Chapter 356：

The people who thrown into the lake ignored Chen Yi at all, and for a while, the two of them were in a stalemate.

After all, Xihu Lake is a tourist attraction. Although it is time for dinner and there are fewer people, there are still some people. Someone will see the two people in the lake and ask them on the shore. Chen Yi said in a loud voice: "Come on. Personal help, he is going to throw himself into the lake and help me get him up."

Upon hearing this, the surrounding people suddenly exploded, and several young and strong men jumped into the lake to help Chen Yi pull people together. With the help of everyone, Chen Yi successfully wanted to vote. The people from the lake pulled back to the shore.

As soon as this person returned to the shore, he sat directly on the ground, as if knowing that Chen Yi and others would not let him have another chance to throw into the lake, so he gave up this plan, so he just sat on the ground blankly.

After all, everyone was not familiar with him. After helping, they left amidst Chen Yi's gratitude.

Everyone thought that Chen Yi knew this person. After everyone had left, Chen Yi was embarrassed to find that he was the only one who recognized him. Chen Yi was very embarrassed. He didn't know him. Now only he and himself were there. , I just left? Don't worry, what if he leaves and no one looks at him and continues to throw himself into the lake?

At this time, Chen Yi looked at this man carefully. It turned out that this was the boy in the couple who just broke up. Chen Yi could not help but sigh after seeing it clearly. Hey, if the reason for throwing into the lake is not unexpected, it should be that he broke up with his girlfriend.

Chen Yi tried to persuade him, after all, he couldn't spend this with him all the time. Then he said: "Dude, isn't it just breaking up, it won't happen. There are so many good girls. Our country has 1.4 billion people, and the most important thing is girls. It is really not appropriate to commit suicide for one person. I want to start. ."

After listening to Chen Yi's words, the man sitting on the ground shouted at Chen Yi: "No, I want her, I like her, I love her, you don't know anything, what do you know?"

This shout made Chen Yi stunned, and he was right. He didn't know anything, so what right did he have to make irresponsible remarks here?

Chen Yi took a deep breath and knelt down and said, "Then can you tell me what is going on? Tell me?"

The other party was silent, neither of them spoke. The atmosphere between the two was extremely embarrassing. Chen Yi looked at him, he looked at the ground, and no one spoke.

Just when Chen Yi was about to go crazy and planned to call the police uncle to take over the matter from time to time, and when he watched the other party not let him throw him into the lake again, the other party spoke.

Through the other party’s words, Chen Yi learned that this person is called Zhou Jie, who is 28 years old this year, graduated from a bachelor’s degree, and he and his girlfriend have been together during college. The two have been very good. May be getting married in a while. Chen Yi asked, "Isn't it great for you? What happened since I walked out of school until now? You just broke up when you broke up? Why, the gift is not enough? Are you separated from her by the car, the room, and her mother? "

This is all from Chen Yi's opinion on the Internet. Chen Yi has no experience of getting married or seeing his parents, so those who have the following consciousness think that this is the reason.

Zhou Jie shook his head and said, "No, it's not like that. We have seen parents, and both parents are quite satisfied. Although my family really can't give a lot of gifts, we have also thought about it. We plan to work hard together to save money. We go back to our hometown to get married after paying the down payment for buying a house. We are all from the same place."

After hearing this, Chen Yi suddenly realized: "Oh, it turned out to be like this, then it's not a problem with the bride price or some RV. What is the problem?"

Chen Yi is very puzzled. In his opinion, since the two people like each other and the family members have no objection, it is not forced by reality, then it shouldn't be a problem. What is going on?

Zhou Jie smiled bitterly at Chen Yi and said, "Because of stocks, do you know stocks?"

Chen Yi was taken aback for a moment. He naturally knew the stocks. Hearing what Zhou Jie said, he probably guessed what Zhou Jie wanted to say, but he was still not sure, so he asked, "I know the stocks, what's wrong?"

Zhou Jie lowered his head and slowly said, "My girlfriend and I originally planned to work and save money, and we went home to buy a house and get married when we saved enough money. I was married, but in April of this year, I heard from my friends that the stock market was doing well this year and making money quickly.

Originally, I didn't do it. I told them that I didn't understand it, so I didn't do it. But they said that they didn’t understand that they could make money by just buying and buying. I didn’t believe it at first. Then they bought the stock in front of me. I remembered that stock. After that, I observed it for a week. It’s making money, a 5% increase, a 5% increase in a week, I think this is simply a waste of money.

