Chapter 109

At different times in history, people have been obsessed with gold, whether it is for it, the killing of native South American people in the middle ages, or swarming to San Francisco for it.

In the long history of civilization, human beings have found that gold is stable in nature and will not change due to temperature and chemical reactions. Moreover, it is soft and easy to cut. These characteristics make it a currency.

Another reason is that from ancient times to the present, when wars or natural disasters occur, gold can be circulated and used for local currency. Gold to increase the sense of steadiness in life.

What's more, in today's period, under the shadow of the global financial crisis, gold is not only an investment, but also a tool to fight against improper management of the economy and financial system.

Many days of study, read a number of financial books, so that Arthur for financial knowledge and the financial world has a simple but clear understanding.

The reason why governments don't like gold, as it is written in a financial book, is that it exposes the valueless nature of paper money.

In the end, the world will find that everything in the past is an illusion. Paper money and digital money are valuable. Banks and ZF make people believe that real wealth has been created, which is a big lie.

Because it was when the gold standard was abolished that banks became more and more unscrupulous, printing a lot of paper money and issuing debt. The surge in debt and risk has led to a complete collapse of the financial system, but the remedial measures taken by banks around the world are only delaying the outbreak of a huge Ponzi scheme.

These knowledge and insight, so that Arthur gold is more and more favor and trust, more firm decision to invest in gold.

When Arthur came back to Santander with 57900 ounces of gold, the credit manager of Santander bank looked at the documents in his hand and was completely shocked.

It's not that credit managers have never seen the world, have not seen money or so much gold, but have been shocked by Arthur's operation.

I thought that the young earl was going to start a business and start a company by mortgaging the manor. But I didn't expect that the other party bought all the gold. How many days has passed? He's just a madman. Isn't he afraid of losing all his mortgage?

What makes people feel speechless is that the other party even took the gold he had just bought to mortgage again. This behavior is undoubtedly killing people. Is he so sure that gold investment will make money?

"Dear Sir, are you sure you want to use gold as collateral to refinance?" Although the credit manager of Santander bank had regarded Arthur Boleyn, who inherited the title of Earl and a large fortune, as a dying second generation, his professionalism still kept him polite and confirmed.

Arthur was also sensitive to the scorn and ridicule in the other's eyes, but he didn't get angry. He just sneered in his heart.

everyone will experience a night without stars before he succeeds.

Everyone before success, there will be a period of criticism, countless people will mercilessly attack you, try to steal your dream, so that you are like him. What you have to do is believe in yourself, affirm yourself and encourage yourself.

When you succeed, you will find how ridiculous and pathetic these people are. At the same time, these criticisms and blows will make your success more dazzling!

Therefore, life is like this, either hard work, or mediocrity. There is no other choice.

Lunatic?

Maybe, but how could Arthur care about other people's opinions, because some things are not acceptable to ordinary people, so people will say that they are crazy, but if you are not "Crazy", you will not succeed!

As someone said, "when someone says you're crazy, you succeed!"

"Yes, I want to use this gold as a mortgage. Does your bank have this business?" Arthur leaned back in his chair and looked at him calmly.

"Of course, however, according to our bank's gold pledge loan, we can only give you loans at 90% of the market price of gold, but the pledge rate can reach 80%. As you are a high-quality customer of our bank, the interest rate will also be 1.65%. Are you satisfied?"

Naturally, the credit manager of Santander bank will not push this kind of good business to the outside world. If there is interest, even if the other party fails to repay the loan overdue, isn't there still gold and manor?

Therefore, this is definitely a good business. No matter whether Arthur Boleyn's investment is successful or not, the bank will not lose money. Even if the gold falls sharply, there will be manors at the bottom. Unless Arthur Bolin decides to give up everything, he will try to pay off the debt.

"There is no problem with loans and loan interest rates at 90% of the market price of gold. However, I hope the pledge rate is 90%. If we can, we can sign an agreement now. If we don't agree, I can only choose another bank."

Arthur's expression on his face was still very cool, and his tone was flat. If he couldn't, we'll see you later.

"So The credit manager frowned slightly, but he could not make his own decision. He immediately said with a smile, "I'm sorry, dear sir, I'll excuse you for a moment. I need to ask my boss. However, please rest assured that you are our high-quality customer and should not have any problems.""I have nothing to worry about. Please do it -- "

Arthur smiles indifferently, reaches out and asks the other party to be at will.

After a look at the financial adviser Robert Lang and lawyer James, Arthur has completely despised Robert lang. consultant, as the name implies, means to help you answer your questions. Generally speaking, it refers to the person who has reached the expert level in the cognition of a certain matter. They can provide advisory services. The advice provided by the consultant should be based on Du and neutral.

Now Robert's role as a consultant is not even as good as that of Smith and JAMA. He only knows that he has a gross purpose in serving himself. He has to come up with a blueprint for investment planning, which is all about stable yield projects of various insurance funds and bonds. It really reduces the risk. However, similarly, there is no way to make a lot of money.

What does this kind of consultant stay with?

He couldn't keep up with his own pace. Even when he bought gold and pledged again, he was worried that this kind of leveraged loan would enlarge the risk infinitely, which might lead to failure. Arthur was almost depressed.

Arthur knew that Robert had different opinions about his crazy investment in gold, and he might even think in his heart that he was crazy.

Well, as a financial adviser that the Bolin family has always trusted, Arthur will not dismiss Robert Lang, but he will never let him stay with him to help him manage his wealth. Financial adviser is more suitable for him.

To know that Robert Lang is still very sensitive to numbers. It's not easy to say that this is an excellent specialty in Britain. After all, the whole world knows that British people can't settle accounts. Only Americans can compete with one of them!

Can you imagine that the minister in charge of the national finance has been struggling with the answer of 7 times 8 for a long time? Walking around the streets of London, you can find a truck full of math dregs. Often can see, let a person look muddled discount way...

"30 cents for one, 80 points for two discount prices." the original price is 8 pounds, the current price is 7.5 pounds, saving 1 pound! "

Because of this kind of mathematical scum, the UK loses about 20 billion pounds a year, accounting for 1.3% of GDP.

Well, his mind was a little far away. Arthur looked back and saw that the credit manager of Santander bank, who had gone back, sat down on the opposite chair with a professional smile.

"I'm sorry to have kept you waiting. However, I have brought back the good news that our bank has agreed to your loan terms. In this way, we

The other side said, took the electronic calculator on the side table and began to calculate.

"57.09 million... Multiply by 0.9... And then multiply it by 0.9... That's 46.24 million dollars... By the way, do you want pounds or dollars? "

"Dollars." Arthur said faintly.

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