Chapter 502: 2 the best of all

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Qiu Ping said that he gritted his teeth and was very unwilling.

He felt that such a thing would happen again, and he would certainly not be deceived, but he didn't know why at that time, and suddenly he became crazy and became fooled.

After listening to Yin Jun, he felt emotional.

Qiu Ping suffers not from greed. He is different from many people who want to get a 20% rebate. He prefers to immigrate to Canada earlier. Of course, 20% rebate is better.

The sooner things are done, the sooner he can prepare various matters and make the best plan for the life of his wife and daughter there.

For a person like him, one month earlier will have the benefit of one month earlier. If you think more and prepare well, you will have a better chance. This can be related to their Qiu family for decades. A major event for development in Canada.

Unfortunately, his impatience has affected his judgment.

Clearly knowing that according to the normal procedures, it is impossible to complete the immigration procedures in such a crazy three months, but for the trace of urgent hope in my heart, I lonely throw away all my family ’s property.

Qiu Ping's salary was more than 9,000 a month, but it was only from the job-hopping in 1978 that his salary was raised. It used to be more than 4,000.

Before, because of the good salary, Qiu Ping bought a total of two houses, one large and one small, the small one was rented, and the big one was used to live, but it was not a house that was bought in full, but a loan of choice. They also repay loans every month.

Xiangjiang ’s house is not cheap, plus Wang Qiuwen did not go to work and concentrates on taking care of the family, so in fact, Qiu Ping ’s family cannot be said to be very wealthy.

In addition, in order to entertain and maintain a decent life before, Qiu Ping's spending is not very economical, so naturally the cash that can be saved will not be too much.

This time, in order to become an immigrant earlier, he not only took out all the cash deposits in his family, but also mortgaged two houses that had just repaid the loan, which only collected more than 1.2 million.

Fortunately, starting from last year, Qiu Shuzhen's salary for filming was pretty good, plus the show that "Stars Know My Heart" went to Treasure Island, it earned more than 200,000 for the family before and after, otherwise this more than 1.2 million was still incomplete.

Now Lu Chunrui fled with donations, and Qiu Ping owed the bank more than 800,000 at once. If he could not repay, the house would be taken away by the bank, and they could only go out to rent a house.

Qiu Ping now has a salary of more than 9,000 a month. In addition to the education expenses of household and Qiu Shuzhen, the only thing that can be saved in a month is 3000 to 4000. It takes more than ten years to pay off the principal, plus a high amount. For interest, at least 20 years!

Thinking that in the next 20 years, not only can there be no deposits, but also all have to be taken out to repay the loan, the quality of life of the family will be greatly affected, the wife and daughter will suffer with themselves, and Qiu Ping will cry. tears.

"The police haven't made it clear these days, but it's estimated that it's very difficult to recover the money ... Even if the people are caught back, the money is either transferred or squandered." Qiu Ping said frustratedly, "blame me, Why are you so anxious! Why are you so obsessed? You know that this is not normal, but you still have to throw in all your net worth !! "

Seeing him talking and crying, Qiu Shuzhen was so scared that she grabbed Yin Jun's clothes.

She hadn't tried to persuade her father before, but Qiu Ping, who was already crazy, pushed away Qiu Shuzhen, a gentle and calm middle school teacher, on several occasions. Once they fell into extreme depression, they usually lost control.

Fortunately, Qiu Ping didn't reach despair, his salary kept rising. Although his family was almost empty, but after the house mortgage loan was down, the valuation was still low, waiting for him to pay off the small house loan in five or six years. , And then you can sell the small house, so that the pressure will be reduced a lot.

Looking at his wife and daughter, Qiu Ping told himself again and again that as long as he is willing to work hard, then the day will be better.

Yin Jun nodded and said, "You can't blame you on this matter. Who knows that such an old-name immigration company would actually be such a pitman? What we have to do now is to think about what to do in the future regardless of the past."

"How to do it? I honestly go to work, and when I take a break to see if there is any opportunity to make extra money, I will work hard to pay off the debt." Qiu Ping said.

"I also want to find a job to do ..." Wang Qiuwen, who had already swollen eyes and cried, said timidly.

