Chapter 1009： Heavy punch!

The price of the Xiangjiang real estate market at the end of September was the highest in history, which greatly stimulated the government of Xiangjiang.

Banks such as HSBC have begun to substantially increase the best lending rate and mortgage rate, but this is only the first step.

Seeing the real estate agents, uniting some of their own or affiliated financial companies, began to subsidize the interest of various mortgages, Xiangjiang Zhengfu immediately made a new move.

At the press conference, the Chief Secretary announced personally that Xiangjiang Government has always supported real estate trading, but Xiangjiang ’s real estate market needs healthy development and cannot be so radical.

Therefore, in the real estate trading, some expedient measures also need to be corrected.

One of the most important points is to cancel the "instalment" policy when real estate merchants buy land.

As soon as this news came out, the whole Xiangjiang real estate market immediately experienced a violent shock.

The land of Xiangjiang is definitely one of the most expensive commodities in the world.

It is usually possible to have billions, hundreds of millions, or more than one billion on a piece of land!

This was Xiangjiang in the 1980s, not Xiangjiang after 40 years.

At present, the monthly income of the residents of Xiangjiang is only about 1800 Hong Kong dollars. At a glance, it can be seen how large an astronomical figure is the land price of these hundreds of millions and hundreds of millions.

The real estate business in Xiangjiang is rich, but it is not very rich either.

For example, the new Chinese-funded Five Tigers, Sun Hung Kai, Cheung Kong, Hang Lung, Hopewell Industries, Wharf, the highest market value should be the annexation of Hutchison Whampoa's Changjiang Industry, but it is only about 7 billion Hong Kong dollars.

Oh, yes, Li Chaoren bought Hutchison Whampoa, but still bought it in installments with loans. Now Cheung Kong Group owes billions of dollars to HSBC.

If the Wharf has added the rest of the Bao family ’s property, it will be around 10 billion, but Bao Yugang will definitely not put the eggs in the same basket, so the Wharf is still less than 6.5 billion Hong Kong dollars in market value. .

As another example, Hengji Zhaoye, which has just been listed, has a market value of only 3 billion Hong Kong dollars even if it has issued another 1 billion Hong Kong dollars.

That said, in fact, the top ten real estate developers in China usually have a market value of between 3 billion and 5 billion Hong Kong dollars.

These funds are all in one project, not just your own money. Bank loans account for a large proportion.

You said such a company, if you want to buy a piece of land, astronomical figures of hundreds of millions of Hong Kong dollars, can they take it out in one go?

It may be reluctant, but have you bought this land and you will not do other business?

Of course not!

Therefore, in the past few years, they have negotiated a workaround with banks and governments.

installment.

Buy land in installments.

For example, if I bought a piece of land in Sheung Wan, about 500 million Hong Kong dollars, then when I won the bid, I would first pay 50 million Hong Kong dollars, and I would pay the rest in three years.

In this way, the government can sell the land at a large price increase, and I can also benefit, thereby further pushing up housing prices.

This is also one of the root causes of rising prices in Xiangjiang in recent years.

Now, MacLehose has made up his mind and decided to rectify the real estate market, at least to firmly tie this wild horse, so he cut out such a knife decisively and cut it on the weakness of real estate merchants.

In fact, this is almost the same as the people buying houses in installments. If you have no money and want to do something rich, what should you do? loan! installment! !

In this way, even if you pay some interest on the loan, you can immediately buy your favorite goods.

Specifically for real estate, after buying it, you can enjoy the dividends from real estate appreciation. Compared with the price increase of houses and land, the interest in every area is nothing.

But if the government controls your installment payment, will you be allowed to borrow money to spend in advance?

The result is also very simple. Buyers have no way to buy a house, and real estate agents have no way to buy land.

According to the current crazy situation of the Xiangjiang land market, apart from Jardine Yangxing, a giant who can spend 10 billion Hong Kong dollars to acquire land, the rest of the real estate developers, even Cheung Kong Group and Wharf, are unable to take more A few pieces of land.

As for those middle-class real estate developers, they can take up to two or three pieces of land, even if they are saturated, they cannot take it.

How exaggerated is this?

Even Great Eagle Real Estate, which failed to reach the top ten, started construction and sales of eight real estate projects simultaneously this year.

What if they wait until they have consumed the site they are in, and suddenly they can only start 2-3 projects a year at the same time?

Bank loans, workers' salaries, company profits, etc. are not guaranteed!

So, everyone suddenly panicked.

Let me say that the strategy of HSBC just a few days ago made these real estate developers a little nervous and frowned. Now the government's actions are directly killers.

Although it is impossible for everyone to do real estate, there is no land reserve at all, but if the government is really allowed to go on like this, for up to three to five years, these real estate developers will have to be seriously injured and become scum.

As the most powerful chamber of commerce in Xiangjiang, the Xiangjiang Real Estate Construction Chamber of Commerce immediately convened a meeting, and because it was a plenary meeting, it was also called together with Yin Jun.

However, Yin Jun did not speak, he just sat in the corner to listen to their intense discussions and discussions.

