Chapter 940： Chaos

On August 1st, the MTV TV station invested and established by NBC, Express Finance and Kirin Group started their own premiere with great anticipation.

In the United States, the opening of a TV channel and the desolation of a TV channel are all very common things.

The broadcast of MTV was initially expected in the music circle. As for other ordinary people, they may not be able to understand what it is.

Only Yin Jun knows that with the advent of the era of universal entertainment, with the growth of superstars like Michael Jackson, and with the music boom in the United States and the United States in the 1980s, MTV will steadily and steadily hit its peak.

He even agreed to let Deng Lijun shoot a MV. When the album is about to be released, it will be broadcast on MTV.

Now in the world, Tianhou's sister is regarded as a first-class singer. People have not regarded her as a "singer from the mysterious East", but "Telissa Deng".

美. The country's movies and TV shows have a good trend, and Yin Jun is naturally very happy.

But in the present Xiangjiang, it is full of a kind of oppression that the storm is coming.

With the government's fierce clean-up of the financial company in July, 88 banks were ordered to shut down and rectify. The banking industry that has already expressed its position has learned that the government's determination is not limited to this.

Therefore, on August 1, within 30 days of HSBC, it announced for the second time that it would raise the threshold for lending again, and in the remaining five months of this year, it will tighten the amount of lending and turn it into conservative action. .

HSBC Bank is quite atmospheric, and the remaining banks are even more severe.

Standard Chartered Bank and Bank of China announced that when accepting real estate mortgage loans, the construction area is not counted, only the useful area.

Hang Seng Bank, Bank of East Asia, Hong Kong Commercial Bank and other top ten banking industries announced that mortgage loans for real estate can only be up to 60% at the same time, and also follow the practices of the three banks of HSBC, Standard Chartered and Bank of China.

Thirty years later, many people in the online government and economic development bureaus often clamored that real estate in Huaguo can be stopped as long as two are stuck. One of them is a bank-controlled mortgage loan.

But at that time, there have been too many times to repeatedly raise mortgage loans, cancel preferential interest rates ... lower the mortgage loan threshold, restore the 15% discount interest rate ... This has repeatedly tossed, so it is a deterrent to the public to buy a house It is getting smaller and smaller, and it is basically useless later.

If you really want to buy a house, where can't you find the money? Can I be killed by your bank?

But in 1981, the bank sacrificed such a big killer, and immediately gave home buyers a slap.

The average salary of home buyers today is about 1800-2000 Hong Kong dollars. It takes half a month's salary to buy a house of one square foot. According to the minimum of 300 square feet for every move, it takes more than ten years to deposit. But at that time, I really didn't know when the real estate price rose.

So the best way is to buy a house with a loan, at least to catch up with the speed of real estate price increases, so as not to let your money depreciate too much.

It is undeniable that 30% of the houses are now controlled by real estate speculators and developers, but most of the houses are bought by consumers themselves.

Most people are for self-occupation, and only a few of them have spare money to invest.

it's good now.

The bank directly tightened funds, strictly reviewed the qualifications, and raised the threshold. Originally, ten people could borrow to buy a house, and now there are at most five, usually only three people!

People's channels for buying houses were blocked at once.

You said that you could go to a finance company before and use a relatively high interest rate to borrow money, but now the finance company is more cautious than a bank. I am afraid that I will be thoroughly investigated and ceased business because of a bad one.

People can't buy a house, so the house of a real estate company is difficult to sell.

Do real estate, rarely use their own money, most of them are loans.

Loans means that there are high interest rates every day. When no one can buy a house, if you put the house in your hand for a day, you will lose more.

There is no way, the real estate company can only unite some related or even its own financial company to provide some short-term loans to the people to help them pay the down payment, or reduce their dependence on banks and so on.

However, none of these methods can be done too much or too much, otherwise the supervision of the Financial Secretary will turn around.

Therefore, their method is not useful.

Even Li Chaoren and Canadian banks have launched a "home purchase interest subsidy" concession, you can know how much pressure these real estate developers have.

A little better is Hengji Zhaoye, which has just been listed. Li Zhaoji took a large amount of cash, and in his hand was a small house of 300-500 square feet. There is not much capital demand. Naturally Li Zhaoji is better. Too.

Huamao Group is also the main house of 300-500 square feet, and their sites are not in the urban area, are in the suburbs, the price is much cheaper.

Then Huamao has its own financial company, which can provide loans to the people ... Such a one-stop service will naturally take the lead and sell more houses.

In fact, if it is not the house quality and floor structure of Chinachem Group is not so good, basically do not do high-end real estate, in the future, they will become the top three real estate companies in Xiangjiang, there is no problem.

Xiang Jiangzheng took this scene in his heart.

Perhaps I feel that such strength is not enough to express my meaning. Just in August, the Hong Kong government announced two major transactions in a row.

