Chapter 66

Songcheng Meixue stood up, her feet wrapped in black stockings stepped on the floor, turned and walked to the sofa. After sitting down, she asked, "do you have something you want?"

"Of course."

Xia Shu pondered for a while and said, "this is what bothered me originally. According to the conditions you just put forward, I made a judgment and thought I could ask you for help."

"What's the matter?" Songcheng Meixue asked curiously.

Xia Shu thought about it and said, "I don't know how much my sister told you, but you should know that we want to rent a factory and transform it into a base, right?"

"That's right."

Songcheng Meixue looked at Xiashu and asked with a smile, "do you want a factory?"

"It's not asking, it's just using."

Xia Shu looked at Meixue in Songcheng and said, "I hope Meixue can buy a piece of land and build a new base on it. The base still belongs to Meixue, but the construction process must take my opinion. I have some ideas."

The crude base built according to his own idea is good for the masquerade army, but it can't give him enough benefits. For example, he needs a place to store the corpses of strange people, but the crude base can't do it and needs to be rebuilt again. For this, Xiashu originally planned to wait for the masquerade army to develop in a year, and then rebuild it. It is estimated that it will take a year Half time.

If Songcheng Meixue plans to further cooperate, then she plans to go to the stomach.

Let them buy the base directly, transform it according to their own ideas, and achieve the effect one step ahead of time.

"But too much money is needed."

Songcheng Meixue frowned and said, "I don't have a lot of savings. I'll take out 40 million yuan. But a piece of land, together with the reconstruction, can't be completed by 300 million yuan. Since I have said that I don't intend to rely on my family, I will not ask for money from my family. What's more, my family won't help me with this kind of thing. "

"That's the loan."

Xiashu looked at Songcheng Meixue and said, "with the work of Meixue's predecessors, there is no problem with the loan. Moreover, the land and base purchased belong to Meixue's predecessors. If you put the base around the shelter, it will surely add a lot of value in a few years. "

"The value added will not be too high."

"Although the value of the real estate and land around the shelter will increase, there are not one shelter to be built, but three," she said, shaking her head. In addition to the listed centers, schools, hospitals and high-end residential areas, even if the value increases, the increase is limited. What's more, the minimum number of refuges in the plan is seven. By that time, there will be no fewer refuges in Z city. On the contrary, the land price will come down. It is estimated that it will be higher than now, and even the construction cost will not be earned back. "

"In addition, the loan also means that I will carry a large amount of debt."

"Although the base belongs to me, I only give you the right to use the base in exchange for your support. It's a suitable deal, but in the process of using the base, the assets can't be sold, and I can't afford a large amount of loans," said Matsumoto

"What about the rent?"

"We pay the rent and you use it to repay the loan," said Xiashu

"About how much?" Asked Miyuki matsunari.

Xia Shu said: "two million yuan a month, which is the cost of building the base according to the standard. If you borrow 250 million yuan, you can repay the principal in 10 years, repay the principal plus interest in 15 years, and make profits in 20 years. "

"It can't count like that."

"I can't use the housing loan. The value of the mortgage is not enough. I can't use the mortgage. I can only use the personal credit loan. The personal credit loan belongs to the short-term loan, and the loan interest rate is higher than the housing loan. The maximum limit of the short-term loan is five years. Even if my remuneration and your rent are not enough in five years," she said

"How about land pledge after land purchase?" Xia Shu looked at her and asked.

"It's a little grudging."

"The interest rate of the mortgage loan is high, and the mortgage is only land, and the property appraisal price is not enough. On this basis, only 80% can be obtained. With this money, we can't pay off the personal credit loan at all, so we have to bear two loans, and we have to spend nearly 80 million more on the loan."

"But it can be paid in batches. Five years' credit loan will be partly paid off by mortgage loan, and the remaining five years will be enough to pay off, while land mortgage loan will be paid off at the end."

"In this way, we can hold our time and just pay the rent," said Xia Shu

"That's right."

Songcheng Meixue nodded, then frowned and said, "but fifteen years is too long, and what if your masquerade army can't develop?"

"Then let the bank take back the land."

Xia Shu said with a smile, "you don't think we can't last five years, do you? If you can't repay the credit loan, you can repay it with a mortgage. "

"Let me see."Songcheng Meixue is a little distressed. What he said is right, but he always makes himself carry a large amount of loans. Although she can get land and fixed assets, she can't even use the assets when the masquerade army exists.

And if it can be used, the masquerade army will no longer exist.

"I want to ask."

Xia Shu said: "if we really insist on less than five years, or even shorter time, Meixue elder can't afford money, can we ask for help from home?"

"I don't want to use my family's money." Songcheng Meixue said coldly.

Xia Shu said: "if you can't repay the loan, then your family is willing to help you, even if they put forward conditions."

"Yes, yes."

"But it's estimated that she will work under the arrangement of the family, get married and have children, which I can't agree with," she said

"Can you resist the control of the family if you go on like this?"

Xia Shu asked again, "only relying on the power of a small Minister of the branch, I'm afraid..."

"I can't, that's why I need to continue my promotion and move to a higher position quickly," she said

"That's the end."

Xia Shu suddenly said: "to keep unchanged is the same as the result of failure, but to promote quickly, only we can help. Just make a bet. "

"That's right."

Songcheng Meixue face gradually become serious, "but still not the same, I want to carry the reputation of failure embarrassed home."

"What about confusion? We are doing heroic missions with our lives. If we fail, maybe we will lose our lives. "

Xia Shu said with a smile: "in contrast, your persistence and work are not so important, are they?"

"You just said that my work is valuable." Hearing this, Songcheng Meixue stares at Xiashu.

"Hey, hey."

Xia Shu said with a smile, "I'm just talking about the cost. In terms of value, of course you are very important."

"But you're right."

"The result doesn't make any difference, so I can only gamble. I promise you," matsuchi said

"Thank you."

Xiashu seriously said that the base is of great help to the masquerade Legion and himself.

The completion of the base can help the masked Legion integrate its strength, further enhance its strength and attract more heroes.

In addition, you can give yourself at least one year in advance to make a reserve plan, store a large number of strange corpses, and eat strange people every day. It will never be so slow to improve as it is now.

"However, your plan for the masquerade is too simple, and you have too little binding force on the members of the masquerade, and you have not clearly defined your dominant position, so I will help you to make a plan to help you master and develop the masquerade," she said

"Good, good."

Xia Shu said with a smile: "all listen to you."

"In that case."

Songcheng Meixue stood up and said: "we have reached an agreement. Next, you invite me into the group of masquerade army. We need to keep in touch in the future. "

"Good."

Xia Shu also stood up and held out her hand to Meixue in Songcheng, shouting: "Meixue master."

"Oh

Seeing the action of Xiashu, Songcheng Meixue quickly reaches out her arm and holds Xiashu's hand.

"Happy cooperation." Xia Shu shakes her arms and smiles on her face.

Songcheng Meixue looked at the smile with a fool like Xiashu, mouth up, gently nodded, said: "happy cooperation."