Chapter 1238： Tense tranquility

Up to now, Yin Jun's cash flow has exceeded 6 billion Hong Kong dollars.

As a person who was reluctant to buy a house with a loan in his last life, that is, people who do not want to owe debt, this life can withstand the pressure of a $ 3.7 billion loan and the pressure of annual interest payments of more than 1.2 billion Hong Kong dollars. I think it's better.

The most important reason for holding the money in your hands so hard not to repay the debts, in addition to coping with possible operating pressure, is to pick up leaks from 1982 to 1985.

In the past two years or more, it has been Xiangjiang ’s biggest opportunity for bottom-checking in the past 40 years.

Li Chaoren relied on this transaction to lay the foundation of their business empire.

They still get such a big gain without knowing the direction of history and under very conservative conditions.

Changed to Yin Jun who knew the ins and outs, and even knew the exact time. If he could not get ten times more than them, Yin Jun felt a little sorry to send himself to the gods of this era.

To this end, he prepared for three years, reserves a full cash flow of 6 billion Hong Kong dollars.

With so much money, he has also become the richest man in cash in Xiangjiang, and Kirin Group is also the company with the most cash flow.

The richest man in Xiangjiang is still the charter king, or Mr. Huo, you do n’t know how much he has assets.

It's just that their assets are about 8 billion to 10 billion Hong Kong dollars at best, and most of them are fixed assets. The cash they can take out can exceed 500 million Hong Kong dollars, which is very remarkable.

They are all like this, not to mention the other emerging rich people in Xiangjiang.

These rich people all started with good relationships with banks. They didn't have any cash flow at all. When they were short of money, they would look for bank loans or finance companies to borrow, so that they could obtain much-needed funds.

This method of leaving no room for yourself is also the most important factor in the collapse of many real estate merchants in this storm.

This is true of Li Chaoren now.

So after the first such thrilling stage, Li Chaoren has been accumulating cash flow for himself since the 1990s, leaving room for himself, and finally reached the exaggeration of the 200 billion Hong Kong dollar cash flow in 2008.

It must be said that this was also the crash disaster of this era, and the subsequent disasters in the stock market, real estate, and financial markets, which caused him a huge shadow.

Compared to them, Yin Jun is definitely a light show.

At present, Kirin Group still has a loan of US $ 3 billion, but even the entire valuation of Disney has exceeded US $ 2 billion. If you add Lianyi Film Company, there must be someone willing to take the price of US $ 3 billion.

Excluding the assets of the United States and the United States, Yin Jun ’s most profitable unicorn culture, namely comics and their derivative businesses, still brings Yin Jun a high profit of more than 700 million Hong Kong dollars every month.

If it were n’t for the spread of Yin Jun ’s stall too much, the United States spent more money than it earned, and it also has a large layout in the mainland. His current cash flow should exceed 10 billion.

However, Yin Jun is now a businessman. For him, the gap between 6 billion and 10 billion is not that big.

Because there is also the financial instrument bank.

As I said before, many companies rely too much on banks, and once banks do n’t support them, they go bankrupt.

So why would Yin Jun think of relying on banks and leveraging financial instruments to bargain?

In fact, this is also the experience from Li Chaoren.

During the financial crisis in 2008, Quan Xiangjiang was full of turmoil. Li Chaoren held a press conference at this time and disclosed the 200 billion cash flow in the hands of Cheung Kong Group.

As soon as the news came out, Quan Xiangjiang was shocked.

The stock of Cheung Kong Group immediately stopped its decline and began to rise.

After showing his muscles, Li Chaoren did not use the 200 billion cash flow in his hand. He chose to borrow from Hongkong and Shanghai Banking Corporation and borrowed 100 billion Hong Kong dollars for the normal operation of his company.

Not to mention that HSBC is his old friend for decades, that is, the Bank of China. At first glance, yo, Li Chaoren has 200 billion in his hands and tens of billions of loans from us. What is it? loan!

Therefore, he easily borrowed 100 billion Hong Kong dollars.

Attention.

The 200 billion Hong Kong dollars in his hands did not move at all.

In fact, Li Chaoren has a capital flow of 300 billion Hong Kong dollars, which is even stronger than before.

Yin Jun now wants to learn Li Chaoren, but the way is a little different.

Li Chaoren can not use the 200 billion Hong Kong dollars in his hand because the Cheung Kong Group has been working well. The financial crisis has nothing to do with it. As long as it can stabilize the people and run smoothly, there will be no problem.