If you have money and don’t make a bastard, I invested all the money we saved in the stock market. At the beginning, it was not much, but it did make money. Then I thought that if I invested all the money, Didn’t I just make it?

So I invested all the money in it.

It did make money at the beginning, but by the end of April this year, the market began to fall, regardless of what stocks I bought. My friend's is also falling.

My friend comforted me that this is normal and it's okay. At the beginning, I also felt that the ups and downs were normal, and it was unrealistic to just go up and not down. Just wait for a while, so I listened to my friend’s suggestion and kept the money in it without selling the stocks, thinking about waiting for a few days to rise. When you come back, you will be able to pay back. If you sell it, it will have nothing to do with you even if it comes back later.

From then on until now, I have held the stock and haven't sold it.

With a principal of 200,000, there are now only around 80,000 left. I watched the stock price fall more and more, and I didn't mean to go up at all. I regretted it. I wanted to sell it, but I was afraid that it would continue to fall. But I thought about it again. If this is sold, if it rises in a few days, wouldn't it be my business? Am I really at a loss?

If it is not sold, there is still a glimmer of hope, and if it is sold, then there is really no hope at all.

Originally, my girlfriend didn't know about it. I was afraid she would get angry when she knew it, so I didn't tell her.

But two days ago she suddenly said that she wanted to see how much money we saved now? How far is it? I want to see the money in the bank card for myself and feel the taste of happiness.

At that time, I panicked, I didn't know what to do, so at first I always looked for the interface to drag, and she didn't care at all, but as time passed, I dragged it every time or made excuses to talk about it later. A little bit, the girlfriend found something was wrong, until yesterday, she didn't listen to anything, she had to watch it. Also quarreled with me about this matter.

I couldn't help it, so I told my girlfriend the truth and told them all.

After listening to my girlfriend, I was stunned. Hearing from me, the whole person was stunned when there were only about 80,000 left. We have been working in Xingzhou until now we graduated, trying to save money, and even eating a good meal. I can't bear it, we have lived like this for five years. I saved the money, but now I have more than 200,000 and I have only 80,000 left.

I explained to my girlfriend that she didn’t say much yesterday, and then she didn’t talk to me all the time. Today I wanted to coax her, but she just exploded. She said I was selfish, said I didn’t respect her, and said I shouldn't make my own claim on such a big matter. I should ask her more about anything and discuss it with her. I want her to feel at ease. I told her that these are only temporary, and the stock will rise back. There must be no problem.

I still remember when she sneered and asked me, she asked if I was sure? She asked me, am I sure it will rise back? She asked me when will the rise come back? She said that she was already 27 years old. If the stock doesn't rise in three to five years, will she have to wait another three to five years?

She said that I was selfish, arrogant, and didn't love her enough, so I didn't discuss such a big matter with her. She was very sad, so she broke up. "

After hearing this, Chen Yi held his forehead helplessly. Sure enough, he guessed right. Although some details were different from what he thought, the general direction was still the same.

Chen Yi looked at Zhou Jie before him. There was no sympathy in his eyes, and his expression brought some indifference. He remembered the question that his master Chen Yan asked himself before.

That day the master asked: "If one day you are going to get married, you only have 3 million to use, the full amount of the wedding room needs 2.8 million, and the down payment also needs 800,000 for the loan, and your income is stable. You can afford the monthly loan payment. At that time, you have relatively strong investment ability, and the average annualized income in the past five years can reach 30%. What will you do at this time? Your 3 million yuan How would you use it?

How would you get married? Buying a house in full? loan? Renting? Or not get married yet? After all, you know, the higher the principal, the higher the return. The full amount of the house is 2.8 million. If you use this money for investment, based on your historical investment performance, one year later, the money will become 3.64 million. That's over 800,000 more. Tell me when you think about it. "

Chen Yi's answer at the time was: "I will definitely not rent a house. I want a loan. After all, my income is enough to afford the monthly payment. I will use a large part of the remaining funds for investment. Of course, all of these must be used. After discussing with my wife, the two of them agree. If my wife feels the pressure to pay off the mortgage is relatively high and feels insecure, then I will definitely choose to buy the house in full. If I don’t want the money, I don’t need it, my wife The most important thing is to be happy every day. Why do you want money? Isn’t money for a happy life? Now I am very happy and happy, so why should I make my wife wronged and sacrificed for money? How about our happiness?" Chen Yan and Xu Kun were both present at the time. They thought that Chen Yi would rationally choose to postpone their marriage for one year or not to buy a house for the first year. It is true that doing so can maximize the benefits and reduce the impact on life as much as possible.