"How many times have I told you? How much can you earn from work? What will you do?" Qiu Ping glared at his wife. "Doudou doesn't need anyone to take care of it? A lot of things in the family don't need you to take care of? Not dead, you do n’t need to be like this! "

Wang Qiuwen apparently argued with Qiu Ping because of this matter, and seeing Qiu Ping's rage again, she could only shut up.

Yin Jun understands Qiu Ping's mentality, but he cannot agree with his approach.

Men are the pillars of a family, which is nothing in general, but once a major event is encountered, the head of the family must definitely stand up and support the family, not let it collapse.

Now that the Qiu family is experiencing difficulties, Qiu Ping should try to recover losses on the one hand, and be calm and optimistic in front of his wife and daughter on the other hand, and can not transmit negative emotions to his wife and daughter-women are originally weak Yes, the mentality is also easy to be weak, so if men want to vent their temper, they tend to be injured more deeply.

Yin Jun did not know whether Qiu Shuzhen had encountered this incident in her previous life, because after her debut, there was basically no report of gossip about her family, and of course Yin Jun did not know.

But since this life has encountered itself, then Yin Jun can't ignore it.

After pondering for a while, Yin Jun said: "Uncle Ping, Aunt Qiu, the police are right. At least in a short time, we can't expect to recover the money from Lu Chunrui. Then the most important thing now is to see how Overcoming the difficulties ahead. Uncle Ping said just now that the interest on bank loans is very high, and you are using a mortgage loan, so the most important thing is to repay this part of the money, otherwise you will lose money later. "

In 1978, Xiangjiang's preferential loan interest rate averaged 6.68%, while the mortgage interest rate for buildings averaged 10.62%.

However, in 1980 this year, the real estate of Xiangjiang continued to rise rapidly, resulting in a rapid flow of funds to the real estate market, resulting in a shortage of funds for banks.

Under such circumstances, the bank ’s gradual cancellation of preferential loan interest rates has risen to an average of 11.37%, and ordinary people like Qiu Ping go to mortgages, and the annual interest rate is as high as 15%, which is extremely high.

But this is not the highest.

By the end of next year, when the real estate was at its craziest, Xiangjiang's best interest rate soared to a historically high level of 20%, and the mortgage rate of buildings rose to 21%, the highest ever.

Remember, this is the best interest rate!

In fact, at that time, you didn't have 30% interest and couldn't make a loan at all.

This is the crazy age, crazy Xiangjiang!

So, in fact, Qiu Ping really has nothing to worry about.

As long as next year, the two houses in his hands can skyrocket by at least 50%.

At that time, after he directly borrowed money to repay, he sold the big house, he would pay off all the loans, and then re-own that little house.

Of course, Yin Jun was naturally reluctant to suffer from Qiu Shuzhen, at least not because his quality of life was too bad.

In his thoughts, Yin Jun asked again, "Uncle Ping, do you think that according to your current salary, is it enough to repay the loan while ensuring that the quality of life does not decline?"

"How is it possible?" Qiu Ping smiled bitterly. "Even if I go to take a few cram classes on weekends and winter and summer vacations, it can only increase by about 30,000 a year at most, and it can be up to 150,000 a year. The family expenses are not small, even if it is frugal. , The maximum that can be saved is only 100,000. More than 800,000 loans plus interest, I have to repay at least 10 years, if you want to repay in seven or eight years, then you have to work harder. "

The next Wang Qiuwen gritted his teeth, "Husband, I pay more attention on weekdays and save a little."

The couple are inspirational here, Qiu Shuzhen can't help it, "Daddy Mummy, and me! If I don't go to a little cram school, I will definitely earn 200,000 a year!"

"You?" Qiu Ping didn't hesitate to break her dream. "Say less to Dad about this. School is your job! Even if Dad's hard work, it won't let you delay studying!"

"But ..." Qiu Shuzhen blushed. "Should I not contribute more to the family? Don't underestimate me!"

At this time, Wang Qiuwen remembered that her daughter is also a small star with a good reputation. After performing in "The Star Knows My Heart" last year, she went to Treasure Island for a show and earned 200,000.

