Chapter 388

Old Zhou tou remembered and asked, "man Bao, how much money did you have on credit with the Yamen and how much do you want to pay back?"

Man baoleng said, "three Liang..."

Old Zhou sighed with relief, "just three liang?"

Man Bao nodded affirmatively.

Lao Zhou immediately said to Qian, "open the money box quickly and let the boss and the second brother settle the credit account tomorrow. Is the money in the Yamen so easy to credit? By the way, how about the interest? After only one day of credit, he can't ask us for the interest in January, can he? Man Bao, you hurry to calculate the interest rate for one day. "

Qian went back to open the money box and soon took out three hanging copper coins. Lao Zhou asked her to give the money to Zhou Dalang.

Zhou Dalang hesitated to take over, but he couldn't help looking at man Bao subconsciously.

Man Bao saw his father sitting on the threshold with soft hands and feet, unwilling to move, so he simply sat on the ground opposite him, "Dad, we borrowed silver, so we have to pay back the silver, not the copper."

"Then pay back the silver," old Zhou said to Zhou Dalang, "go to the county town to find the silver house and change it into silver."

Manbao youyou tunnel: "twelve hundred Wen can be exchanged for one or two silver."

Old Zhou's head stared round. His feet and hands were not soft. He jumped up and shouted, "why?"

Zhou Silang quickly came forward to appease them and told them all about their cattle credit today from beginning to end. He stressed that they exchanged silver for copper, which is also the amount. Therefore, if their family went to exchange silver, it would not lose if they exchanged it at this price.

Old Zhou tou said thoughtfully, "is there any silver worse than official silver? Then let's change that, and the Yamen will accept it? "

The Zhou brothers all stared. Zhou Dalang and Wednesday Lang didn't expect this operation, but Zhou Erlang and Thursday Lang thought of it and didn't have the courage to do it.

As for man Bao, she directly thumbed up and praised her father, "Dad, you're really powerful. You can even think of it."

Old Zhou glanced at her and said, "I'll settle with you when I finish this. If your mother doesn't beat you, I'll beat you too."

Man Bao was unhappy and said, "Dad, aren't you afraid of a bad harvest this year? Do you want to keep money for prevention?"

Old Zhou couldn't help yelling, "since you know why you have to credit cattle?"

"We won't pay it back this year, and it will be the same next year. Dad, we won't lose anything on credit."

"It's strange that you don't lose. The interest is so high..."

Man Bao couldn't help but say, "the interest is not high at all, Dad. Those who borrow money to gamble like the fourth brother are high interest. Although I think the Yamen can actually lower the interest... "

But the onlookers were suddenly hit with a stone by Zhou sirang:

Man Bao is not a sensible child, and she knows her father and knows why he reacts so much. Seeing that his brothers and sisters are here, and everyone has some worries on their faces, she simply asks big head to go to the kitchen and find her a burned branch.

The kitchen of the old Zhou family has always been equipped with burned sticks and branches, because they are found to be particularly prominent in writing on the ground and stones.

Big head, they like to practice calligraphy with it best.

Man Bao took a branch and showed it to her father. "Dad, didn't you say that a cow can do the work of two adults? Buying a cow means that I have two more brothers to work for you. How much more land can I cultivate... "

The difference between ploughing once and ploughing twice may not be very big. It is estimated that a few kilograms of grain will be added to an acre of land, but after ploughing twice, sprinkle more fertilizer, carefully weed and catch some insects, and then there may be more than ten or twenty kilograms of grain per acre of land.

But doing all this requires manpower.

One more cow means two more people. How much work can two people do a day?

How much work can you do in a year?

And how much can these jobs be worth when converted into value?

Listening to man Bao's calculation, Lao Zhou swallowed his saliva.

Then man Bao said, "Dad, the cow in our family is only three years old. It can do it for seven or eight years, or even ten years. It makes you so much a year. How much do you make in those ten years?"

On Wednesday, Lang clumsily calculated in his heart and said, "isn't it equivalent to getting two eldest sons in vain?"

Old Zhou couldn't help staring at him and said, "nonsense, it's your son. Can you have grandchildren?"

Man Bao was excited. "Yes, when it grows up, you can marry it a daughter-in-law."

People:

Old Zhou tou thought, "it makes sense. We also sell one calf for three or two. How much does it cost..."

Qian interrupted his daydream and asked, "man Bao, where's the number plate of the cow? Take it, mother. Put it away. "

Old Zhou tou immediately thought back, "no, even if the cow is worth it, we have to pay back the money first. We can't let the Yamen eat our interest."

"Dad, what if God doesn't appreciate it this year?" Man Bao said, "you can't keep money for yourself?"

This is why old Zhou tou has been unwilling to spend money. His family always needs some savings to be prepared to save lives even in case of natural and man-made disasters.

So he thinks he can earn less if he makes less. It's nothing for his sons to work harder. They don't panic when they have money in their hands, do they?

But in addition to Lao Zhou tou's insistence, "you can't owe debts, especially those with interest."

Old Zhou tou didn't owe anyone money, but there were two kinds of money. He was always reluctant to owe it. He would pay it back as long as he had money.

One is that the other party's family is not rich, and he is uneasy about owed such money;

The second is the debt with interest, which means that every day he owes more money, which is more fatal than the first, because every night, he feels his heart tremble.

But man Bao thought this kind of credit was OK. She said, "Dad, our family can afford the interest. We have three years. So we don't have to use the money left at home to pay back the money. Because now we can borrow money to buy cattle on credit, but if natural and man-made disasters happen and money is urgently needed, our family can't borrow money from the Yamen at the current interest. "

Old Zhou tou: "... This interest."

"The interest rate is not very high." Man Bao can say so because the information searched by Koko for her indicates that the interest rate does not appear to be very high even in the future.

Qian glanced at Lao Zhou and asked man Bao, "when are you going to pay it back?"

Man Bao said confidently, "the short is this winter, the long is next winter."

Qian nodded, "if God favors this year, the money will be returned at home. Cattle are bought for use at home. If you want money, you can pay it back. If you don't have money, you still have a family. "

This is to let man Bao rest assured and do it boldly.

Old Zhou couldn't help glancing at his old wife. Was he going to spoil his daughter to heaven?

Qian said faintly, "man Bao is the reincarnation of a fairy. I don't believe her luck will be bad."

As soon as Lao Zhou's family listened to it, they immediately cheered up, and even Lao Zhou's face relaxed a lot.

Koko:... It's a little certain now, and Qian seems to think so.