v2 Chapter 529： Yoder's request

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The next morning, Bao Zixuan came to the Governor's Palace at the appointed time. The staff of the Governor's Office has long been notified that His Excellency the Governor's trip this morning has been cancelled, and only the richest man will be received.

This kind of situation is rare in the Governor's Palace, and no one has this face yet. But thinking that the richest man Bao came here today, the people working in the Governor's Palace felt it was a matter of course. Those who can work here are not fools, they are the masters who can see the current situation clearly. At this time, the Hong Kong stock market and property market were both falling, and the economic situation was quite bad.

At this time, the purpose of the Governor inviting the richest man to come is self-evident. In fact, they also have some selfishness. If you want to know what the richest man Bao and the governor are talking about, you can get a lot of wealth if you know a little bit of information.

But the rules here make them dare not do so, and being found out is not as simple as being fired. If it is serious, it is likely to be imprisoned, and the staff of the Governor's Office are in conflict.

Bao Zixuan deliberately wore a custom tunic today. The whole person looks very spiritual. If there is no accident, he will go to Hang Lung Bank in the afternoon. This is the first step for him to enter the bank. He wants to show the best side to the depositors. At this time, Hang Lung Bank needs a spiritual guy to come out and let everyone regain their confidence.

Governor Youde saw Bao Zixuan's clothes and said with a smile: "Bao Sheng, you are here. Your clothes are really handsome today. If my daughter is not married, he will marry you, but unfortunately there is no such opportunity now."

Bao Zixuan's appearance can only be regarded as average, and there is still some distance between him and the handsome. But people are very sunny, and people will feel that he is very handsome when combined with huge wealth.

Since Youde made a joke first, Bao Zixuan also replied in a tone of British humor: "It's a pity that I didn't become the son-in-law of Your Excellency the Governor. You can tell by looking at Madam that your daughter must be very beautiful."

Youde: "Of course, my daughter is very beautiful and has inherited her mother's genes completely."

"This time, I want to hear what you think about the Hong Kong financial market and the future direction of the Hong Kong economy."

I didn't even talk about the topic when I saw this old man, and it was such a big topic all at once. He really doesn't understand the world of these politicians. Don't they all say that the British are very direct! It seems that the rumors are really unbelievable, at least not reflected in Yoder.

Bao Zixuan said with a smile, "Your Excellency the Governor is such a big topic that I really can't answer you for a while."

"We are in different locations. You care about the entire Xiangjiang. I just need to deal with the black cloud. Therefore, I don't have much say in the entire Xiangjiang economy, at least I haven't fully considered it yet."

After listening to Youde, he felt that this kid must be making an excuse. As the head of the largest company in Hong Kong, if he didn't take it all into consideration, he wouldn't believe it. Bao Zixuan invested so much in Xiangjiang, how could he not care about the economic situation of Xiangjiang.

Youde said with a smile, "Don't be humble, Baosheng. It's just you and me. It doesn't matter if we disagree. I'm asking you to come and discuss today."

Youde has already said it for his own sake, and Bao Zixuan knows that he must express his opinion. Otherwise, it would be hard to explain. After thinking about it, he said, "At present, the most worrying issue for citizens is whether war will break out between Hua and Ying because of the Hong Kong issue. As long as this issue is explained clearly, there will be no major fluctuations. Most people They are all following the trend, but they do not have the strength to immigrate. Even if they are forced to immigrate to live abroad, they are at the bottom, and it is better to stay in Hong Kong to develop.”

"The second is the stock market and property market issues in Hong Kong; I don't think the stock market needs to worry too much, it's just entering a period of adjustment; but the property market is closely related to people's lives."

"The rise in property market prices will drive up the cost of living in the whole of Hong Kong, and if the rent increases, merchants will definitely increase the prices of their products. If you don't raise prices, you won't be able to survive, but rising prices will lead to a decrease in sales. The rising prices of daily necessities will definitely be distributed to the citizens. On the head, it will increase the burden on poor families."

"The rise in property market prices will also make Hong Kong lose its industrial soil. It is difficult for a city to develop much without industry. Therefore, I think the decline in property market prices is not a bad thing to a certain extent."

"The decline in property market prices may affect some companies in Hong Kong in the short term, but in the long run, the advantages will definitely outweigh the disadvantages."

