Chapter 20

Next month.

The store will start to press wages.

The main thing is to avoid people getting paid and not coming the next day. If this system is from the perspective of employees, of course, it is abhorrent, but as a boss, it has to be prevented.

He has heard many examples in his previous life.

The employee took the money and he couldn't find it the next day.

Even a lot of wonderful stories about stealing the company's things and running away directly make those bosses itch, especially saying "no" in advance, you have to attack suddenly and be unprepared.

Of course.

Except for those bosses who have no conscience to earn money and are dead in debt.

This kind of boss should clean up.

There are collective strikes that force wages to rise. Those people don't think about it. It's not easy for you. Can't the boss's money be picked up? There are always a lot of people who think they don't have one. The boss should give them more.

Especially the former foreign trade companies.

Tang Qing felt the most.

Those relatives always think it's easy for the boss to make money.

Try to take advantage of the company. Anyway, I think it's proper for the boss to give me more money. I often ask the boss to borrow money, and these relatives never thought of paying it back, and they take it for granted.

Where do they know.

How does your boss pretend to be a grandson outside.

Ask grandpa to tell Grandma, laugh and play, and do everything possible to please good people.

Dignity.

Sometimes.

It's really a luxury.

Tang Qing followed him for several social gatherings, and Zhen zhen'er realized how difficult it was for the bosses of these small and medium-sized enterprises, how insecure they were, how without social status, and how misunderstood they were by the society.

Especially later, I worked on small loans.

More of them.

As a bystander, Tang Qing sometimes feels a pang of bitterness in his heart. In order to order orders, survive and pay employees in full, what he has to pay is far more than others' imagination.

Yes.

Many of those bosses are treacherous.

But most of them are honest, simple and diligent businessmen. The owners of small and medium-sized enterprises can hardly get loans from the banks. The banks only like to lend to large state-owned enterprises.

Even if the other side loses money year after year.

As a result, those who need money can't borrow, and those who don't need it can't use their strength. At last, they get it. Whether they need it or not, they need to dig the bowl first. Of course, many of them are political tasks, which Tang Qing can understand.

SMEs.

That's like a stepmother.

Banks don't pay attention at all.

Basically, more than 90% of enterprises, banks do not give loans at all, and we do not know how many potential enterprises have been strangled in the cradle and died on the threshold of capital depletion.

Leading to the expulsion of good coins from bad ones.

Later, there is a saying that if there is a loss of blood in private lending, small and medium-sized enterprises will die more than half, which is absolutely not exaggerated, but also reflects the prevalence of private lending in China.

In the coastal areas.

Basically, more than 90% of enterprises have used private loans. If not for the mutual borrowing and support of enterprises and individuals, enterprises in coastal areas would die in a large area.

Actually.

Tang Qing also understands the bank's approach.

After all, the process of lending 100 million yuan is the same as that of lending 1 million yuan.

Find a big customer to lend 100 million yuan, and a total of 100 small customers to lend 100 million yuan. How to choose this option? You can figure it out with your butt. The bank won't do this.

You can do it.

The size of the bank's loan reviewers has increased by several tens of times.

This requirement.

How can it be adopted in today's streamlined organization.

There is no way for Tang Qing to deal with this situation. After all, there are so many experts to help them come up with ideas, but they have not found a way to fundamentally solve this problem.

The only way the big boys do it.

It is to open up private finance.

Various loan companies.

Even major Internet companies are taking part in horse racing.

The strategy of the big boys is simple.

That is to say, major banks should basically maintain their positions and continue to serve the important economic entities of the country, while small and medium-sized enterprises should be handed over to private finance, local banks and credit cooperatives.

Otherwise.

Think about the dozens of requests from people.

Everyone has a headache.

As for the way to improve the efficiency of loans, banks should simplify the process.

It's good to say.

But to be honest, Tang Qing is not optimistic about anything, especially about money. Once it is liberalized, it is not the ordinary people who enjoy the benefits first, but the privileged class.

At home.

Once the opening is opened, the flies, mosquitoes, tigers and elephants will come in together, and you will go to the same front door, jump in line or replace to occupy your place. You can't kick him out of the game within the rules.

For so many years, the state has made great efforts to deepen and emphasize some aspects of the process, in order to reduce the influence of rights in it, or increase the cost, and try to avoid abuse of rights.

All of a sudden, I want to cut down the process that I have worked hard to establish.

So much fun.

