C232 Loan

Li Tian had already carefully studied these locations, there were a few other large markets around, but none of them were too popular. After all, the most popular place in the entire Peach County was the Far Flower supermarket, if he could reach into these areas, it would definitely be able to defeat them and slowly eat this place.

"If we were all just renting shops, then we would only need 3 million in the first stage. If we were all just buying shops, then things wouldn't be so simple, not to mention whether they sell it or not, even if they sell it, the money alone isn't that simple." The expansion of Yuanhua Supermarket was different from other supermarkets. Other supermarkets were basically rented out, but most of them were bought directly. This way, the biggest part of the cost would be saved and the future profit would be great.

Li Tian did a quick calculation. If all of it was to buy land, then the price of the land alone would need to be 5 million. Adding in other decorations and the like, the final investment would be around 8 million.

There was no need to worry about the goods. Yuanhua Group and some suppliers had already signed an agreement, they could take the goods without paying.

The group only had 2 million of its current capital, and that was transferred over from Li Tian's personal account. If they were to continue expanding, the group would probably have some difficulties.

"How about this, in a few days, have a meal with President Chen of the Construction Bank and tell him about our loan. Use our headquarters as collateral and lend a hundred million from him to fully implement the first phase of the expansion." In this era of business, if one didn't have the money, they could borrow a portion of it from the bank.

"That doesn't seem feasible. Yuanhua Group just repaid the loan of 100 million and immediately borrowed another 100 million from him, and previously, father's reputation was not very good. I feel that they will not approve it, right?" Zhou Rui thought about how the reputation of the Yuanhua Group had already been determined by the bank to be a B Rank. This was a level where the bank basically would not give any loans, now that the bank only offered 100 million, did they think the bank was a fool?

"Don't worry about it. As long as he's not stupid, he'll definitely give us the loan. When the time comes, you just need to sign a loan agreement for a year, and it won't take long. The annual interest rate is also not a small amount." Li Tian calculated that the interest on the commercial loans were now around 6.86%. If he were to borrow money for a year, he would have to give the banks a loan of close to 7 million for no reason.

"One year?" Zhou Rui was startled. Generally speaking, if they were able to move one piece from another, no one would be willing to go through the bank, just the formalities in the bank would be enough to give them a headache, and did not know where he could get a hundred million from. Yuanhua Group had a net profit of around 8 million a year, could it be that he could get money from the catering group?

Li Tian nodded his head, this time he was going to bet on the stones, and that would be the fastest one to earn money, so he believed that with his own abilities, he could easily produce a few hundred million without a problem. When the time came, he would bring the money to the supermarket to implement the floral strategy.

He had just taken several hundred million from there, and that was already his limit. In addition, with the recent transformation of the major gangs from the dark to the white, many profitable businesses had to be abandoned.

Originally, Li Tian thought that he wouldn't have to worry about money.

On the other side, Li Tian was not too worried about the loan, although he was more worried, but Zhou Rui had never thought that it was Zhou Yuanhua who had lent it, and now it was Li Tian, the two of them were definitely not on the same level.

Other than the Yuanhua Group, Zhou Yuanhua basically did not have anything else. At that time, everyone was very clear on the situation in the Yuanhua Group, and not giving him the loan was expected.

However, Li Tian had a lot of assets now, and if they wanted to get someone to lend him a loan, the Presidents of the four big banks would probably rush there. Other than those high-quality collateral resources, County Council Number One could just say a few words, and that was what they thought highly of him.

"Right, I forgot something important as well. Let's hurry downstairs to take a look." Suddenly, Li Tian thought of something. Today was the day that the new wine would be released, and there was a special counter in all the major supermarkets, as well as a wine-tasting area. Furthermore, it was the weekend today, so there was a lot of traffic.

"Why are you in such a hurry? "Do you really think that what you've made is the immortal wine of the Queen Mother? How could it all be sold that easily? Our original plan was to instantly kill Mao Tai with our activities and that's a day's time, not to mention at this time. Not to mention that it's our local spirit wine." Zhou Rui said snappily.

Li Tian did not wait for him to finish, and immediately dragged her out like a gust of wind. The workers outside quickly gave way, what was the Chairman and General Manager doing? However, the way the two of them ran was also a scenic spot in the company. The man was not considered handsome, but he had a manly look to him. The woman was definitely beautiful.

Just as he walked to the entrance of the supermarket, before he could even go in, he was hugged by Li Ming. Li Tian pushed the fellow away in disgust, he did not have any bad habits, if he hugged, he would have to hug Zhou Rui who was beside him, what's there to hug for a man like you?

"In any case, you are still such a big person, is there a need for you to be so crazy?" He had to be a bit shrewd, what exactly had happened? Did a golden brick fall from the sky or something? to make you so happy. " Li Tian said snappily. His hair was messed up just now, even though he was short.

"Look, look!" Li Ming's happiness did not decrease at all, and he pulled Li Tian to look at a bare looking platform.

"What's there to look at? It's already so late, why haven't you all placed the alcohol on the table?" Li Tian couldn't continue speaking until here. When he entered the room in the morning, he already saw two piles of wine that looked like hills.

"Really?" Li Tian said in disbelief, he did not believe it either, because the two piles of wine were not small in quantity, and when he first entered in the morning, there were not many people who touched it, and it was already gone?