Chapter 203: Phone call

new York.

Duncan Apartments.

late at night.

Adam just returned from the Columbia Library, carrying the medical books and video tapes he borrowed with him, preparing to stay up late.

He had bought a lot of medical books before, and he also got some video tapes from Leonard and watched it carefully.

But that is not a system after all.

It is not as rich and comprehensive as the collection of books and video tapes in the Columbia Library.

Therefore, Adam spends almost any time in the library, systematically reading medical books and watching various medical video tapes, which is much harder than others.

Accumulation today may save one more person's life in the future.

If this is the case every day, how many lives he will save in the future, and how much life will be improved for him.

Thinking of this, he worked harder.

His endurance reached the level of your show, and his energy seemed to be endless. This level of stamina really didn't burden him at all.

But just showing his side in front of people makes people feel that he is simply the emperor of the liver.

This also made the classmates who mocked him as the first king of F5 to think of him a lot.

At any time, the liver emperor is admirable.

If you let them know that after Adam returns home, he still has to go to two or three o'clock every day, then they might be crazy.

Back at the apartment, Adam put the books and video tapes in the study (a room with two bedrooms and one living room was transformed into a study by him), and picked up the phone to check if there was a call to him.

Especially Heather's.

Before leaving, he told Heather to call him at night to report his safety.

Adam glanced around and saw a message on an unfamiliar number. He clicked to listen, and it was Heather.

Following this number, Adam dialed it.

After the phone rang a few times, it was connected.

"Hi, Heather."

"Adam."

Heather heard a strange voice.

"what's happenin?"

Adam is too familiar with Heather. He is keenly aware of Heather's strangeness, and he asks with concern: "Is it not going well?"

"No."

Heather smiled and said, "It's going well. My parents are indeed my adoptive parents. The letter is from my grandmother. I have already booked a ticket. I will go to the airport later. I should be able to figure out what is going on tomorrow. It's true, but I guess I will have to stay there for a few more days. After everything is done, I can go back. I, I miss you a little bit..."

"Ha ha."

When Adam heard this, he was relieved and couldn't help but joked: "Miss me? Where do you want to? Where do you want to?"

On the other end of the phone, Heather couldn't help but smile idiotically, and he didn't know what to say, which made Adam a little strange.

The two talked and laughed for a while, and said they were back to business.

"If your grandma is here, how can you be adopted by your adoptive parents?"

Adam asked puzzledly.

He remembered Heather saying that her adoptive parents were not kind to her.

"I'm not so sure either."

Hartford, in the hotel, the blush on Heather's face has not disappeared, but the smile is no longer there. He forcibly suppresses the desire to talk, half-truth and said: "They refuse to say, I can only go to me Only in my hometown can we know the truth."

"It can only be the."

Adam had an ominous premonition in his heart, but he didn't mention it to Heather.

Heather naturally thought of the problems he could think of.

It's just that he never thought that there was another one, so he only guessed that Heather's adoptive parents might be kidnappers, or maybe she was adopted through some irregular channels.

"If you need money to take over the manor and farm, remember to call me."

Adam remembered one more thing and quickly reminded him.

In the U.S., the so-called real estate and land will always belong to individuals and can be passed on to hundreds of descendants. That is a false proposition.

Because all real estate in the United States needs to pay real estate tax every year, and the tax rate varies depending on the location.

In remote and poor areas, the property tax is very low, perhaps only a few thousandths.

However, in the prosperous area, the property tax was once as high as 2%.

This ratio is multiplied by the value of the real estate, and this value is available on the market.

In other words, if the house price increases, the property tax you have to pay will increase accordingly.

There is a problem.

If it is your ancestral property, the surrounding housing prices will increase significantly, resulting in a substantial increase in the value of your property and the property tax ratio. Apart from selling, this appreciation will only bring you a burden.

And once it is sold and repurchased, how can there be an ancestral home that has been passed down forever from generation to generation?

The so-called people who can afford this kind of house are not short of this property tax?

That's also a big talk.

A billionaire living in a mansion worth tens of millions of dollars, he needs to pay as much as 200,000 yuan in property taxes every year.

And are the billionaires short of these two hundred thousand?

Sometimes it's really missing!

Because net worth and cash flow are completely different concepts, when you encounter a shortage of funds, apart from selling assets, sometimes you can’t even get more than 200,000 yuan.

Once the property tax is not paid, the house that will always belong to you will be forcibly taken away and auctioned off by mortgage.

There is also the issue of inheritance.

The succession of the United States is also very engaging.

That is, the inheritance tax must be paid in full before the inheritance can be obtained.

And this inheritance tax is also levied according to the amount of inheritance, and the proportion can reach up to 50%.

Such a high inheritance tax has forced the wealthy to do charity one by one, and even donate all their wealth at every turn.

Is there such a saint who donates all his property for charity?

There may be one or two, but most people can never do it.

But why are they so keen to do this one by one?

Because the charity fund, except for a small part of the income that must be used every year for charity, the rest of the money is still at the discretion of the owner of the charity fund.

Compared to the huge inheritance tax, this expenditure is completely negligible.

Rich people have a wide range of family charitable funds one after another, by donating money to their family charity fund, and then transferring the control of the charity fund to their children to maximize tax avoidance.

Of course, this kind of tax avoidance charity fund is essentially tax evasion and tax evasion. Naturally, it is not established by everyone. This is a capital game of the rich.

Nearly capital, want to donate all of your net worth to charity?

Sorry, you are not qualified, you are not worthy.

Eighty percent of the manor and farm left by Heather's grandma fall into the latter category, so inheritance tax will be a big problem.

If Heather had not left a large sum of cash in advance to help her pay the inheritance tax first, then Heather would have trouble taking over the inheritance smoothly.

Maybe, after a few years, I still can't afford it, so I can only hand it over to the country...

Of course Adam is there, so Heather won't be the captain of the US.

"Well, I will."

Heather smiled again and responded sweetly.

_