In the end, the person who gets the cake is not the happiest one. Maybe in the end, he will be very happy and sad, watching others take money from the bank and make a wedding dress for others.

This is not anecdote.

Forget it.

No more.

It's no use thinking about it.

Anyway, the state will find a solution.

With the rise of various financial platforms in the future, the use of social funds is becoming more and more convenient and flexible, and it is developing in a better and better direction, without his concern.

It is estimated that the country has such a plan now.

As for now.

It has nothing to do with myself.

Even if the banking system will send a bank to itself in the future, then he will certainly participate in the small and medium-sized micro enterprise loans. Now, it's still early, adding to his troubles.

。。。。。。

October 31.

Sunday.

Today.

It's a day to check the results of this half month's war in the hotel --- dividend. Tang Qing is so excited that he looks forward to coming soon these days, the first dividend of his first business.

I'm excited.

Tang Qing didn't go to the restaurant early this day, but went to the restaurant after dinner at home. After all, if he went, he had to help or watch, which was boring.

In the morning.

Early he went to Lin Jiaxue's house, did his homework for a day before he came back. Nothing happened. He also knew that Lin Jiaxue had a thin face and could not stand teasing.

When I get angry, I have to coax myself.

How to say it.

When you have a person in your heart.

It's hard to be blasphemous.

Tang Qing doesn't know what other people think, but he does think so. He makes moves and flirts in order to deepen the relationship, but this obviously doesn't apply in Tang Qing.

The relationship between the two has always been like this, a little respectful. Tang Qing also likes to get along like this. Beside Lin Jiaxue, who is as gentle as water, Tang Qing is very happy and full.

Evil thoughts sometimes appear.

But not to do it.

In the eyes of outsiders, I may be "disabled". Hehe, maybe, there are hundreds of people, just like Baiwei restaurant, there are always people who are different from others. Why do you want to go with the flow of your love.

。。。

The plaster was removed.

It also means that I bid farewell to the privilege of not writing homework.

The teacher assigned a lot of homework this week. Tang Qing, who didn't copy the homework, can only do it by himself. Through this period of study, Tang Qing's previous life level at this time has basically been picked up.

Don't speak English.

Next time I will blind them.

There are also creatures, the simplest of which are rote learning. The biology of the previous life is very good, almost every time it is close to the full score. It is very simple to learn after rebirth plus good memory.

Chemistry, too.

It's all rote learning.

The more difficult are Chinese, mathematics and physics.

Chinese has the most things to memorize.

The appreciation of ancient poetry texts and so on is not small. Up to now, it has not been recited. It's a good thing to say in the composition. People of both worlds have written a lot of copywriting and planning, and can't write a argumentative paper. It's better to crash.

In order not to do this abominable homework next term.

He is going to study hard next month.

Prepare for the monthly test in December.

His goal is to be the first in the school, and then he will be able to straighten out his work. It's a waste of time for me to repeat what I know.

As for the base Qi.

Of course, the system is about to be upgraded.

The level of brain development with the source gas value of reward after system upgrading, the soaring memory and understanding ability, the first grade in the exam... In fact, it is also difficult.

Just try your best.

After dinner.

Tang Qing hurries to the hotel.

Because it's the weekend.

Of course, the business is very good. There are no vacancies. The waiters are busy one by one. When they see Tang Qing respectfully saying hello, Tang Qing can't put on airs either. They will encourage them.

Go straight to the cashier.

Watching Zhang Jing busy.

Tang Qing did not disturb her.

Go straight to the freezer and get a bottle of mineral water to hydrolyze and quench thirst.

Maybe it's the sound of the freezer closing that makes Zhang Jing hear it. Turn around at once, but think about it. It's a hotel asset, which can't be taken by anyone and doesn't say hello.

"Here you are, boss. Your hands are finally ready." Zhang Jing looks up at Tang Qing and says pleasantly.

"You are busy with your work. Decorate some melon seeds for me to eat." Tang Qing said with a smile.

"OK."

Melon seeds are a gift from the upstairs box before serving.

There is no such thing in the hall below. As the representative of the small boss, he will naturally enjoy a little privilege. There are some snacks like melon seeds and peanuts in the cash register. The drinks can also be drunk for free.

Just not too much.

A day's total price is no more than 20 yuan, and a month's total price is no more than 600 yuan.

From time to time, when Li Jianguo buys vegetables, he also wholesales some fruits by the way. Zhang Jing feels that the treatment here is just a mess, which is attributed to the little boss in front of her.

So the look at Tang Qing is especially soft.