Chapter 98

Next, Dou Jiao didn't speak in the whole process of recommending the customer's loan by this system. Tang Qing was always talking about it. He gave Dou Jiao a complete demonstration and the last one. After all, it was not difficult. There was no need to bargain and the contract was ready-made. If there was no risk assessment report to be written, it could be completed in minutes.

In the future, he will be ready to hand over the work to Dou Jiao. No matter the customer who is recommended by the system or the customer who has the remaining loan, Dou Jiao or her team will talk about it in the office place first, and do a good job of information investigation. He is only responsible for remote transfer. Later, Dou Jiao will report the contract and investigation to him, and he will write the risk assessment report.

There's no way. The system says that it's not Tang Qing's own handwritten report that he can't let go. Tang Qing doesn't complain about it. He hasn't been lazy to that extent. Moreover, even if the system doesn't require it, he can't allow himself to be lazy. That's basically a waste.

This time, the other party directly borrowed a million yuan, with a term of two months. This is required by the task, and he can't change it, because if he signs a one month contract system, he won't pay.

However, Tang Qing thinks about it carefully. It's a banking system. For example, loans at the national level are at least five years and ten years long, and loans from companies and individuals are at least calculated according to the years. The system must do this to take care of its initial development, otherwise, it will only pay for the first time If you can get a loan for more than one year, you can't drag him to death. By then, all the waiting flowers will be gone.

Although he has loaned out one million yuan, there are still one million yuan left in the quota this month, which is another big problem for him.

After thinking for a long time, he couldn't come up with a solution. Tang Qing was too lazy to think about it. It depends on the situation. Anyway, there is no punishment for not lending out. He can't borrow in disorder just to complete the task. He's not a speculator. He has to gamble on the other side to keep his promise.

As a banker, the first thing to learn is to ensure the safety of funds. As is basically stipulated by all countries, banks cannot directly participate in the equity investment and high-risk game of companies. If banks go to the sea to speculate in stocks to invest in companies or to speculate in foreign exchange and play futures, there are no other investment institutions Who has more bank money? You can make a trend with money.

After the meal, the customer left with his staff in a hurry.

"Do you understand the process? Remember that every customer's information investigation should be done well, especially the purpose and repayment ability. We should investigate in detail. We have low interest. If we are not careful, we will lose our pants. " Tang Qing told him that he also believed that Dou Jiao had no difficulty in doing this, but he still had to say.

"You... You don't have pants to wear. She's a girl. You're also the loser, not us. " Dou Jiao said angrily, seeing the whole process of borrowing, Dou Jiao found that it was no different from the general situation whether it was banks or various financing and borrowing institutions. In her opinion, this kind of thing is not challenging at all. Such a simple thing should be told, which is doubting her wisdom.

"Jiao Jiao, you don't pay attention. OK, anyway, you should be careful. In the future, the place of loan and repayment is in the company, but you don't need to pay, and the money won't go through the company's accounts. This is extra work, OK?" Tang Qing said with a wry smile.

Tang Qing is not stupid. If this account leaves the company, there will be many troubles. Just the legality of the business content is a time bomb, and the state stipulates that individuals and companies or individuals can borrow money from each other, but companies and companies cannot borrow money directly. They must have financial license to recommend and subscribe!