More often, the 200 billion Hong Kong dollar is a deterrent weapon, only displayed as a muscle, and will not show its own power.

But Yin Jun only has 6 billion Hong Kong dollars, which is not enough for Yin Jun to do so many things.

Therefore, Yin Jun must use it and then borrow more money so that he can do more things and buy more things.

Moreover, the younger the more loans, the better. Not to mention that the current interest rate is around 10%. Even if it is 20% or 30%, Yin Jun will be completely eliminated.

Once these two years have passed, how can the profits obtained by Kirin Group be comparable to those of twenty or thirty percent?

It is calculated at least according to twenty times, fifty times, one hundred times ... or even more.

Such a hugely different input-to-output ratio, Yin Jun's loan is not strange!

At present, the place where Yin Jun can make loans is naturally HSBC, the first bank of Xiangjiang.

With the volume of HSBC, it is not a problem to give Yin Jun a loan of several billion Hong Kong dollars.

What Yin Jun has to do now is to carefully plan, wait for the best opportunity, show his strength, and impress Shen Bi again, so that he can support his plan.

Shen Bi is such a career ambitious person, as long as you let him know that his gain is far greater than his dedication, he will definitely be emotional.

You know, Shen Bi is a superb man who took HSBC to the first place in Asia and the top ten in the world!

If he didn't have this adventurous spirit, how could he achieve such a great achievement?

...

Yin Jun did not want to push the waves, but in fact, Xiangjiang these days has been chaotic.

On the surface, it is because of the news broke by Kirin Group's news media, because of the irregularities and huge financial risks of the major loan companies.

But the root cause of the chaos lies in people's concerns about the wealth they own.

People without thought, he must worry about.

Although not all people in Xiangjiang are smart, the worries at the moment are real.

Whether it is worrying about fighting a war, or worrying about the collapse of a real estate in your own hands ... such a panic infects everyone in Xiangjiang.

Even those who are far away in Tianshuiwei, who have just come to Xiangjiang just now, have a hint of confusion.

However, they are the best.

Because the Qilin Group gave them the most sufficient guarantee, there was a job opening every day, and there was no shortage of various salaries and subsidies, all of which were paid on time.

Moreover, most of the business of the Kirin Group is outside of Xiangjiang. There is no need to worry about what to do if Xiangjiang is out of business.

That is to say, the Xiangjiang people are most worried about the war, they are a little worried, but they are not worried about the mainland, but they are worried about what the British people will do to them.

But ordinary Xiangjiang people are definitely not so free and easy.

Especially when I knew that the Iron Lady was about to visit Huajing soon, the fate and nervousness of the fate that would soon be sentenced, they firmly occupied their hearts.

What is the most terrible thing in life?

death?

fart!

When I died, I didn't know anything. How could I feel terrible?

The most terrible time should be the moment waiting for the judgment of fate.

Now Xiangjiang people are in this situation.

What will happen?

Will it fight?

Can our days be the same as before?

Below these big issues, the issue of vital interests is also imminent.

Because too many banks and financial companies have been investigated ~ www.novelhall.com ~ Many real estate developers in Xiangjiang, especially small ones, can no longer support it.

Originally, the price of Xiangjiang's houses has risen to the point where the average price per square foot is 1400 yuan. The better real estates are all 1600 and 1800, which is a shockingly high price.

But in fact, because various costs are constantly rising, many developers' lives are not so good.

They also owe large sums of money to the bank. If the house is unsalable, they will easily be unable to pay interest, which will lead to their collapse.

In the past ten days or so, almost all people in Xiangjiang believe that the real estate market in Xiangjiang is about to collapse, so if you go to buy a house now, you will definitely be an idiot and you will definitely be able to buy the highest price.

So no one buys a house.

Whether it is a big-brand real estate developer or a small and medium-sized developer, recently a house has not been sold.

Real estate developers are not sitting to make money, they are under various pressures of daily operations, advertising expenses, labor expenses, interest payments and so on.

If the company runs smoothly, there is no problem, they can make money smoothly.

If the company can't run smoothly, it will get stuck, the fun will be big, and it is easy to break the string directly.

Now, after a pause of ten days, large companies can sustain it, but small companies obviously cannot. One day's stoppage is tens of thousands or hundreds of thousands of losses. Where can they afford it?

At the juncture of crisis, people have little choice.

For these developers, who are not strong, cutting prices to sell houses, shaking out funds, and coping with various expenses have become their simplest and most direct and effective way.

So, in the past few months, the price-cutting channel of Xiangjiang houses has just been opened ...

...

(Guiqiu subscription !!)