v2 Chapter 1254： corporate bonds

Corporate bonds refer to the loan certificates issued by a joint-stock company for additional capital within a certain period of time. For the holder, it is just a certificate to provide a loan to the company, and what it reflects is just an ordinary creditor-debtor relationship. Although the holder has no right to participate in the management activities of the joint-stock company, he can charge the company a fixed interest every year according to the provisions of the face value, and the order of interest payment must be prior to the dividend distribution to the shareholders. The duration of corporate bonds is longer. Once the bonds expire, the joint-stock company must repay the principal and redeem the bonds.

Generally, it takes ten years for corporate bonds to be paid, but Shadantong has just acquired Far East Bank after all, and is worried that the Qiu family or other insiders will make trouble. Therefore, the bond redemption time is shortened a lot, and the first tranche only takes 45 days. It is to let everyone taste the sweetness, and the 3-year bond is his ultimate goal.

After three years, corporate bonds can be exchanged for shares in rare earth mining companies, which is very attractive. Although it has been so long, the people of Hong Kong are very enthusiastic about rare earth minerals. The Huo family, the Bao family, and the Dong family doubled their family assets because they were the founding shareholders of the rare earth company.

Many people in Hong Kong also believe that rare earths are more precious minerals than gold. Now there are sharks that issue rare earth corporate bonds, and they can also preferentially exchange shares in the future. This is definitely a plan that can make all the citizens of Hong Kong go crazy. If it works well, there will be no cap on bond sales at all.

But at this time, Shen Bi couldn't be happy, and he was very reluctant when he agreed just now. In front of Bao Yugang, he did not dare to hesitate at all. It's just that he took the initiative to find someone, and now the other party makes a request; he directly disagrees, afraid of taking risks. Then what Bao Yugang will think, he will definitely think that he is deliberately cheating him; let alone dating in the future, it may be difficult to meet.

Bao Yugang's request is very simple, he wants him to agree to issue corporate bonds; the premise must be that HSBC can endorse the bonds issued this time.

That is to say, no matter what happens to the rare earth mining company in the end, even if there is no funds to pay; it does not matter, because HSBC will make the bottom line. Although the high issuance fees of HSBC were given; but compared with the risks, Shen Bi could not help but be a little worried.

He is very clear about the status of Far East Bank. If there is a problem in that link, HSBC will also be unlucky. But now Bao Yugang must not be allowed to have any doubts. Although he was reluctant, Shen Bi still decided to tell the truth.

Since being filmed by the charter king without his knowledge, Bao Zixuan has been thinking of going back in revenge. Therefore, I have been monitoring the charter king for a while, and today I finally got the desired result.

Xiao Mo used to be an employee of the Heiyun Security Department, because he had worked as a scout before; and his appearance did not have any characteristics, and it was difficult to find it in a crowd. In addition, he has a strong anti-reconnaissance ability, so after completing several tasks well, he was entrusted by Peng Yifei; he is currently the number two person in the black cloud intelligence department.

Peng Yifei has been on a business trip in Europe recently, which caused Xiao Mo to deal with emergencies at the headquarters. At this time, Xiao Mo not only knew that Zheng Yutong and Shen Bi had chartered the King's Office, but also recorded the conversation.

Knowing that several of them wanted to issue corporate bonds, they immediately came over to report to Bao Zixuan.

Xiao Mo came to Bao Zixuan's office, fortunately he had an explanation; as long as there was no one in the boss's office, he would be arranged immediately.

Seeing Xiao Mo come in, Bao Zixuan said with a smile, "Is there any breakthrough on Bao Yugang's side?"

Investigating Bao Yugang was a task that he personally arranged. Xiao Mo came to report at this time, which was definitely related to this matter.

After all, Xiao Mo was born in a scout, so some habits may never be changed in this life. He said simply and directly: "Boss, just now, Shen Bi and Zheng Yutong came to Bao Yugang's office. They are going to do things together again, and this time it is a tripartite alliance."

Zheng Yutong proposed to issue corporate bonds in the name of rare earth mining companies. There are two types of bonds; one is short-term bonds, which can be redeemed in one and a half months, with a yield of 3%; It can reach 72%, and you can choose to buy the company's stock when redeeming; there is definitely a conspiracy here, otherwise no one will offer such a high return."

