Chapter 554

Wendedi loves money.

People who are poor and crazy think highly of money.

Gu Jiu is not sure whether Wende Di knows the existence of this account.

Better not know.

In this way, we can pay dividends quietly and even accounts.

Of course, Gu Jiu doesn't want to be greedy for the dividend of 300000 principal.

She wanted to give the dividend directly to the Shao Fu without disturbing Wende di.

If you want to do this, you must get the cooperation of the home order of the Shao Fu.

The young master stroked his beard and looked peaceful.

No one spoke in the ward. Only the charcoal fire is burning, sending out hot gas, warm.

Tea gradually lost its temperature and was not suitable for drinking.

Gu Jiu, however, still picked up the cup and drank a mouthful of tea.

When the charcoal fire was almost extinguished, the commander of the young master said, "it's hard to do this."

"Has your majesty taken care of this sum?" Gu Jiu asked curiously.

The magistrate shook his head, "it's not as serious as you said. I remember that your majesty knew about the investment of the late emperor. Your majesty did not ask about this matter today, which does not mean that his majesty will not ask about it some other day. Even if your majesty forgets it, people around your majesty will remind you. After all, it's a lot of money. "

His majesty said, "the palace is too expensive to open."

It costs money to raise a woman.

It was more expensive for the emperor to raise women.

Gu Jiu smiles and says, "Shaofu's Bank is making progress every day.". Now the Shao Fu doesn't need money. The expenditure of the imperial palace is just a small problem for the Shao Fu. "

The young master's family ordered him to blow his beard and stare, "is it true that all the people who are young people eat air and don't need salary? The Shaofu governs so many industries that tens of thousands of people are paid monthly. It takes a lot of money to feed so many people. Towards the end of the year, all the royal family members who couldn't make ends meet went to Shaofu to have a good time. You can't ask people to go back empty handed. "

Shaofu family order also learn Gu Jiu that set, began to cry poor.

Gu Jiumei's eyes are puffing. This is the rhythm of the apprentice and the master who starves to death.

"Don't cry for poverty. The younger generation is even poorer than you. This year's Spring Festival will be full of trouble."

The magistrate's face was filled with heart, "can someone believe you when you say this?"

Gu Jiu counter asked: "the old ancestor said that the young master had no money. Would anyone believe this?"

The magistrate's face was tangled.

"We are all poor," they said in unison

Finally an agreement was reached.

Gu Jiu then sighed, "I'll give the first emperor's 300000 principal dividends and the prince's 50000 principal dividends to the ancestors. If your majesty asks about it, I would like to ask my ancestors to do something for me. If your Majesty's 50000 principal dividends, please transfer them to your majesty. I will not go into the palace. "

Since can't hide, Gu Jiu also does not do superfluous thing. Everything follows the procedure.

However, the young master's family order said, "I can take the two dividends from the emperor and the Palace first. But your Majesty's 50000 principal dividends, I do not dare to act for you. You'd better go to Chang en. Didn't the old guy put in the money, too? Ask him to help you clean up. "

"Mr. Chang is on duty these days, and he can't leave the palace until five days later. That's it. I'll wait for him for five days

Gu Jiu looks aggrieved, and the young master's family order refuses to help.

"You don't have to wait five days. I guess I've got the news in the palace. Before long, Chang'en, the old man, will take the initiative to find you. "

Gu Jiu picked up her eyebrows, but her heart was a little empty. "I'm afraid to talk to your majesty about money. Talking about money hurts feelings. "

"You don't have to be afraid. You have money."

Gu Jiu sighed, "no money. All the money is invested in workshops and cement roads. There are only tens of thousands of miles left to eat. "

"You eat better than me. I don't have tens of thousands of Liang to eat."

Gu Jiufu forehead, "my ancestors really don't help me?"

"I can't help you. What should come will come. Don't be nervous. Your majesty, he can't eat people. "

Gu Jiu's face is hurt.

However, the young master's official laughed happily.

……

Xingqing palace. Chang en was on duty with Wende emperor.

Wendedi was busy for two hours and was ready to have a rest. He asked, "what day is today?"

"Your Majesty, today is the 20th of the twelfth lunar month, the day when the four seas commercial banks pay dividends."

"Dividends?"

"Yes. After so many years of operation, we have finally seen money. "

Emperor Wende immediately said, "if I remember correctly, I also put in tens of thousands of taels. You old slave, you also put in money. "

Chang en laughed, "I dare not deceive your majesty. The old slave cast 5000 Liang and threw the coffin into it."