Although this is equivalent to more than half of the money she made in more than a year of performances, if you come back with these few dramas, your daughter can pay off the loan alone!

She doesn't want her family to be prosperous now, she just wants to pay off her accounts in three to five years, even if she can start over without any savings.

After looking at the firm husband, Wang Qiuwen's mouth moved, but he didn't dare to say anything.

She knows her husband's literary habits, her daughter can be rich and expensive, but she must have a culture and learn enough knowledge.

Moreover, Qiu Ping despised the actors, and felt that they were all actors, and there was nothing to be proud of.

The daughter is now starring in movies and TV shows, saying that she is interested, but Qiu Ping is not very willing, just know that Yin Jun is nurturing his daughter, he also hopes that his daughter's holiday life is rich and colorful, and learn some in the process of acting Things, so Qiu Ping reluctantly allowed Qiu Shuzhen to be a small actor.

Seeing everyone stop talking, Yin Jun touched Qiu Shuzhen's small head and said in harmony: "Dou Dou, Mom and Dad have their own considerations. If you don't study, there will be a lot of things that you don't understand in the future. Oh! You come in the same way as before. When you are on vacation, you can make movies and TV shows ... Don't worry about the things at home. Brother will help you. Believe in brother? "

"Ok!"

Although Qiu Shuzhen was not so satisfied with Yin Jun's statement, she seriously tapped on Fan Zhen, "believe!"

"That's good!"

Yin Jun smiled and turned to Qiu Ping: "Uncle Ping, if you really want to make money, then I happen to have a job here, which is very suitable for you to display your talents. I don't know if you are interested in giving up?"

"On your side?" Qiu Ping froze, "You also want to run a school?"

He felt a little funny, he was a teacher, how could Yin Jun ask himself to help?

Do you think running a school is easy?

Qiu Ping also knows that Yin Jun is very rich, with a loan of more than 800,000. For Yin Jun, even a single hair is not worth it.

But if it is just alms, Qiu Ping is definitely not willing to accept it.

"No, not a school." Yin Jun shook his hand. "I have a very important thing here, and I want to entrust a reliable person to do it."

"I can't do anything except teach Chinese." Qiu Ping quickly showed his bottom line.

"I just want to find a teacher to teach the language knowledge for a group of employees in our company, talk about the ancients and present, let them have some understanding of the glorious history of our country, let them live for themselves in this long history and Pride and destroy the country of culture! "Yin Jun said righteously.

"Are you really asking me to teach Chinese?" Qiu Ping's eyes were all round, "What kind of staff do you teach?"

"I hired many people from Tianshuiwei, most of them from the mainland." Yin Jun said, "they, including their wives and children, because of the domestic matter, basically have little knowledge and right. The cognition of the brilliant civilization of the whole country. I am very dissatisfied with this. I must let them listen more and learn more! "

Qiu Ping looked at Yin Jun stunnedly, intentionally saying that Yin Jun was eating too much, but looking at Yin Jun's solemn eyes, he knew he was not kidding at all.

Qiu Ping will not understand this naturally. This is one of the policies that Yin Jun allows his employees to increase their recognition of "I am the descendant of the dragon".

We have common words, ancestors, and cultures, all of which are important hubs connecting each other. With these things, the ridiculous prediction of the "Chinese Congress divided into six countries" in Japan is simply a joke, idiot behavior.

Our ancestors walked down the Loess Plateau all the way, and the territory expanded to such a huge extent that if it were not due to the natural conditions such as the desert in the west, the sea in the south, the rain forest in the southwest, and the ice sheet in the north, it would continue to expand. The huge area can be unified after the turmoil. The culture and identity in it play a vital role.

Yin Jun was born in the 1990s. He and the people around him, even if they are all orphans and have no relatives, but they definitely consider themselves as Chinese, living in this country, hoping that the country and the people can live a better life.

This is also an important reason why Yin Jun, after traveling for 40 years and coming to Xiangjiang, also wanted to seriously help the now poor and backward motherland become stronger.

But the people born in the 1950s recruited by Yin Jun now are a little different.

