Chapter 274： If you have money, don't spend it (one more)

The old man Gong and Gong Tianhao were eating at Xiao's house, and they were a little surprised to learn that Xiao Lingyu wanted to wrap up the mountain.

Grandpa Gong glanced at Xiao Lingyu's belly, and said worriedly, "Girl, your belly is so big now, this task of contracting a mountain top is also very laborious, can you afford it?"

Xiao Lingyu smiled and said, "Master, I don't need to work on these things myself. With so much help, I just move my mouth and give directions."

After listening, the old man nodded and said, "Well, then you have to pay attention to your body."

After that, the old man Gong turned his head and asked Gong Tianhao to say, "Hao'er, Ling Yu girl is physically inconvenient. There are some errands, you go!"

"..." Gong Tianhao immediately replied, "Yes!"

But he only engages in investment, and doesn't look at mountain farming.

However, everything can be learned.

Dad Xiao said immediately, "Father, will this be too troublesome for Tianhao?"

The old man Gong said indifferently, "Anyway, he has nothing to do here, and he wanders all day long, so it's okay to find him something to do!"

Gong Tianhao, "..."

Grandpa talked about him as if he was free.

Although he is not in Beijing, he still commands remotely through video here, and he is also very busy with video conferences every day.

However, in order to chase his daughter-in-law, no matter how busy she is, she has to let it go.

It is still important to accompany your wife and children.

The old man Gong asked, "Zhengyang, Ling Yu girl, how many hills are you planning to cover?"

Xiao Zhengyang said, "There are six public hills in Taoyuan Village, which are estimated to be tens of thousands of mu."

The old man nodded and said, "Ten thousand mu! The rent is estimated to be not low!"

Xiao Zhengyang nodded and said, "The paddy field is 800 yuan an acre, the first-class dry land is 600 yuan an acre, the lower dry land is 300 an acre, but the mountainous land is generally 150 yuan an acre, at most 200 an acre."

"In this way, the rent for the six hills is at least 1.5 million a year. I heard that when you rented that piece of sand, you paid every three years. Then the rent for the hills is probably every three years. , This is a rent of four to five million yuan."

When Mother Xiao heard that she needed four or five million in rent, her eyes widened in surprise, she exclaimed, "Four or five million?"

so tall.

If this were in the first two years, they wouldn't even be able to get four or five thousand.

Mother Xiao turned to look at Xiao Lingyu, and asked, "Yu'er, do we have so much money in our hands?"

Xiao Lingyu smiled and shook his head, "No. Only more than three million."

"More than three million?" Mother Xiao said with some worry, "So, it's still two to three million yuan? The contracting of the mountain top, once the talks are over, we have to pay the money. We will pay the money. Where did you raise so much money? Two or three million."

After hearing this, the old man Gong said immediately, "That's still two or three million. Old man, I still have some spare money, let's lend you three million first." He wanted to say five million.

However, he was a little worried that five million people were unwilling to accept it.

If they are willing to accept it, not to mention five million, that is, fifty million, five hundred million, he is also willing to give it out.

He has no money, but his grandson does.

Isn’t his grandson’s money just for his daughter-in-law’s son?

Elder Gong didn't really think much, let alone five million, or three million, Xiao Lingyu was unwilling to accept it.

Now she doesn't want to be unclear about the relationship with the palace family on the property.

In case, she contradicts the palace family, with the palace family's influence, she is still determined to suffer.

Xiao Lingyu shook his head and said, "No, old man. I can apply for a loan from the bank. With my existing assets, a loan of two to three million yuan should be no problem."

Grandpa Gong, "..." He had forgotten that his granddaughter-in-law was not an ordinary peasant.

He graduated from a prestigious university and knows a lot of knowledge.

The old man Gong said with a little regret, "Well then. Ling Yu girl, if you need the old man's help, just speak up. If my old man is not able to use it, there is still this stinky boy who can make it. You can do it."

"..." Xiao Lingyu couldn't brush off the old man's kindness, and said, "Well, then I won't be polite."

"Family, you don't need to be polite!" Grandpa Gong waved his hand and said naturally.

