Chapter 1234： The sad reminder of Zhang Bingqian

The money received by Xie Liyuan Gold Shop in selling gold vouchers in the past few years didn't even have a penny to buy gold for reserve, but was used by Xie Liangzong to do other business.

And he is still in the real estate business!

Now Xiangjiang's real estate is approaching the point of collapse. The money invested by Xie Liangzong cannot be recovered!

In a few days, the gold exchange of 1 million Hong Kong dollars that would have been every day will be forced to stop, and everyone's hard money will never be returned! !

This rumor doesn't know where it started from, but it spread very quickly, as if spreading throughout the Xiangjiang City in an instant.

What are you most afraid of doing in a bank bank business?

Absolutely not any loss, but afraid of running!

It is no exaggeration to say that if any bank is facing an irrational run, it is absolutely impossible for them to withstand the power of one bank alone, and it will definitely fail.

Regardless of what you are HSBC, Citibank, Royal Bank of Scotland, etc., as long as you encounter a never-ending wave of panic runs, it is definitely a failure.

the reason is simple.

No bank will keep the depositors' money in their vaults.

That's what fools do.

Every depositor is required to give them interest, even if the interest on deposits in Western countries is not high, then they must also be paid.

If there is not much for one person, not for a thousand people, the interest for one million or ten million savers will increase?

Even if this fee is insignificant, then your bank will hold the funds and put it in the treasury, do nothing, do not make loans or invest, where does your profit come from? Where do your expenses come from?

Therefore, banks holding depositors' deposits are bound to do business. They are equivalent to borrowing private money and pooling together to do business.

This is actually the same thing as doing business with private borrowing money, but the credit of the bank is higher, and it is easier to obtain private deposits that is borrowing money.

However, the ability of banks to resist risks is not as high as everyone thinks.

Unless these banks were born in China and have national governments endorsing them, no matter how big the matter is, as long as the country is not bankrupt, these banks will not go bankrupt.

With such confidence, there has never been a run-up in all state-level commercial banks in China. This is also the happiness of these banks in the establishment of diplomatic relations between workers and peasants.

Foreign banks are different.

Their commercial banks are real joint-stock companies, and they are responsible for their own profits and losses. Unless they have too many people's deposits, the failure will cause a violent shock in the country, and foreign governments will never interfere.

This is how many big banks in history have closed down.

This is especially true of the banks of Xiangjiang.

The small projectile land is packed with hundreds of bank branches, as well as more financial companies and bank offices, which has led to their fierce competition, which has collapsed from time to time.

This is true even for banks, so a Xie Liyuan gold shop in every district is even more unsustainable if it encounters a run.

It is pitiful that the next morning after the rumor spread, several stores in Xie Liyuan's gold shop were filled with people.

No matter how they explained it, everyone just didn't believe it, and asked Xie Liyuan Gold Shop to redeem their gold vouchers immediately.

People have a herd mentality.

As soon as I saw so many people looking for Xie Liyuan gold shop to settle the accounts, the others were also panicked.

As a result, more and more people were surrounded by the door of the gold shop, so that the shop assistants were afraid to open the door at all.

In the end, the police inspectors hurried over and finally kept order.

Xie Liangzong, who came from home, was immediately invited to the office by the public servants of the Financial Secretary for investigation.

This scene was recorded by the news camera, and countless Xiangjiang people saw this scene.

Among them is Yin Jun.

Also included Guan Zhilin, Guan Sihua and Zhang Bingqian.

The training in the training camp, although everything is really done in accordance with the training of police officers and opera apprentices, is not always without rest. The training instructor gave seven girls a day of the week to let them relax There are degrees.

Last night, Guan Zhilin was taken back to her home by Yin Jun, and the girl asked Yin Jun to stay in her boudoir softly.

Originally, Yin Jun was reluctant to live in Guan Zhilin's house, a little embarrassed.

But he was the least good at refusing Guan Zhilin's request, and finally stayed, but the little couple didn't do anything, because Guan Zhilin went to sleep after washing, and didn't wait for Yin Jun to sleep beside him.

Guan Zhilin, who had a solid night's sleep, was full of energy when she got up in the morning. She helped her mother to make breakfast and laughed with joy. She was full of innocence and roar.

Zhang Bingqian is very satisfied with this, and thinks that this is what a family looks like. If Guan Zhilin can conceive Yin Jun's child early and firmly hold this son-in-law in the palm, it will be more perfect.

However, Zhang Bingqian's good mood did not last long.

When she saw such a news in the morning news live car of Qilin Satellite TV, the milk glass in her hand fell directly on the dining table and shattered a plate with a clatter.

Snow-white milk flows all over the table.

Guan Zhilin was screaming, and she saw her mother's face pale.

