Chapter 418： 1000000000!

HSBC Bank Building, Chairman's Office.

Xia Yu and Shen Bi sat face to face, and Shen Bi personally fiddled with tea sets to make tea for Xia Yu, with a very enthusiastic attitude.

People are so realistic.

Even though Shen Bi was optimistic about Xia Yu before, he still had the meaning of examining and admiring his younger generations. After all, although Xia Yu had the strength at the time, it was still a lot worse than HSBC. Xia Yu’s value is expressed in Potentially.

But today is different from the past. Xia Yu's shocking actions and achievements have refreshed Shen Bi's three views time and time again, making him pay attention to Xia Yu thoroughly.

With Xia Yu reorganizing the Jardine Consortium into what it is now, and now it seems to be safe and sound, Shen Bi has to admit that the young man with the potential of a tycoon at the beginning has quickly transformed into the top of Xiangjiang at a dazzling speed. Tycoon, and has a firm foothold.

In terms of strength, status and influence in all aspects, Xia Yu is no longer inferior to him!

Sophisticated Shen Bi naturally corrected his mentality and had an equal relationship with Xia Yu, just like now, making tea for Xia Yu himself, and there is no lumps in his heart.

Shen Bi's attitude changed. Of course he felt it with Xia Yu's sensitivity. He was not polite, watching Shen Bi making tea quietly, and chatting with Shen Bi from time to time.

"Xia Sheng, please have tea!"

Shen Bi brought a cup of tea to Xia Yu and said kindly.

"Thank you!"

Xia Yu smiled and thanked, picked up the teacup to blow away the heat, took a sip, shook his mouth, and exclaimed: "Good tea!"

Hearing Xia Yu's admiration, Shen Bi's smile on his face grew brighter, and he also picked up his teacup to enjoy it.

"Xia Sheng, congratulations on your great advancement!"

Putting down the teacup gently, Shen Bi congratulated with admiration.

"Thank you, that means luck is better, but no matter how much you make, it can't be as expensive as that."

Xia Yu smiled, said modestly, and by the way gave HSBC a little bit.

"Where, with Xia Sheng's superb skills, it will be sooner or later to surpass HSBC. I believe that the Jiuding Consortium will shock the world under your leadership!"

Good words don't need to be pretentious, but they are the best way to bring relationships closer. Shen Bi naturally exaggerated and made Xia Yu wave his hands modestly.

After three rounds of tea, greetings are enough, it's time to get into the topic.

Based on the current situation in Xiangjiang, Shen Bi must have guessed part of Xia Yu's intentions, so he did not cover up like the previous few times, but chose to directly reveal his intentions.

Now every minute of time is precious, there is no need to waste these meaningless and nonsense.

"Shen Sheng, I am here this time. I want to borrow a loan from your bank. The amount is a bit large. I don't know what you want?"

Speaking of business affairs, Shen Bi sat up straight, his expression became solemn, and he said without hesitation: "No problem, we opened a bank, lending is our main business, no matter how large the funds, as long as Xia Sheng can provide enough Mortgage, no amount of money is a problem."

Hearing Shen Bi's words, Xia Yu was not polite. He said directly: "Then I can rest assured, I plan to use the equity of Wharf Group as collateral for a loan of 1 billion Hong Kong dollars!"

"The Wharf Group!"

"Billions!"

Hearing these two keywords, even Shen Bi could not help but breathe, then looked at Xia Yu with scorching eyes, and agreed without hesitation: "No problem! HSBC took it!"

After speaking, Shen Bi added another sentence: "Xia Sheng, is one billion enough?"

When encountering such a big business, Shen Bi naturally wanted more.

The Wharf Group is now a wholly-owned company of Xia Yu, and its value is far more than one billion Hong Kong dollars. Therefore, even if the Wharf Group’s equity is used as collateral, it will not be a 100% equity, but will be based on asset valuation. A large part of the equity is used as collateral.

Therefore, the Wharf Group can borrow more.

Moreover, Shen Bi can feel at ease with this loan, and don't worry about not getting it back. After all, with Xia Yu's strength, he is fully capable of repaying one billion loans. Even if it can't be repaid, there is a more valuable Wharf Group!

Although Shen Bi was not optimistic about the Wharf Group before, it was also when he was under the Jardine Consortium.

