Chapter 96

Chen Luo couldnt help but feel a sense of familiarity as he looked at Zhao Hais appearance. After a moment of thought, he realized that this was the creditor to whom he had mortgaged his villa in exchange for three billion yuan.

He found the situation rather vexing. Meeting ones creditor in the post-apocalyptic world? What kind of luck was this? As far as he remembered, this had never happened in his previous life.

However, as he thought further, he realized that in his previous life, he hadnt borrowed money at all. Therefore, he couldnt have known Zhao Hai back then. It was possible that Zhao Hai had come by before, but he hadnt recognized him or remembered his appearance.

On the other side, Zhao Hai, along with his group, was also observing Chen Luos group. They had less than a hundred people, around seventy to eighty. If there were still survivors in the villa area, they should have come out in force.

Originally, Zhao Hai had assumed that Chen Luos side could have cleared a substantial area of zombies, with at least a few hundred in their group. Moreover, there was the matter of the debt Chen Luo owed him.

Suddenly, an idea took root in Zhao Hais mind. Even in the post-apocalyptic world, he couldnt help but feel somewhat dissatisfied that he hadnt received the money back yet.

Zhao Hai burst into hearty laughter. Brother, I never expected to meet you in this situation. What a coincidence.

Chen Luo also smiled. I didnt anticipate running into you here either.

As they exchanged pleasantries, Chen Luos group looked at Zhao Hai and his companions with curiosity. Did their leader know these people?

Meanwhile, Jin Tao noticed Mi Ling and Mi Li, and he almost drooled. He had a reputation for being quite fond of beautiful women, especially those with ample figures. Mi Ling not only looked stunning but also appeared as if she had just stepped out of the pre-apocalyptic world, with her clean and rosy complexion.

Curious, Jin Tao whispered to Zhao Hai, Big Bro, do you know this guy?

Zhao Hai muttered quietly, This guy owes me a huge sum of money.

Jin Taos eyes lit up immediately. He asked Zhao Hai, Really? How much does he owe you?

Zhao Hai confirmed with a nod as he glanced at Chen Luos demeanor. Brother, you owe me 300 million yuan. The loan term has already expired, and the total with interest is 330 million yuan. Its been several days since the due date, and you havent paid back. Given the special circumstances, I wont ask for the penalty and interest.

Now, repay the money, Zhao Hai insisted. If Chen Luo had a larger group with him, Zhao Hai might have thought twice, but given the opportunity to gain an advantage, why not try?

Jin Tao looked at Zhao Hai, puzzled, and asked, Are you out of your mind?

Zhao Hai waved his hand and replied, I really made a mistake. Chen Luo, my apologies for doubting you.

Chen Luo applauded him and said, Youre a reasonable person. Keep your people out of trouble, stand aside.

If Zhao Hai had persisted or been disrespectful, Chen Luo wouldnt have let him off so easily. However, Zhao Hai showed some understanding, and Chen Luo had no desire to shed blood unnecessarily.

Zhao Hai glanced at Jin Tao and silently left with his men, knowing he had stepped on a hornets nest when he tried to go after one of Chen Luos women.

Jin Tao, with his beer belly, was taken aback and angrily cursed, Zhao Hai, you coward! Clearly, they have so few people on their side, and you act like this? Youre a disgrace. I must be blind.

Zhao Hai remained silent, as he didnt want to lose any meat over this argument.

Chen Luo snorted and said, Want to go after me? Come at me then.

Jin Tao voice turned cold, Anyone who doesnt want to risk their life with me, stand on Zhao Hais side. You have ten seconds.

In the early stages of forming a team, everyone joined forces out of the understanding that survival was difficult alone. If the team leader was strong and showed leadership early on, people generally accepted them as the leader.

However, in these early days, loyalty wasnt very deep, and it could easily change. Only after going through multiple life-and-death battles and adapting over time would true loyalty develop.

At this moment, there was no room for such loyalty. Most people were loyal to themselves and followed Chen Luo because they knew he was powerful.

If Chen Luos strength was just average, would you believe there would be people running away in a situation where theres such a huge numerical disparity? Peak moments breed insincere support. Chen Luo was aware of this but didnt mind. He believed that their current unwavering loyalty was somewhat ridiculous; it needed time and the test of life and death to solidify.

Once someone proved their loyalty, they became a core member. Chen Luo would share the things from his ability space with them. However, he wouldnt be as generous as when they accidentally acquired beef and mutton from the market; he wasnt that generous.

As expected, there were smart people on Jin Taos side who realized the situation was unfavorable and began to silently retreat. What surprised Chen Luo was that Jin Tao was a dark-elemental supernatural with the ability to summon.