v2 Chapter 1252： embarrassed three

Far East Bank is a small bank, and many things can be done out of the rules. Although HSBC has lost its quasi-foreign status, it is still a giant in Hong Kong. A rash attack on small and medium-sized private banks will inevitably lead to resistance and disgust; in serious cases, it may even lead to investigations by the Governor's Office and the financial sector.

Although Shen Bi didn't care about these things, no one wanted to make trouble for themselves if they were okay. The acquisition is successful, or the small and medium-sized banks are run and closed down. Now that Shadantong wants to deal with small and medium-sized banks, it may really be an opportunity.

There is no need for HSBC to come forward, the bad guys let the sharks do the same, and even the Hong Kong government can't find any faults. Heiyun Bank is putting more and more pressure on Shen Bi. If he can't think of a solution, then HSBC's position will be even more embarrassing.

If all the small and medium-sized banks in Heung Kong were acquired or merged, HSBC's living space would undoubtedly increase. Then, with the advantage of the European market, although it is impossible to defeat Heiyun Bank, it can definitely fight in court. The more I think about it, the more I feel that the plan is feasible. After all, HSBC does not need to bear the burden of the real accident, and the blame is directly thrown to Shaqingtong.

It is necessary to plan well, and the government department must not be allowed to find HSBC. In this matter, HSBC must appear as a powerful savior, and must not be the culprit for looting or provoking war.

Shen Bi: "I don't know what Zheng Sheng has in mind. If the plan is feasible, HSBC will definitely support it fully."

Previously, Shen Bi was not optimistic about Shaq's strategy, but the other party came with a very strong purpose. The exchange of bank loans with HSBC is more of a pretense; its real purpose is to borrow money and cooperate. As long as the loan uses high-quality assets as collateral, everything is negotiable.

As for other cooperation, Shen Bi really did not dare to agree. Far East Bank has such a big hole, and it has just started; it has too much business dealings with such a bank, and it is easy to suffer losses if it is not done. But it is very feasible for HSBC to reap the benefits by letting the other party provoke trouble and create trouble for other small and medium-sized banks in Heungkong.

Even if there is an accident, the shark gallbladder can be pushed out together, and HSBC will never have any loss.

Zheng Yutong: "First of all, I am going to use rare earth minerals as a guise to issue rare earth bonds in two banks, Far East and HSBC. After all, with the popularity of Bao Zixuan, rare earth minerals are very popular."

"As long as the yield from the bonds is higher, it will definitely attract more depositors. This time the bonds are only issued to people in Hong Kong. After all, the customers of small and medium-sized banks are basically local people in Hong Kong."

"They will definitely withdraw funds from other banks and then buy rare earth bonds, then the funds will inevitably flow to Far East Bank and HSBC. When the deposits of small and medium banks are almost consumed, then we can take the opportunity to start."

Shao Dantong said it very simply, but Daban Shen is a smart person, and he immediately understood what he meant. Using rare earth minerals as a guise, promising high returns; absorbing funds from the market.

But there is a lot of variables here. When the payment is made in the future; if the funds are insufficient, or the income is not so high, what should be done at that time. He doesn't care about the collapse of Far East Bank, but HSBC must not be involved.

Shen Bi: "Zheng Sheng's strategy is very good, but how to solve the problem of redemption. If you want depositors to withdraw money from other banks, you must use high returns to attract them. However, if the returns are too high, the income of rare earth minerals may not be able to And now it seems that the rare earth company is not the only one who has the final say, and Zheng Sheng's ability to operate a mining company is still worse than that of Bao Zixuan; these are issues that depositors will consider."

People are more professional, so they are justified to worry. Fortunately, Shaqiantong had a coping strategy; he said with a smile: "I will design bonds into two modes. One is very short-term, but the return is relatively average, only higher than the current bank interest; just to let people see Exchangeability of rare earth minerals.”

"The other kind of time is longer, and the benefits will be considerable. At the same time, an agreement is signed, and when the rare earth mining company goes public, the corresponding shares can be replaced. This gives us a buffer period, and we can do many things with funds."

Shadantong’s design is quite reasonable. It uses short-term gains to convince savers, and then buys long-term bonds. After all, no one will refuse to acquire shares in rare earth mining companies.

If he didn't know the status of Far East Bank, and he was a financial practitioner, perhaps Shen Bi himself would be interested.