This is not true, and Wende did not expose him."Since it's a dividend day, why haven't I seen any silver? Can't Gu Jiu be greedy for my money

"Madame Zhao is greedy for anyone's money, nor dare to be greedy for your Majesty's money. I'm afraid it's inconvenient to go to the palace, so I didn't send the money to the palace in time. "

Vendetta thought, "you go to her. No, call Gu Jiujin. I want to ask her face-to-face if I have something to say. In addition, please invite the young master's order to the palace and ask him to bring the account book with him. "

"Yes, old slave!"

The young master's family order was first called into the palace with his account books.

The emperor Wende was polite and called his uncle first. The young master's orders did not dare to respond. He said, "the king is the king, and the minister is the minister."

Wende Di didn't force him to ask about the income of the Shao Fu this year.

The home order of the young master turned over the account books and reported everything.

From salt and iron, to Shaofu bank, to Huangzhuang, to minerals, to various industries.

After the General Ledger was reported, Wende Di had a bottom line on his income this year.

"I didn't expect that the annual income of Shaofu bank exceeded the tax revenue of salt and iron. It's no wonder that private private banks are blooming everywhere. It's just because this business is profiteering. Money begets money, and it's easy and quick to get money. "

Emperor Wende thought about it again, "now it seems that the bank has a lot to do. It is necessary to extend Shaofu bank to every prefecture and county in Dazhou as soon as possible. We should crack down on private banks by means of thunder and balance private lending interest rates. We can't make our people bankrupt by private banks and sell themselves into slaves. "

The tax revenue of the imperial court came from the ordinary people and the self-employed peasants, and the official corvee was also borne by these people. Conscription is also collected from these people.

These people are good people.

Once the good people were forced to go bankrupt because of usury, they sold themselves into slaves. Every more slave and maid means that the imperial court has lost a share of tax revenue, a source of conscription, and a person who takes up corvee.

And the big families who bought slaves could squeeze the serfs, mining slaves, textile slaves and all kinds of slaves.

All the wealth created by these slaves fell into the hands of big families, and the court could not get a cent.

The imperial court suffered heavy losses, but the big families created more wealth and became more and more rich because of the slavery. When they go bankrupt, they will increase their wealth by borrowing money.

We will turn the land of the self-employed peasants into farmlands.

The homestead title deed of good people will be turned into shops, forming a real sense of land and real estate monopoly.

In the final analysis, folk usury is to dig the corner of the imperial court, creating more and more poor peasants, bankrupted civilians, refugees and mobs.

In order to solve the problems of the poor peasants, the bankrupted peasants, the vagrants and the disorderly people, the imperial court has to provide money and help.

This formed a vicious cycle.

The tax revenue of the imperial court was less and less, but the places to spend money were more and more.

The rich are rich and the court is poor.

If we go on like this, we will have a big trouble sooner or later.

Fortunately, in the past two years, the business tax of the imperial court has improved. Don't rely on agricultural taxes all year round.

In other words, when the court was short of money, it would not have to raise taxes on farmers again and again.

As long as the government does not increase taxes, the burden on farmers will not increase.

It can be said that commercial tax has slowed down the speed of farmers' bankruptcy to a certain extent.

This is also the fundamental reason why, in recent years, there have been frequent natural disasters everywhere, but no major disturbances have been caused.

The increase of business tax has solved the great social contradictions and enabled farmers to take a breath in the famine years.

Many courtiers, with limited vision, did not realize this.

But the top talents of the imperial court, such as Li Shizhong, realized this a few years ago.

Wende Di also clearly recognized the important role of commercial tax in balancing social contradictions.

Not to mention, he personally participated in it, and had a deeper experience.

He could not help but think back, when did the increase in business tax begin?

It seems that the cooperation between Shaofu and Gu Jiu began.

Since the establishment of the bank, the income of the Shao Fu has increased year by year. It has been able to support the household department easily and reduce the pressure on the Department.

What is more commendable is that there is no usury in the whole capital area.

All private banks lend according to the interest rate of the Shaofu bank, with a monthly interest rate of 1.5%, and no rolling interest or compound interest is allowed.

The income of private banks is naturally much less than that of usury, but they still make money. And they don't have to bear the responsibility of forcing people to die.

If you bite your teeth, do more division of labor, or borrow some from relatives and friends, you can always pay it back.

In the capital area, the atmosphere of the lending industry has become very fresh.

Compared with the usury rampant in the south, the private banks in the capital area are like small and fresh.

But even so, there are still many southern banks to open branches in the capital.

Why?

Since Madame Zhao began to build the gate of the South City, the business in the capital became more and more active.All walks of life, food, clothing, housing and transportation are all driven by a South Gate project.

Like those who burn brick, tile, wood I'm making more money than I did in the past few years.

As businesses become active, so does the lending market.

Even if the monthly interest rate could not exceed 1.5%, it still attracted a large number of private banks from the South and north to rush into the capital to seize the market.

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