Chapter 441： No disaster

With a live broadcast on TV, the opening ceremony of Jiuding Bank caused a great sensation. Many people knew that the stock **** opened a bank and the interest rate was high. Jiuding Securities opened an internal fund specifically for Jiuding Bank’s customers, which made more and more Many citizens went to Jiuding Bank to open an account.

And this phenomenon was even more crazy the next day.

After all, many people did not watch TV in the morning and did not see the live broadcast of the opening ceremony of Jiuding Bank.

But the next day, not only the newspapers of Jiuding Newspaper Company, but almost all newspapers in Hong Kong reported the news of the opening of Jiuding Bank.

Many big bosses joined the Jiuding Bank platform, and even the rival HSBC Chairman Shen Bi and Hong Kong Governor MacLehose came. Which news is not the hot spot in the hot spot?

If these news are not reported, they will be a fart newspaper.

Moreover, those newspaper owners also know that reporting other news at this juncture will definitely be overwhelmed.

In the face of absolute public opinion, their small arms and legs can't resist it. It's better to take advantage of the trend and still have a sip of soup.

Therefore, on the second day, the market was full of news about the opening of Jiuding Bank, and people watched or talked on the streets, buses, exchanges, and so on.

Even this news is spread throughout Southeast Asia because of the huge distribution system of Jiuding Newspaper Company.

Within a day, Jiuding Bank was completely on fire! It seems that the whole world is talking about Jiuding Bank.

"Xia Yu, there are so many people, they can't be squeezed, and along the way, I don't know how many people are talking about Jiuding Bank, you are really good!"

At the door of a branch in the eastern part of Kowloon, Xia Yu and Li Qian wore casual clothes. Xia Yu wore a peaked cap and Li Qian wore a lace dome hat. They were not found.

Seeing the crowds in the branch and several security guards keeping order, Li Qian hugged Xia Yu's arm, cheered and said, happy for Xia Yu from the heart.

"This is the role of propaganda and public opinion."

Xia Yu smiled, looked at the white face of the girl beside him, and explained.

"Yeah! Xia Yu, you started a newspaper company from the beginning. It's a long-term view. It's amazing."

Li Qianzhen said lightly, looking at Xia Yu's beautiful eyes full of obsession.

The more she understood Xia Yu, the deeper Li Qian fell. It was the first time that she knew that there was such a good boy in the world. Even if he looked good, he was strong in every aspect.

Normally, he always looks calm and unreliable, but he plans the overall situation in a calm manner, winning thousands of miles away, and still invincible!

Li Qian, who is deeply educated in Chinese culture, has no resistance to such men.

"Maybe, Xia Yu is the same as Zhou Gongjin of Dongwu in the Three Kingdoms period, except that Xia Yu didn't hold a feather fan and wore a Lun towel?"

Suddenly Li Qian's thinking diverged, thinking of this, she couldn't help but chuck out: "Chuck..."

"what happened?"

Hearing Li Qian's sweet smile, Xia Yu looked at her with some doubts and asked softly.

Seeing Xia Yu's eyes, Li Qian blushed, blinking her big beautiful eyes, and said softly: "I just thought of Zhou Yu in ancient times. Suddenly I feel that you are very similar to him!"

When Xia Yu heard the words, he raised his brows and couldn't help but smile happily, caressed Li Qian's jade hand, and Noyu said, "Then you want to call me Xia Dudu?"

"My dear Captain Xia, is it all right?"

Li Qian looked at Xia Yu angrily, and suddenly shouted softly.

"Haha!"

"Then you are my little Joe!"

Xia Yu smiled cheerfully.

Li Qian's face is blushing, her smile is like a flower, her beautiful eyes are full of joy and shyness, and her heart is full of joy.

"Little Joe?"

"I will do my best to handle the trivial matters for you. I can't help you too much in my career, but when you are tired and uncomfortable, I will definitely be by your side."

Li Qian thought to herself, her pink lips pressed unconsciously, her eyes full of firmness, she wanted to be a knowledgeable, gentle and virtuous helper.