"Mommy? Mom ... what's wrong with you?" Guan Zhilin shook her heart and quickly grabbed her hand. "Isn't it uncomfortable? Would you like to call a doctor ... Jun brother ... Jun brother ..."

She was also in a panic. When she was calling Yin Jun sitting next to her, she suddenly heard Zhang Bingqian's "wow" and started crying.

"This ... what's wrong with this?"

Guan Zhilin was terrified. Guan Sihua over there was frightened and also cried out.

Yin Jun was also a little inexplicable, but he didn't panic, motioned to Guan Zhilin to appease Zhang Bingqian, and motioned to the servant not far away to quickly pick up the table.

Then, Yin Jun watched the news on TV and thoughtfully looked at the crying Zhang Bingqian.

Wouldn't it ...

Wouldn't this mother-in-law be so unlucky?

A moment later, Zhang Bingqian finally stopped crying, and after her daughter's constant questioning, she sobbed and said: "I ... I bought all the money in the family's gold coupons from Xie Liyuan Gold Shop !!"

"what!?"

Guan Zhilin didn't know how to manage money anymore, and she opened her eyes wide: "Is it all bought?"

"Yes, I bought it again in July." Zhang Bingqian was a little bit timid. "Isn't I fooled the last time I raised money? I just wanted to buy gold for the best value! The gold coupons of Xie Liyuan Gold Shop can count On the same day, the price of the card can still be calculated as interest ... In addition to the fact that house prices have risen so much in the past year, I am afraid that the real estate market will collapse, and I even buy gold vouchers! "

Yin Jun laughed bitterly at the words.

At the beginning, Guan Zhilin told him that Zhang Bingqian no longer invests arbitrarily, but buys gold. He was still glad and happy.

Unexpectedly, the only big loophole in buying gold was encountered by Zhang Bingqian.

But when I thought about it, Zhang Bingqian wasn't the one who passed by. Xie Liyuan Jinpu was so famous in Xiangjiang, and it was certainly worthy of trust by many people.

Xie Liyuan Gold Shop ...

Ok?

Wait a minute!

It seems that the collapse of the Xie Liyuan gold shop is a fuse?

It seems to have triggered a lot of accidents! ?

Yin Jun's own memory is very good, plus the passing bonus, many of the original vague memories can also be impressive.

But the problem is that his focus is on entertainment. He just remembered about the Xiangjiang economic collapse and crisis. Where can I remember all?

Remember all that is a fairy!

Therefore, no matter what Yin Jun thought, he couldn't figure out what the series of accidents were.

It ’s definitely not small anyway.

"Brother Jun ... brother Jun ..."

At this moment, Guan Zhilin gently pushed Yin Jun, and when Yin Jun looked up, she saw Guan Zhilin's big worried eyes.

"Brother Jun, don't blame mommy, she didn't want this time ~~"

Guan Zhilin thought that Yin Jun blamed Zhang Bingqian again for tossing her family.

That said too.

Guan Zhilin makes money easily.

Because she is Yin Jun's righteous girlfriend, among the rumours and gossips on the rivers and lakes ~ www.novelhall.com ~ is far ahead of Yin Jun and all her girlfriends. Almost has decided the position of Yin's wife.

Therefore, whether Guan Zhilin makes a TV series, movie, or advertising endorsement, others have always given it at the price of a super first-class star. An advertising endorsement, you don't give 500,000, 1 million, are you sorry? Do you have any opinion on Jun Shao, and think his girlfriend is not worth the price for your advertising?

It's not as good as the male superstars Zhou Yunfa, Zhang Guorong, Fei Xiang, Cheng Long and others, but among the female stars, she is one of the highest.

Only Zhao Yazhi, Zhong Chuhong and Weng Meiling can match her.

Therefore, in the past two years, Guan Zhilin can earn three or five million every young and relaxed.

Compared to the small amount of traffic in the future, this money is of course nothing, but if you want to calculate the current house prices in Xiangjiang, Guan Zhilin actually earns a year, equivalent to three or five billion in 2020.

It's really a lot!

At least Zhang Bingqian is very satisfied.

But with the lessons of the last high-interest investment, Zhang Bingqian no longer dared to touch those high-risk projects.

For real estate, Zhang Bingqian thinks the same way.

In addition, Yin Jun itself is a real estate tycoon. In the past two years, he held a lot of land resources and a second land exchange book, so Zhang Bingqian felt that it was not necessary to buy real estate.

So she chose the most stable gold investment, and only invested in it.

Unexpectedly.

Actually, this can wipe out nearly 10 million Hong Kong dollars. I can't help but lament Zhang Bingqian's fortune, it is indeed zero!

No wonder she was so sick just now.

Regardless of whoever invests two times in a row, all of the family's money is lost, and you can't help but lose your mind.

...

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