The first transaction was to sell the former Murray Road car park site in Central District to Hua Guo Bank at the price of 10 Hong Kong dollars, so that they could build the headquarters of Hua Guo Bank ... Well, the classic Feng Shui Building in the back. The knife cut to the one in the Governor's Mansion.

The old site of Murray Road parking lot was fired to 1.5 billion Hong Kong dollars at the beginning of this year, but only a few months later, the Hong Kong government not only did not auction, but also directly transferred it to the Bank of China at a low price , What does this mean?

Represents Hong Kong. The government does not want land prices to rise too fast, which means that the government of Xiangjiang has a soft attitude towards the mainland.

The second transaction was even more sensational.

香江 政. 府 announced that it has reached an agreement with the developer Weicheng Company to reclaim the 488 hectares of land they bought in Tianshuiwei for 2.5 billion Hong Kong dollars.

Who is the largest shareholder of Weicheng?

Derun Group!

The first overseas Chinese company established in the 20s!

They bought a large area of ​​Tianshuiwei in 1978, but the result has not been developed. Now, the Xiangjiang government. You have all recovered it in one breath, and the price recovered is only more than 30 square feet.

To say that Tianshuiwei, in the past few years it was definitely a remote mountainous area.

But after the continuous development of Yin Jun in the past two years, including the establishment of bus lines, the construction of the Kirin Industrial Park, and the construction of the Kirin Garden, etc., Tianshuiwei has become at least a new town similar to Yuen Long.

The real estate here has also started to rise in price.

Don't dare to say that when you build a house, compared to the price of Qilin Garden, about 500 psf, it can definitely be sold!

It is said that Li Chaoren proposed to build it several times, but Derun Company just stopped it and wanted to wait two more years before real estate rose more.

The results of it?

香江 政. The government finally ca n’t bear it. If you do n’t develop it, I will recycle it!

No matter how strong and unwilling Derun Group is, it can only be forced to agree to this repurchase. The super-large project with an expected profit of more than 100 billion yuan is so ruined.

Then this case once again sounded the alarm for the major real estate companies in Xiangjiang.

Everyone understands at this time, Xiangjiang Zheng. This is a strict reminder to them, if you still want to cover the plate, and want to hoard the land without repairing the house, then do n’t blame me!

After such a month of various political policies, real estate developers dare to take the reminder of the Xiangjiang government as a breeze, so more than 15 real estate development companies have announced that their land will be carried out immediately. Development, new houses will enter the market next year at the latest.

Okay.

On the one hand, people want to buy a house but cannot buy it.

On the other hand, these real estate developers are forced to build more houses.

The two contradictory facts were placed in this place like Xiangjiang at this time in 1981.

Apart from these, the New World Development Company, one of the five famous Chinese real estate developers in Xiangjiang, made a very sensational event.

They notified more than 200 stores in Mei Foo Village in Kowloon in writing, stating that after the 82-year lease term expires, they will not renew the lease with the tenant.

The solution is either that they move away, or that they buy the store at a price that the new world develops.

The price of the store is basically a set of 3.5-60 million according to the size. If more than 200 households buy the store, it will directly bring a rich cash of 1 billion Hong Kong dollars to the development of the New World.

As soon as this news came out, all of Hong Kong was sensational.

"Kylin Daily" directly used the real estate headline to publish the article "Forcing people to buy a shop, unscrupulous and shameless", sharply criticizing the new world's forced practices, calling them scumbags.

Zheng Yutong could n’t help crying, so he called to ask Yin Jun, can you show mercy?

Yin Jun and Zheng Yutong have a good relationship, but at this time they also told Zheng Bo very seriously that this is the newspaper ’s own decision, on the basis of not involving violations of morals and principles ~ www.novelhall.com ~ I will not go Interfere with them.

Zheng Yutong couldn't take Yin Jun's answer as well. At first, he was responsible for the loss. Second, Yin Junken explained to him that he had given face, and now Yin Jun has more assets than him!

Quanxiangjiang's news media, no one supports the development of the new world.

Was so scolded that Zheng Yutong could only put his face in his pocket and continue to let his men carry out this matter.

Actually everyone with a clear eye knows that Zheng Yutong is a little scared, afraid of a real estate crash, and he does not have enough cash flow to deal with the crisis.

The shop floor of Mobil New Village is one of the most valuable properties that can be cashed out in the development of the New World, so he must cash out anyway.

As for the question of whether other people want to buy it, Zheng Yutong is not worried.

Because Mobil New Village is one of the two largest properties in Xiangjiang, the other is Taikoo City.

In both properties, they live in the middle class of Xiangjiang, so doing business here is very easy to do. The previous tenants also made a lot of money.

Now that real estate is rising, especially good shops are so rare, they are definitely not willing to give up.

Therefore, this time, "forcing people to buy shops" is destined to succeed! ...

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