They basically did not receive a complete education. The great thing is that they graduated from elementary school. Many people do not know how to read, let alone read thousands of literature, disciples regulations, three hundred poems and so on.

Once you are not exposed to the ancient culture of China, your sense of identity with this country will weaken, otherwise why are there so many ancient articles and deeds in Chinese textbooks?

With money alone, you can envelope these people for three, five, seven, or eight years, but when they are in Australia, after accepting the customs and culture there, they dare not say that they must be separated from Yin Jun, but they will definitely become one. A pure employment relationship.

They themselves will become a mess of sand, maybe they will also go to Australia, causing Yin Jun some trouble.

Only by letting them identify with this country, even if they are in Australia, will they always consider themselves to be the descendants of the dragon. This will make them incompatible with the personality of Western Australia and form a cohesion full of cohesion, becoming an important force for Yin Jun.

Therefore, Yin Jun had long thought about giving them a Chinese class in addition to English classes and technical classes.

Now Qiu Ping is an opportunity.

It is too complicated to teach those employees, they certainly don't understand. The Chinese language teacher of Qiu Ping Middle School is just familiar with the Chinese language of elementary and junior high schools, and teaching them these simple and easy-to-understand cultural knowledge to them is quite easy.

Moreover, Yin Jun also knows that Qiu Ping is a very good Chinese teacher, otherwise he will not be cornered by private schools.

Such a person is still a person who knows the roots and roots, and Yin Jun really wants it.

"You don't need to tell them anything advanced." Yin Jun said harmoniously, "Just teach them basic literacy, reading, and writing, and then tell them the history of our country's five thousand years to let them know it. The ups and downs of my life, sweet and bitter .... If you want to uncle Ping, just come and clean up. You teach 6 classes a day, two weekends a week, but there is no winter or summer vacation within three years. Salary, 12000 a month, receive 16 months of salary a year, if they learn well, I will also pay bonuses. The annual salary increase is higher than the average increase of the same company. "

Qiu Ping listened to his heart.

He is now more than 9,000 a month. Although he takes rest and pay for winter and summer vacations, he only receives 12 months a year.

Now that he is in desperate need of money, such leisure is not suitable for him.

If Yin Jun can really give such a high salary, it is close to 200,000 a year, what can he do?

Wang Qiuwen was also full of excitement on his face, looking at her husband with hope, hoping he would agree immediately.

If she had n’t ignored Yin Jun ’s invitation two years ago, she felt that it would be inappropriate to teach those adult students for such a private person ~ www.novelhall.com ~.

But now Yin Jun is different. They have a net worth of more than 2 billion Hong Kong dollars. They are definitely one of the ten richest people in Xiangjiang. Is it possible that his husband can follow him? Is he afraid of losing money?

Besides, even Yin Jun does n’t care about Qiu Ping, but she certainly cares about her daughter ’s feelings.

But Wang Qiuwen can see that Yin Jun not only loves Qiu Shuzhen as a little sister close to him, he just treats Qiu Shuzhen as her sister.

Qiu Shuzhen's big eyes also blinked, looked at Yin Jun with joy, and looked at his father seriously.

She also hopes that her father can agree that his father can work in his brother's company, and he will not be bullied!

"On my side ..."

Qiu Ping hesitated for a moment, "You let me think about it ... Well, give me three days, and I will give you an answer within three days!"

"it is good!"

Yin Jun slightly jaws.

He can see that in fact Qiu Ping has tended to resign, but he belongs to the literati temper, so it is not easy to agree immediately, so as not to worry about others saying he is too utilitarian.

Qiu Shuzhen, a big devil, also saw his father's thoughts and smiled excitedly, leaning on Yin Jun's chest.

"Thank you, brother ~~"

The little girl said in a voice that only two people could hear.

In the heart of Qiu Shuzhen, Yin Jun was already an omnipotent superman.

Now Yin Jun has solved the biggest crisis in his family three or two times. From then on, he is like a fairy with golden light in Qiu Shuzhen's heart!

...

(It's close to 10,000 words, enough for others to change. The masters don't think I didn't work hard! In addition, every Friday is the worst time to subscribe, think about it, you will go chic, I am still writing books , So envious!)