The people who can enter here are all the big brothers who can affect the housing prices by stomping their feet. As they show their instincts, they continue to find ways to overcome the difficulties. Yin Jun does not feel emotion. Even the United States and the United Kingdom are always the people who make the rules of the game, and they have the greatest power.

No matter how many assets you have, hundreds of millions or billions, as long as the government decides to engage you, you have no solution at all.

It is Mr Huo who does not speak like Yin Jun.

But unlike Yin Jun, Yin Jun does not have a real estate business in his hand, so he does not speak outside of his business. Mr. Huo clearly controls the lifeblood of Xiangjiang real estate merchants, He Sha, but he still does not speak.

Even if someone asked him, he smiled and said nothing.

Since the 1970s, Xiang Jiangzheng began to suppress Mr. Huo, he is like this in the Xiangjiang Real Estate Construction Association, a bit like a speechless, overlooking the fairy of all living beings.

He still has irreplaceable construction resources in his hands, so everyone has no way to take him and dare not offend him.

Everyone knows that Mr. Huo is unhappy. When he was unhappy, he did not support him when he was suppressed. Secondly, he was unhappy. In recent years, everyone has become more and more close to the Xiangjiang government for the benefit.

However, there is no way for everyone to change if they know it.

After all, Xiangjiang is still under the jurisdiction of the British. They do n’t have Mr. Huo ’s energy and heritage, and go to fight against the British.

Therefore, everyone can only be an ostrich, pretending to be invisible.

Xiangjiang's real estate businessmen have behaved like this, and it's no wonder that Mr. Huo hasn't appeared in the outside world in recent years, and generally doesn't speak.

However, at this time, Mr. Huo, who was sitting next to Yin Jun, chatted with Yin Jun quietly with interest.

"Ajun, I'm going to Huajing during the Chinese New Year. Will you come with me?" Mr. Huo asked.

"I should go to the United States. There is still a whole lot of things there ... Hao Lao, is something wrong?" Yin Jun asked back.

"Oh, it's not really a big deal, just Xiao Lao and Yun Lao over there. They hope to meet you and talk to you about the future of our country." Huo Hu laughed.

Yin Jun was startled, "Tell me about national events? I don't understand!"

"Look at your timid look, it was far worse than when I was young!" Mr Huo snorted softly, "Your literati, this is not good, timid!"

Mr. Huo dared to support a wooden boat in his teens and braved artillery fire to travel between the two sides of the strait to earn his first pot of gold. Yin Jun was certainly not bold enough compared to him.

But Mr. Huo did not mean to despise.

In his view, although Yin Jun is slightly weaker, but his body is full of strength, it is a very rare good seedling.

It can't be said that one hundred years later, this important task of maintaining the connection between Xiangjiang and the mainland must fall on this young man.

In the past, Mr. Huo was optimistic about Li Chaoren. Although Li Chaoren was a bit gloomy and selfish, in the big festival, this person had never suffered a loss, so it was considered the best candidate.

But now it's different. After Yin Jun was born, he swept across the entire Xiangjiang business community. The means were very fierce and violent, and everyone was unable to defend.

Corresponding to this method is Yin Jun's character, which is unexpectedly gentle, has a reputation for being a man, and is kind, courteous and courteous.

This extreme contrast made Mr Huo not interested in Yin Jun, so he also came to see him.

After Yin Jun ’s performance, it was even more satisfying to Mr. Huo, especially withstanding the pressure of Baodao, and stiffly carried out the electronics factory in Lin’an, giving many patriots who are interested in returning the motherland. Merchants, a dazzling light.

Therefore, Mr. Huo has now changed his mind and should train Yin Jun well.

However, he also noticed that ~ www.novelhall.com ~ Yin Jun is extremely cold about politics and governance. He doesn't want to be close to the big guys at all. He seems to have a taste of politics and governance.

This makes Mr. Huo feel a little sighed. Other people want to get up too late, but you just refuse to be thousands of miles away, which is really interesting.

This is also one of the reasons why Mr. Huo said that Yin Jun is "coward".

But Yin Jun didn't take it seriously. "Lao Huo, I'm just a businessman. Let me contribute my business to the country and the people. I don't want to ignore the rest."

"In the game, why don't you just ignore it?" Mr. Huo could not help sighing, "You can rest assured that now they will never repeat ... As long as you can maintain your heart, the future inland Business is your world! "

"I am not worried. In fact, I am full of confidence in the interior." Yin Jun smiled. "You take care of your body too, then you can see how our motherland ranks among the world's powers after 30 years. Ranks! "

"Why don't you contact them more? With their help, you will take a lot of detours!" Mr. Huo was surprised to see that Yin Jun's confidence was so sufficient.

"It's not the right time. I'm looking forward to a better opportunity." The teenager said rightly.

"Ha ha."

Mr. Huo did not understand the meaning of Yin Jun. He felt that Yin Jun was still not sure about the current situation.

This is also normal.

Normal people are not so full of trust, especially after looking at the situation in previous years.

"It's up to you!" Mr. Huo groaned, "But the people above entrusted me to tell you that the mainland supports all your investment, and you should not be afraid to do it boldly!"

"it is good!"

Yin Jun answered calmly.