Now that the Wharf Group is in Xia Yu's hands, Shen Bi's confidence has greatly increased.

Not for anything else, just because Xia Yu never lost money along the way, and this triumphant record gave Shen Bi ample confidence.

Seeing that Shen Bi agreed without hesitation and wanted to lend him more, Xia Yu smiled, shook his head and said: "Shen Sheng, one billion Hong Kong dollars is enough for the time being. If it is not enough, I will definitely do it again. Come and chat."

If the loan is sufficient for the time being, there is no need to borrow more, and the interest will be increased? If you have no money in the future, you can come back. Can Shen Bi refuse?

Seeing Xia Yu's refusal, Shen Bi felt a little regretful in his heart, but the regret was wiped out in an instant. In any case, being able to lend one billion Hong Kong dollars is already considered a super big order, and he should be content.

If this one billion Hong Kong dollar loan is added, Xia Yu has already done more than one billion business with HSBC this year, and his contribution to HSBC will rank among the top ten in Hong Kong.

Sometimes, surprises always appear one after another.

Just when Shen Bi thought it was time to discuss loan details with Xia Yu, unexpectedly Xia Yu threw another big order, which caused a huge wave in Shen Bi, who had just calmed down.

"Shen Sheng, in addition to loans, I have a few deals to do with your bank."

Xia Yu's light and fluttering words made Shen Bi arouse his spirits and solemnly made a please gesture, saying: "Please speak!"

With that said, he began to look forward to the next few transactions in his heart, which could be placed behind the one billion loan, which would definitely not be too small.

"Then I'll speak straightforwardly!"

“I heard that HSBC has shares in many companies of the Jardine Consortium, and even the holding parent companies Jardine Holdings, Jardine Group and Jardine Pacific have equity.”

After Xia Yu finished speaking, Shen Bi's expression changed, his eyes became deep, and he looked straight at Xia Yu.

Xia Yu smiled at the corner of his mouth and looked at Shen Bi indifferently.

After a few seconds, Shen Bi regained his calm expression, took a sip of tea, and said with a faint smile: "There are some."

Xia Yu smiled and pointedly said: "Shen Sheng can also see it. Now the Keswick family is constantly selling the company, and family fighting is also very serious. According to the current trend, if the company is still In the hands of the Serk family, shrinking assets is inevitable."

Shen Bi was silent, and did not refute, this was a matter of course.

It's not that the companies under the Jardine Consortium are not good. There are definitely companies with good development prospects and good status quo, but that is from the previous view.

No one in the upper class of Xiangjiang knows that the Jardine consortium is in chaos. This top-down turmoil has severely damaged the foundation of the Jardine consortium and can no longer be stopped. Even if the iron-blooded Patriarch of Old John returns to life, it will be useless. Up.

No matter how good a company is, it must have a stable management and a good development environment, but now, these two things are gone.

So even those companies that have developed well before have their prospects clouded.

Unless these companies are bought by other bigwigs, the shortcomings of the management and development environment can be solved, and they can settle down and develop again.

But these are destined to have nothing to do with HSBC.

The function of the bank determines that it can only invest and cannot conduct business operations and management in other industries.

Therefore, the stocks held by HSBC will either let them shrink or choose to sell them.

The other big guys are not fools are not going to watch HSBC holding the stocks and sit back and enjoy their success. They also need as much equity as possible to firmly control the company. HSBC is destined to be inevitable.

In addition, when banks do business, they want to make money and welcome customers from all corners of the world. Many of the big brothers in Hong Kong have a good relationship with HSBC and are not so easy to refuse.

For example, if Bao Yugang wanted to buy shares of some companies in the hands of HSBC, Shen Bi would not be able to block his face.

It is precisely because of this truth that many bigwigs come to HSBC to look for Shen Bi these days, and Shen Bi sells as soon as he can sell it, so he can take back the money first.

After all, the development of banks must be based on stability, and getting rich is not suitable for banks.

Even if the stocks are sold to those big bosses and there is no investment income, but these big bosses want to develop the company, after all, they can't do without the bank, they will still come to HSBC for loans, and HSBC will also benefit.

It's just that the way of benefit has changed, from enjoying dividends to getting loan interest.