"Huh?" Xiao Lingyu's family of three looked suspiciously at Grandpa Gong.

"Ahem!" Gong Tianhao put his fist to his lips as a reminder.

"Ahem..." said the old man, "I mean we are already like a family, of course you don't need to be polite."

"Oh! The old man is right. We are like a family. But," Xiao Zhengyang cleared his throat and said, "cough cough, but old man, brother, we still have to settle accounts. If we really need to do it, we You won’t be polite."

The old man nodded and said, "Well, good!"

When the old man Gong and Gong Tianhao left, Dad Xiao and Mother Xiao showed a worried look and asked, "Yu'er, what do you think about this bank loan?"

Xiao Lingyu explained, "A loan is to borrow money from the bank."

Father Xiao and Mother Xiao were taken aback, "Borrow money from the bank?!"

These rural people have always known to go to the bank to deposit money, but they don't know that the bank can borrow money.

Dad Xiao asked, "Yu'er, how do you borrow money from the bank?"

Xiao Lingyu explained, "However, to borrow money, we need to pay interest. Just like when we deposit money in a bank, we can get a certain amount of interest. For a loan, we ask for a certain amount of interest."

"Oh, that's it." Xiao's father and Xiao's mother nodded. "With so much money, will the bank be willing to lend?"

Xiao Lingyu explained, "Bank loans are not random loans. He depends on the assets you have in your hands and the risk assessment of your investment projects before you can determine whether you will get a loan."

"We are only using money to contract Shantou, would the bank be willing to take a loan?" Xiao Ma asked with some worry.

Xiao Lingyu shook his head and said, "I don't know. I have to ask."

Her statement is very conservative, but she doesn't want to worry about her parents.

...

The old man of the palace family returned home, and the old man said directly, "I didn't expect that Ling Yu, the girl, would contract all the hills as soon as he took it. It's really not easy."

Gong Tianhao thought for a while and said, "Yu'er has a lot of ideas."

The old man nodded and said, "Well, that girl is indeed very thoughtful. But the most important thing is that there is a pair of family members who tolerate her and support her."

Gong Tianhao didn't say a word, but he agreed with what Elder Gong said.

In these places in the countryside, most people have strong feudal thoughts. It is really rare for a girl to make her way through school. It is very rare.

Because most people think that girls are money-losing goods, and after reading books, they also belong to the in-laws.

However, the Xiao family not only cultivated their girls into talents and was admitted to prestigious universities, they also supported their daughters going home to farm.

They have only children in their eyes, and never have such a patriarchal thought.

Therefore, Gong Tianhao liked the atmosphere of the Xiao family very much.

He is also eager to join this big family.

The old man Gong glanced at the silent Gong Tianhao, and said with a bit of hatred for iron and steel, "How come you have become so useless now? It's been so long and haven't caught up with his wife.

It was said that you were Gong Tianhao, the richest man in the business world who turned his hands on the clouds and rained his hands, and no one believed him. It's really a joke that even a woman can't catch up, and she hasn't even held her own little hand. "

"..." Gong Tianhao defended himself, "Grandpa, Yuer and I have both embraced it."

The old man Gong immediately contemptuously said, "Hmph, did you hold it? You took the opportunity to take advantage of others!"

Gong Tianhao, "..."

Can he leave it alone?

Anyway, now in Grandpa's eyes, there are only grandchildren and great-grandsons. He, he just picked them up.

When the old man thought of something, he said, "Oh, why are you so stubborn Lingyu girl? We didn't talk about sending money to her, but she even lent it to her, but she refused. How is this good? Our current money, Isn't it for her? She doesn't spend our money now, what can she do?"

What the wealthy family worry about is that Cinderella is after their money, so this guards against that.

But they were the other way around. What worries all day long is why she is unwilling to spend their money?

Gong Tianhao thought for a while and said, "Grandpa, Ling Yu doesn't want to borrow money from us, she has her own plans and considerations. Let's not worry about this for now."

Elder Gong rolled his eyes at him and said viciously, "You deserve to be unable to chase your daughter-in-law!"