Shen Bi: "At present, if you want to issue bonds in the name of the company, you must obtain the consent of the charter king."

In fact, this is also one of the reasons why Shaqiantong came to find Shen Bi. Given the relationship between him and Bao Yugang, the other party would definitely not buy it. But when Shen Bi came forward, the situation immediately changed. The relationship between the two is extraordinary, and the charter king is not easy to refuse. The most important thing is to do a lot of things at home, and you also need to rely on HSBC, and you can't do things too much.

Zheng Yutong: "This is also the reason why I came to look for Shen Daban. If I am alone, Bao Yugang may not buy it. But if Shen Daban goes out, few people in Xiangjiang will refuse."

He really asked himself to go to Bao Yugang to negotiate, Shen Bi thought about it; perhaps it was a rare opportunity. Only by continuously compressing the living space of small and medium-sized banks, HSBC's life will be better.

Although HSBC is an established bank, the advantages of Heiyun Bank are more obvious. In Heung Kong, because of the huge business volume of Heiyun Group and the scale of hundreds of thousands of employees; these are the highest quality customers. And there are the most advanced ATM machines in the world. There is no handling fee for deposits at all, but a nominal charge of two thousandths is charged when withdrawing money; and 50 Hong Kong dollars will be capped. This trick has attracted a lot of customers, especially small traders who need to save money in the middle of the night, as well as night market practitioners.

Since it cannot compete with Heiyun Bank, we can only think of ways from other aspects. Heung Kong Small and Medium Bank is undoubtedly a good target. And this time, Zheng Yutong came forward, and Shen Bi didn't have to take any risks at all.

HSBC helps issue bonds, and can also get a considerable fee. No matter how you calculate it, it will not suffer; Shen Bi certainly will not refuse this kind of good deeds.

Shen Bi: "I'll call Bao Yugang right now to see where he is. Let's go see him."

Hearing this, Shaqiantong immediately understood what it meant. It seems that with the continuous improvement of wealth, Shen Bi also knows the gap between the super tycoon of Xiangjiang. If this is put before, it will definitely make you come to the office to discuss it in detail. If you want to gain respect from others, you must have equal strength.

Since it was decided, Shen Bi didn't talk nonsense; Zheng Yutong was in a hurry and couldn't even afford to delay.

As for the ship king, Bao Yugang, he was in the office listening to his second son-in-law reporting on his work; he did not expect the matter to be so serious. I just wanted to breathe a sigh of relief, but I didn't expect that in the end, it would be cheap again; and my fellow villagers would definitely think that the Bao family was an accomplice.

After all, in the eyes of others, Bao Yugang and Zheng Yutong are partners helping outsiders acquire companies in their hometowns, and they will inevitably be criticized. I was busy for a while and became a bad guy, but in the end, I was able to fulfill the shark courage. At this time, the charter king felt like he had eaten flies, not to mention how uncomfortable it was.

Wu Guangzheng: "As our family canceled all accounts in Far East Bank and transferred all funds away, major companies and citizens in Hong Kong followed suit; the capital reserves of Far East Bank were reduced at a speed visible to the naked eye. I couldn't hold it, so Zheng Yutong picked up a bargain."

"At present, the Qiu family has sold the entire Far East Bank to Zheng Yutong, and has completed all the handovers."

"After Zheng Yutong joined the Far East Bank, the situation changed immediately. It was just a guarantee that the depositors were no longer withdrawing money; many people even re-deposited the funds they had withdrawn before."

Wu Guangzheng is not a banker, of course he didn't know that Qiu Degen had dug a big hole for Shaqingtong. In his opinion, the Bao family was busy for most of the day; being a villain, in the end, he made a wedding dress for the Zheng family.

At the same time, I am also feeling that Zheng Yutong not only has a good life, but also has a very accurate ability to grasp the time. At the beginning, I was thinking about how to retaliate against the Qiu family, but I never thought of acquiring Far East Bank.

The strength of the Bao family is definitely much stronger than that of the Zheng family. The charter king has been the richest man in Hong Kong for a long time, and his foundation is better than Zheng Yutong.

Then, as the founding shareholder of Baohuodong Mining Company, he directly doubled his wealth. Although Shaqiantong has acquired a lot of shares, it is still much worse than Baojia. But I didn't expect the other party to directly acquire a bank; if it develops, it may be a matter of time before the wealth and influence surpass the Bao family.