Feeling the changes in the people around him, Xia Yu looked at her suspiciously, but Li Qian didn't explain, and Xia Yu didn't care.

"Go, let's go back."

"Hmm!"

...

Hong Kong Development Bank, a small bank in Hong Kong, was created by a small wealthy Qian family in Hong Kong. Starting from a bank, it has opened three branches in more than 30 years, and its bank assets have exceeded 100 million Hong Kong dollars. The new owner, Qian Benwei, manages well.

It is precisely because of this achievement that he took over as the head of the family. After taking over, he took care of the bank more conscientiously, and wanted to lead the family to continue to be strong and squeeze into the top of the Hong Kong.

In the past two days, as the general manager of the Hong Kong Development Bank, he was in a bad mood.

Standing at the gate, watching users withdrawing money from the Hong Kong Development Bank, eagerly rushed to the queue at Jiuding Bank diagonally opposite, he felt that he was stabbed again in his heart.

In the past two days, he didn't know how many knives he had been stabbed, and his heart had already been pierced.

At the beginning, he discovered that a shop diagonally across the street had been rented out, and then remodeled it. He didn't take it seriously.

But after the unveiling yesterday, he panicked and turned out to be a branch of Jiuding Bank.

Luckily, he drove diagonally across from his bank headquarters.

Then the nightmare came.

After seeing the advantages of Jiuding Bank's publicity, he was alert for the first time, but there was no way. He could only watch a large group of users rush into Jiuding Bank to open accounts and deposits.

This was just jealous. Then something frightened him. Many depositors of the Hong Kong Development Bank came to the bank lobby, all of them came to withdraw money, and then ran to Jiuding Bank to deposit with the banknotes.

Qian Benwei wanted to stop it, but his reason told him that he couldn't stop it. Therefore, he could only watch more and more users withdraw money, and he still took it all at once!

What this means, Qian Benwei knows very well!

These customers are planning to abandon the Hong Kong Development Bank and completely plunge into the arms of Jiuding Bank.

And Qian Benwei also knew that if these customers were snatched by Jiuding Bank, it would be difficult for Hong Kong Development Bank to **** them back!

Jiuding Bank not only grabbed the present of the Hong Kong Development Bank, but also the future that originally belonged to the Hong Kong Development Bank!

But let him think hard, in the face of such a big advantage of Jiuding Bank, the Hong Kong Development Bank can not come up with a corresponding level of response policies.

From yesterday to now, the three branches of the Hong Kong Development Bank have lost 980,000 deposits!

It was only the next day. The branch of Jiuding Bank is opposite to the Hong Kong Development Bank, which means that it will continue to face competition from Jiuding Bank in the future.

If the comparison continues for a long time, the Hong Kong Development Bank will definitely lose more and more deposits and users.

On the contrary, a large part of the money deposited by depositors is used for investment and lending, and the bank does not have a lot of liquid funds. If they draw more, it will cause the Hong Kong Development Bank to tighten its capital chain and increase bank risks.

In case the user cannot withdraw the money, it will cause market panic; or the investment cannot be recovered, it will cause the bank to lose moneyThe Hong Kong Development Bank will be unlucky, and it is not impossible to fail!

Increasing interest rates on deposits is not easy to move. Interest rates are the foundation of banks. If they affect the whole body, they will lose money if they are not careful.

Even in Qian Benwei's view, Jiuding Bank's advantages are all-round. Even if the Hong Kong Development Bank raises the deposit interest rate, it is still difficult to retain customers who want to leave. After all, Jiuding Bank still has the big killer of Jiuding Securities Company to open funds.

"No catastrophe, Jiuding Bank targets all banks, but it has the most lethality for small and medium-sized banks like us. This is a naked conspiracy, hey..."

Looking at the crowded scene diagonally again, the envy, jealousy and hatred in Qian Benwei's heart finally turned into a bitter sigh.

What can you do if you are not as strong as people?

"Forget it, let's study first, whether you want to raise interest rates or not. If you can block it, you will just be indifferent."

After thinking about it, Qian Benwei, with a heavy heart, went to the Hong Kong Development Bank.