Chapter 205

In modern times, Gu Qiancheng is absolutely a rich family. According to their family rules, as soon as each child comes of age, the family will give a sum of money as a fund for entrepreneurship and life.

That sum of money is by no means small. No matter what Gu Qiancheng wants to do or she doesn't do anything, that sum of money alone is enough for her to spend her whole life

Gu Qiancheng didn't plan to start a business in those years. She directly handed over the money she had to a special financial planner and lawyer to take care of it. Every year, she only needed to get the income.

Here, where can Gu Qiancheng find a financial planner to take care of her investment?

But holding money in hand is not Gu Qiancheng's character. So she would rather put the money in Qin Jiyan's hand than take it by herself.

It's not safe to put such a large amount of silver in one's own hands. I don't know if it's of any use. Qin Jiyan can use it more or less.

Gu Qiancheng is afraid of Qin Jiyan's thinking. In order to show that he doesn't want to lend him money secretly, he sincerely asks Qin Jiyan to help her keep the money. Gu Qiancheng sincerely tells her his difficulties.

"People die for money, birds die for food. Your highness also knows that all the people in Gu's family, except my grandfather, are not oil saving lamps. If they want to know that I have such a large sum of money, they may want to kill me. "

"In addition, I've been locked up in the backyard all day, and I don't have the ability and energy to make investment. It's useless to put money in my hand. You may be able to make money in your Highness's hand. If you make money, your highness will give me a little dividend. If you don't make money, your highness won't take advantage of me."

Gu Qiancheng admits that she is a little insidious, and she just wants to earn money but not pay for it.

Qin Jiyan doesn't care about her. Gu Qiancheng says so. He thinks so. Anyway, he doesn't have any silver now, but there is Gu Qiancheng, just

"Investment? What's that? "

"Money begets money. Your highness, if you want to go to the Department of accounts for experience, you should be able to get in touch with these, right?" Gu Qiancheng didn't know much about the economic system of Daqin, so he didn't dare to say more.

"The Ministry of accounts? The Ministry of accounts is only in charge of the revenue of the state treasury and the expenditure of various localities, regardless of these. " Qin Jiyan is going to study in six departments, and knows the functions of each department very well.

"Oh..." Gu Qiancheng answered and didn't ask much. It's not her turn to take care of these things.

But Qin Jiyan didn't let her go. Qin Jiyan was very interested in Gu Qiancheng's saying that money begets money: "when you say money begets money, you mean to open a shop to do business?"

Although this can bring money, it's too slow. Moreover, several big business firms are controlled by the king of Zhou, the king of Zhao and the king of Rong. He can't intervene at all.

"Shop for business? It's too slow to get money, and it's very tired. It's not recommended. " It's a waste of time and energy for the king of Qin to start a business on such a basic basis.

"Oh? If you don't open a shop to do business, what good way do you have to make money? " Qin Jiyan is not surprised. He doesn't think much of Gu Qiancheng's answer. He doesn't think Gu Qiancheng, a woman raised in the backyard, understands this, but

Gu Qiancheng gave him an answer: "the best way to make money is to make money quickly. What is most suitable for your royal highness is to open a bank and lend money to those merchants to earn interest."

The top three generations, with such a strong background, can't do anything.

Of course, Qin Jiyan knows how to open a bank to make money, but

"Everyone knows that banks make money, but not everyone can open a bank. Let's not say how much money it takes to open a bank. It's not a simple matter to open a bank all over the country. "

If you want to open a bank, you have to have a lot of money as the backing. You have to have ticket numbers everywhere to facilitate people to withdraw money. Only in this way can you open it

A new bank can't be opened for more than ten years. It can't accumulate credit for more than ten years, and it can't be trusted by the people and businessmen.

It's not easy to open a bank. They could only cooperate with mature banks, but could not open their own.

"Your Highness, you think too much. When you open a bank, who stipulates that you must open your own shops all over the country?" Gu Qiancheng shook his head and wrote five words on the table with his fingers: "empty handed White Wolf"

looking up, he saw Qin Jiyan's face was not clear. Gu Qiancheng explained: "Your Highness, if you want to open a bank, there is no need to open a shop all over the country. You can make use of the mature bank now and ask them to exchange money for you. Just take the ticket number of your bank and exchange it for you It can be exchanged at any bank. "

"It's too idealistic. Why do those banks exchange money for the banks opened by Wang? If I run a bank, I will rob them of their business. " Qin Jiyan admits that Gu Qiancheng's idea is a good one, but no matter how good it is, it is not practical.

"What about robbing them? They are not the only ones who can earn money in the world. " Gu Qiancheng said strongly, with a cold look.

"It's not only silver that you have to fight for in a bank, but also the relationship behind it. Whoever has a strong backstage has the right to speak. If your highness wants to open a bank, he must not open it by himself. Interest is the best cooperation link. You must win over others and let powerful families take a share. "

"And the most powerful person in the world is not your highness, but the emperor. Isn't your highness just going to the Hubu for training? This is a good opportunity... "Gu Qiancheng laughs unfathomably, Qin Jiyan comes to interest, ask a way: "what good opportunity?"

Gu Qiancheng said, "Your Highness, you can take the opportunity to persuade the emperor to open a bank in the name of the Ministry of accounts. The Ministry of accounts accounts for 60%, and 40% of it will be used to absorb the initial funds. The 40% will be allowed to be purchased by the powerful clansmen. Your highness will keep 10% for yourself, and the remaining 30% will be sold to the powerful clansmen respectively. The other 30% will be sold to the powerful clansmen for 1 million Liang, and many of them will be allowed to buy 10% in total, and the dividends will be distributed according to the proportion of their contributions. "

"In this way, we can not only make money, but also attract those powerful people to take the side of the king." In Qin Jiyan's eyes, Gu Qiancheng doesn't say much, but it's enough

"Yes, some dignitaries are in power. What does your highness want to do? This bank has something to do with their income. Even if your highness doesn't do something, they will come forward to deal with it. " Sometimes identity is very useful, especially for dealing with people with the same identity

"There's no problem in opening a bank. I can convince my grandfather that those powerful clansmen will certainly contribute money when they see that it's profitable, but the problem is..." Qin Jiyan looks at Gu Qiancheng with burning eyes. He is very glad that he went to Gu's home and met this woman

This woman's brain doesn't know what to do.

"What's the problem?" Gu Qiancheng blinked and didn't understand for a moment.

In her opinion, the biggest problem has been solved. With the emperor and so many dignitaries as the backstage, what else can't be done in Daqin?

"How can I get other banks to agree to exchange our bank notes?" There are four banks in Daqin. All of them have a deep background and abundant capital. They really need to use imperial power to suppress them. At that time, they will be caught dead. Maybe Daqin's economy will collapse

What's more, the mountain is high and the emperor is far away. Even if they are forced to exchange with the right, they may also violate the law. At that time, the bank will not be able to exchange the money. What credit can their bank have?

"It's very simple. In business, it's natural to use business methods and power to force others to bow down. It's just counterproductive."

Gu Qiancheng taps the table and looks at Qin Jiyan with a smile, but he just doesn't say what to do

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