v4 Chapter 425： new outlet

"My phone can swipe money(!

425、New air outlet

Da Fei laughed when he got the news. Now that all the fish are hooked, it will be easier to handle. For these people who are short of money, Da Fei will not be afraid that they will not pay them back. As long as they dare to borrow Da Fei, there will naturally be a way to spoil them.

This new "financial crisis" has made many wealthy "landlords" in Hong Kong miserable.

This time it's more that they deserve it.

Why are so many people willing to use high leverage or even usury to speculate on real estate? It is also due to the abnormal housing prices in Xiangjiang.

For example, the price of an 80-square-meter house is about 8 million, and the down payment is generally 30%, which is 2.4 million. The loan of 5.6 million plus interest is almost in the early 10 million.

But they can make 4 or even 5 rooms in such an 80-square-meter house. A minimum is more than 4,000 yuan a month, that is, a monthly income of about 20,000 yuan.

A year is an income of 240,000 yuan, minus the cost of your own decoration, and it will come back with a down payment in about 10 years. It's even more impressive if you use high leverage.

You only need to take out a down payment for a house, and then mortgage it to a financial company to get a part of the money to continue to buy a second house.

In this way, people with two suites can recover 400,000 yuan a year after closing the rent. The annual interest on bank loans and financial companies is about 300,000 yuan, which means that they can return more than 100,000 yuan a year.

Therefore, as long as the area of ​​the house is large enough and the location is good enough, their "routine" means that they only need to pay the interest of a house, which is the legendary loan to support the loan. If there is a problem with funds, continue to seek a loan from a financial company to sell a house in full, and then repay the loan.

But the biggest "loophole" here is that house prices have to go up. If house prices fall, their capital chain will be devastated, collapsed like dominoes.

This incident caused heavy losses to "Long Ge", a man from Dangfang in Xiangjiang. He relied on leverage in his hand to win 15 houses, which totaled about 70 houses. Originally, his monthly rent was about 300,000 yuan, but his interest rate was also terrifyingly high. The interest on these 15 houses will exceed 3 million a year.

It is a pity that he is no longer able to pay the high interest, and his house has been cut in half with the diving of Xiangjiang's house price. But he still owes a huge amount of interest to the bank, and at this time he is already heartbroken.

During this period of time, there were a lot of people like Brother Long in Xiangjiang. Most of them used high interest or high leverage to leverage large amounts of funds before, but now these are deadly poisons.

If there are people who are the most courageous, this group of real estate speculators in Xiangjiang is enough to rank first. But what is surprising now is that the stock speculators made money, while the real estate speculators lost blood.

With the news of Huaxia's reforms, "sharp" Xiangjiang investors have bought some of Huaxia's manufacturing industries, and now they are almost full of money.

The manufacturing industry here in China is also very strong and handed over a satisfactory answer. With the rise of the manufacturing industry, all orders that do not accept foreign trade have been won, and the stock market, which has been sluggish for a while, is a bit of a dragon.

Even some foreign investors want to join the Huaxia stock market when they see this situation, but these investors who have already bought in are not willing to sell it anyway.

For a time, China's technology stocks hit a record high, even Tang Wen was a little confused.

In the past, the technology industry of Xiangjiang was still relatively strong, but with the rise of Huaxia, the technology companies in Xiangjiang have started to run China.

There is no way that the former Xiangjiang was "economically prosperous" thanks to the "free trade zone". Now that Huaxia has opened a number of economic and trade zones in the mainland, Xiangjiang's status has become less important.

Except for some financial companies, most of the Heungkong technology companies have begun to move to the mainland. There is no way that the supporting facilities in the Chinese mainland are very complete, and there are still a large number of "orders" to grab it now and earn it.

For a time, the stock market and financial market in Hong Kong began to vigorously support technology companies, and some talents who were originally "submerged" began to emerge one after another.

Wang Xiuxiu has been very "helpless" recently. Her fashion brand has been hit by the manufacturing industry in mainland China, and it has no advantage in terms of price or brand.

Before, she could also use her "fame" to mix in Xiangjiang. But with the rise of manufacturing, her fame is simply not enough.

Huaxia's big brands have crushed her in terms of price, quality and even style. The MT trendy brand established by the special MT girlfriend group is now the new mainstream of Xiangjiang.

You must know that the MT girlfriends group has always been in the "model" style or "ladies" style. This is very popular in Hong Kong. As for young people, they generally like big names or trendy brands created by artists.

At this time, the products of Wang Xiuxiu's company can be said to be unattractive. After Wang Xiuxiu found Dafei to borrow 80 million yuan, he originally wanted to start expanding after paying the fines in mainland China.

But what I didn't expect is that the biggest rivals in the mainland market are not mainland companies, but companies that have transformed from the past in Hong Kong.

After these "own people" passed by, they would encircle the land for the first time, and then frantically take orders. The price is so high that most people can't bear it.

Their plan is very clear, that is to squeeze out some small-scale companies, and then let a few large companies "divide the cake". These people are well-funded, and even Lijia, a real estate developer, has invested in a garment factory.

It is said that Lijia has just received an order from MT, with a total price of more than 500 million. This is one of their good starters, and other companies have started to lower prices in order to grab the remaining orders.

Poor Wang Xiuxiu's products have no way to sell to Southeast Asia now because the agents are simply too lazy to accept them.

Now the export market is constantly on the rise, and the markets in Europe, the United States, and Southeast Asia are almost all receiving large quantities of goods. The manufacturing industry in Huaxia has not even come out, and some people are already squatting.

There is no way that the current supporting facilities in Huaxia are very complete, and 3 new free trade zones have been opened. Every day, there is an endless stream of people who come to the newly opened free trade zone to seek goods.

Even the senior officials of Huaxia are a little confused, although they know that the export business will increase after the opening of the free trade zone. But I didn't expect the current export business to be so "popular".

It was only later that I learned that because the real estate has been suppressed and now the large sums of money have nowhere to go, the rise of the manufacturing industry has undoubtedly given them a new outlet.

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