians to introduce it to you. "

Shen bi was not talking, but followed several people to visit heiyun bank. Today is the opening ceremony of other people's Bank, which is very inappropriate to talk about project introduction.

Several people came to the bank counter. More than 5 cm of bulletproof glass was the only one in Xiangjiang. Yuan Tianfan brushed the work card and entered the counter from the next door.

Seeing that each staff member has a computer, and the passbook and bank card are brushed casually on a small machine, the computer can immediately read the information in the passbook and bank card, which can be clearly seen on the screen.

Several experts in banking can feel the quality of the products at the first time. Now we see such a convenient reading device, the work efficiency of the staff is, on the one hand, the most important thing is how much time can be saved for customers. This is an intangible wealth, which can not be measured by money.

Seeing a man coming, yuan Tianfan said, "Li Gong, please introduce to some bosses the working principle of our bank computer system and ATM."

Li Gong, whose name is Li Fujing, graduated from Oxford University majoring in computer science. It can be said that he has alumni relations with Bao Zixuan, Shen Bi and Bauhaus Sanderson. After graduation, he was recruited by black cloud software company. After the establishment of black cloud bank, he was responsible for developing the bank's computer system. At present, he is the chief engineer of the network Department of heiyun bank.

Li Gong nodded at yuan Tianfan and began to say, "the ATM and computer terminal equipment used by heiyun bank can be so smooth and error free, mainly because our own banking system has large industrial computers to cooperate with it."

"Each bank card is a small encrypted memory. If you want to change the content in it, you must go through the terminal device of black cloud bank. That is, we send instructions to the bank card or passbook through the computer. Driven by the computer instructions, the bank card or passbook will change the data stored in it. "

"No one else can read the device. Once the violent reading of the bank card is carried out, a refusal instruction will be issued. At the same time, all data will be uploaded to the central computer group for storage, and each access record of customers can be found by accessing the central computer group. Each of our computers and ATMs can be connected to the central computer cluster and can access data at any time. "

"ATM machines placed in other places can transfer data by replacing the hard disk, that is, we will replace the hard disk when we open the ATM safe. Take the hard disk back to the bank and let the central computer read the hard disk, so as to achieve the purpose of data upload. "

"At the same time, each bank card can also record more than 10000 pieces of data information, that is to say, the bank card needs to be replaced only after 10000 times of business."

Hearing that the function is so powerful, Shen Bi and others can't wait to take it back and study it. But they also know that this is impossible. At present, as far as they know, only heiyun bank has such equipment in the world. If you want to introduce it, you must be slaughtered by baozixuan, but if you don't introduce it, your bank will fall behind, which is a difficult choice.

Sumitomo Yi said, "Hello, Li sang! I would like to ask, are the software systems of banks the same? "

Sumitomo Yi also knows computer information technology, at least more than two Britons.

Li Gong: "the basic algorithm is similar to the code, but the banking system involves the core secrets of a bank. Generally, software companies only carry out basic development, and core technologies and password programs dare not participate in the transition. "

"If I help your bank develop the core program, I can't get rid of it once there is a very familiar man-made crack in the bank's computer system."

Sumitomo Yi feels very reasonable after listening. The core secret really needs to be in the hands of his own people. So he said, "so we should recruit a group of computer graduates to achieve this effect."

Li Gong replied without hesitation: "yes, otherwise, no one can tell if there is a problem with the system."

Shen Bi: "if Li Gong has any recommendation for this kind of talent, we can be prepared in our hearts."

Li Gong: "at present, major well-known universities in the world are systematically cultivating computer majors. Xiangjiang Yulin Institute of technology is a good choice, but it will take some time for their students to graduate. For example, the school I graduated from, Oxford University, majoring in computer, is passable in the world. In addition, MIT, Stanford and California l Institute of technology in the United States are good choices. "

Hearing that the man in front of us graduated from Oxford University, Shen Bi and Bauhaus Sanderson virtually increased their sense of trust. It is not only a well-known university in Britain, but also their alma mater.

Many resources can be used to recruit graduates in Oxford, and the school will also provide a lot of convenience. It seems that some plans should be put on the agenda, otherwise they will be preempted by their opponents. This is what Shen Bi and Bao Hao say - Sanderson's real idea.

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