Bao Zixuan thought for a while and continued: "The third is the reshuffle of the banking industry in Heungkong. At present, there are too many large and small banks in Heungkong. Seeing that the financial industry is very developed, it has also caused certain hidden dangers. The weak banks think To absorb deposits, the interest rate on deposits must be increased, and the consequence of this is that the interest rate on loans will also increase accordingly.”

"Many powerful companies will go to big banks for loans, and only small companies will choose small and medium-sized banks. Companies take high-interest loans, and once there is any trouble in the market, it will be difficult to pay off the bank's arrears. This will turn into evil. In a cycle, the loans that banks use the money of depositors to give out cannot be recovered, and ordinary citizens will definitely suffer heavy losses once they declare bankruptcy.”

In the future, if Heung Kong wants to have a place in the world, it can make more efforts in technology, communication and shipping. If it becomes the center of technology, communication and shipping in Asia, the economy will naturally improve.

Youde feels that Bao Zixuan has definitely put a lot of effort into the study of the Xiangjiang economy, and many things must not be finished.

Youde: "Bao Sheng is so humble. He has a very accurate view of Xiangjiang's economic development and future trends, at least better than me."

"You are right. The threshold for Hong Kong's banking industry is indeed a bit low. Some companies dare to open banks without any strength at all. What is the difference between this and cheating money."

"You should have heard about Hang Lung Bank now! They have applied for the Hong Kong government to take over. These businessmen are really abominable, and I didn't see them talking when they were making money. Now that they can't run their business, they want to quit; there is no such good thing in the world. "

"This time I invite you to come here in the hope that Heiyun can come forward to take over Hang Lung Bank, and at the same time you can acquire any bank you want."

"After careful consideration, the Hong Kong government feels that now only the Black Cloud Group can increase the confidence of depositors, and you can maintain the stability of Hong Kong's financial industry only if you include the richest man."

Hearing that we finally got to the point, Bao Zixuan knew that this opportunity had finally come. But he can't seem very deliberate, but this scale has to be well-adjusted.

Bao Zixuan: "Thank you very much for the trust of Your Excellency the Governor, but I have never worked in a bank, and I am not a major in economics; I am worried that poor management will drag down the entire Black Cloud Group."

Youde: "You are the person who has the most say in Hong Kong in business. Banking is also a business. No one is more suitable than you, and the Hong Kong government will fully support you in the back."

"You can just do it with confidence and boldness, and you don't have to worry about anything else."

Bao Zixuan: "This matter is too big, I need to think about it, it is best to hold a meeting to discuss, at least to evaluate the project!"

You De finally asked Bao Zixuan to come over and let him go so easily, he quickly said, "Don't worry about the previous losses of Hang Lung Bank. I will let the dealer bear it. You just need to deal with the current crisis."

"That is to say, Heiyun only needs to come forward to get a bank, and any bank you want to acquire in the future can follow this method."

Bao Zixuan: "You don't have to think about it, you know that Hang Lung Bank has a lot of bad debts and bad debts. There are many loans that cannot be recovered. After Heiyun takes over, they need to pay the depositors' deposits. This account is not worth it."

Youde: "Hang Lung Bank can still support it, which proves that it is not exhausted. This bank has a lot of excellent assets. You should understand this."

Bao Zixuan: "Since Your Excellency the Governor has already said this, if I don't agree, I don't know how to flatter me. Heiyun Group took over Hang Lung Bank, but the name needs to be changed, and it will be called Heiyun Bank to let people know that it's me Bao Zixuan. trade."

"At the same time, I don't want to use I like to do business with 100% control. No one or institution can hold the shares of Heiyun Bank. The losses of the bookmakers need to be borne by themselves. To make you embarrassed, the Black Cloud Group will pay the funds needed to purchase the bank after the accounts are checked, otherwise who will tell you clearly in the future."

Bao Zixuan was also worried about causing trouble for the future. What if he took the bank to the Hong Kong government and the banker to find out what to do if he didn't spend any money. Even if it is a dollar, it must be calculated clearly, so as not to leave a trace of hidden dangers in the future.

Governor Youde didn't expect this kid to be so good at dealing with young people. Whether it was the purchase of war bonds last time or the acquisition of a bank this time, Bao Zixuan was really happy with his work.

In the future, I will still have to deal with such people more, who have ideals, make quick decisions, and dare to think and act. Compared to the others, Shen Bi is really far behind, and there is absolutely no comparison with Bao Zixuan.

In Youde's view, Bao Zixuan reluctantly took over Hang Lung Bank, making him feel like he had won the negotiation once again.

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