If you say one and a half months, the 3% return can be explained. After all, it is similar to the private loan interest rate, but it is not so scary. But the three-year return of 72% is indeed a bit scary.

Normally, such high-interest loans are short-term short-term behaviors. No one can guarantee that there will be such high returns in the long run. Therefore, it is more of a scam, but the bonds jointly issued by the world ship king Bao Yugang and the jewelry king Zheng Yutong; and the endorsement of HSBC, the people of Hong Kong will inevitably fall into madness.

The success of the bond issuance is very high, at least the public will buy it. Combined with Zheng Yutong's discovery of many problems in Far East Bank, at least the branches of the Southeast Asian generation have been sold by the Qiu family. There are still more than 10 billion Hong Kong dollars in non-performing loans, which Shadantong must be very aware of. At this time, the Zheng family's purpose is very obvious, and they definitely want to get funds.

As for why Shen Bi agreed, it is better to explain. Not only can you earn a considerable issuance fee, but you can also take the opportunity to start with small and medium-sized banks in Hong Kong.

Funds will not come out for no reason, and they will all buy bonds issued by rare earth mining companies; then the funds deposited in other banks will naturally decrease; even small and medium-sized banks in Hong Kong will fall into a run.

Once this situation is formed, it is an opportunity for HSBC to take the opportunity to merge and acquire other banks. With the strong rise of Heiyun Bank, the life of small and medium-sized banks in Heungkong is very difficult. If there is a run-off now, it will be unbearable; bankruptcy and bankruptcy are very likely; acquisition may be the most ideal result.

Bao Zixuan called and Yuan Tianfan came to the office. Corporate bonds, although the richest man knows a little. But there is absolutely no professional Yuan Tianfan, so let's listen to the opinions of professionals first.

Yuan Tianfan also just came back from Southeast Asia. Fortunately, the trip went very smoothly. Knowing that it was Heiyun Group's acquisition of Nanyang Far East Bank, both the local government and the bank staff were very cooperative. It can be said that the green light is very rare in the history of global company acquisitions and mergers.

This is the benefit of the reputation. The richest man in Xiangjiang can drive the local economy and increase employment; the employees of Heiyun Group are very well paid, which is recognized in the world, so of course there will be no resistance.

Xiao Mo played the recording of the conversation between the three of them, where Yuan Tianfan and Bao Zixuan were listening carefully.

After the recording was finished, Bao Zixuan said with a smile, "These people are going to do something again, how should we deal with it."

President Yuan didn't ask much about why the boss had this recording. As long as you do your job well, you can't overdo it. And the boss asked him to listen to the recording directly, which is enough to explain the problem. At least trust has risen to a higher level. If you have other thoughts, you shouldn't.

Yuan Tianfan: "The purpose of Zheng Yutong's issuance of corporate bonds is very obvious, that is, to absorb more funds. Why did Shen Bi help him, in addition to being a partner and earning huge profits, but also attacking other small and medium-sized banks in Heung Kong is the key. At that time, HSBC can become the savior and take the opportunity to acquire other small and medium-sized banks.”

"As for Bao Yugang, I don't know if the boss noticed it; Shen Bi said that he can help Bao's family get what they want most. Combined with the fact that Shaqdantong has acquired Far East Bank, Bao Yugang must have an idea. Shen Bi and Bao Yugang have an idea. The exchanges are very close, and HSBC employees are basically aware of the relationship between the two."

"Bao Yugang wants to take control of a bank, Shen Bi is very clear. It's just that he was a director of HSBC before, and the banking law stipulates that he cannot acquire other banks."

"But now Baojia is not what it used to be. At least in terms of capital scale and influence, no one can ignore it. It has the strength to control a bank and develop it."

"The issuance of bank bonds means there will be a run on small and medium-sized banks. Some banks will definitely not be able to withstand it, and Bao Yugang can take the opportunity to start; it is estimated that this is the reason why he can agree. After all, the charter king is not like a shark. lack of money."

Professional matters are still left to professionals for analysis.

Bao Zixuan also sighed, it was much more accurate than what he analyzed. At least the three people's respective goals are very clear, and they can't find any reason to refute.

Now that the problem is found, it is good to prescribe the right medicine. But a run on small and medium-sized banks is also an opportunity for Heiyun Bank!