The next morning, according to the agreed time, Bao Zixuan came to the governor's house. The staff of the governor's office had long been informed that the governor's trip this morning was cancelled and only the richest man Bao was received.

This kind of situation is rare in the governor's office. No one has this face yet. However, people take it for granted to think that Bao Shoufu is here today. Being able to work here is not a fool, but a master who can see the current situation. At this time, Xiangjiang's stock market and property market are all falling, but the economic situation is quite bad.

At this time, the governor's purpose of inviting Bao Shoufu to come is self-evident. In fact, they also have some selfishness. If you want to know what Bao Shoufu is talking about with the governor, you can exchange a little information for a lot of wealth.

But the rules here make them afraid to do so. Being found is not just being dismissed. In serious cases, they are likely to go to prison, and the staff of the governor's office are in contradiction.

Bao Zixuan specially wore a custom Zhongshan suit today. The whole person looks very energetic. If there is no accident, he will go to Hang Lung Bank in the afternoon. This is the first step for him to enter the bank. He should show the best side to depositors. At this time, Hang Lung Bank needs a spiritual guy to restore everyone's confidence.

Governor Youde saw the clothes of baozixuan and said with a smile, "Bao Sheng, you're here. Today's clothes are really handsome. If my daughter doesn't get married, I will let him marry you. Unfortunately, I don't have this chance now. "

Steamed stuffed bun Xuan's appearance can only be regarded as general, and there is still a distance from being handsome. However, people are very sunny. Combined with huge wealth, people will also feel that he is very handsome.

Since Youde joked first, baozixuan also replied in a British humorous tone: "it's a pity that you didn't become the governor's son-in-law. Your daughter must be very beautiful according to your wife's appearance."

Jude: "of course, my daughter is very beautiful. She has completely inherited her mother's genes."

"This time I want to hear what you think of Xiangjiang's financial market and the future trend of Xiangjiang's economy."

When I saw this old product, I didn't say the subject, and it turned out such a big topic all at once. He really doesn't understand the world of these politicians. Don't they all say that the British are very direct! It seems that the rumors are really untrustworthy, at least not reflected in Youde.

Bao Zixuan smiled and said, "Your Excellency, the topic is too big. For a moment, I really can't answer you."

"Our location is different. What you care about is the whole Xiangjiang River. I just need to deal with the matter of black cloud. Therefore, we don't have much say in the whole Xiangjiang economy, at least we haven't considered it all yet. "

Youde felt that the boy must be an excuse. As the leader of Xiangjiang's largest enterprise, if he didn't consider it all, the ghost wouldn't believe it. Baozixuan has invested so much in Xiangjiang that he doesn't care about the economic situation of Xiangjiang.

Youde smiled and said, "Bao Sheng, don't be modest. There are only you and me here. Even if we disagree, it doesn't matter. I'm asking you to come and discuss it today. "

Youde has said his words for his own sake. Baozixuan knows that he must express his views. Otherwise, it's hard to explain. After thinking about it, he said: "at present, the most worried problem of the public is whether there will be a war between China and Britain because of the Xiangjiang problem. As long as this problem is explained clearly, there will be no big fluctuations. Most people follow suit, but they don't have the strength of immigration. Even forcibly emigrating to foreign countries, life is also at the bottom. It's better to stay in Xiangjiang for development. "

"The second is the stock market and property market in Xiangjiang; I don't think the stock market needs to worry too much. It just enters a period of adjustment; But the property market is closely related to people's life. "

"The rising property market price will drive the rising cost of living of the whole Xiangjiang River, and the rent will increase. Merchants must raise the price of goods. If you don't raise the price, you can't live, but the price increase is facing a reduction in sales. The increase in the price of necessities will certainly be shared among the citizens, but it will increase the burden on poor families. "

"The rise of property market prices will also make Xiangjiang lose its industrial soil. It is difficult for a city to develop too much without industry. Therefore, I think the decline in property market prices is not a bad thing to a certain extent. "

"The decline in property market prices may affect some enterprises in Xiangjiang in the short term, but in the long run, the advantages outweigh the disadvantages."

Steamed stuffed bun Xuan thought for a moment and continued: "the third is the reshuffle of Xiangjiang banking industry. At present, there are too many large and small banks in Xiangjiang. Seeing that the financial industry is very developed, it has also caused some hidden dangers. Weak banks must increase the deposit interest if they want to absorb deposits. The consequence is that the loan interest should also be increased accordingly. "

"Many powerful enterprises will go to large banks for loans, and only small enterprises will choose small and medium-sized banks. Enterprises with high interest loans, once there is any trouble in the market, it is difficult to pay off the bank arrears. This will form a vicious circle. The loans released by banks with depositors' money will not be recovered. Once they declare bankruptcy, ordinary citizens will certainly suffer heavy losses. "

In the future, if Xiangjiang wants to occupy a place in the world, it can make more efforts in science and technology, communication and shipping. If it becomes the center of science and technology, communication and shipping in Asia, its economy will naturally improve.

Youde feels that baozixuan has definitely worked hard on Xiangjiang's economic research. Many things must not be finished. After all, he is in charge of opinions, but enterprise secrets. People have no obligation to tell you.

Youde: "Bao Sheng is really too modest. He sees the economic development and future trend of Xiangjiang very accurately, at least more thoroughly than me."

"You're right. The threshold of Xiangjiang banking industry is indeed a little low. Some enterprises dare to open banks without any strength. What's the difference between this and cheating money. "

"You should have heard about Hang Lung Bank at present! They have applied to the Hong Kong government to take over. These businessmen are really hateful. They don't talk when they make money. If you can't do business now, you want to get rid of it; There is nothing so good in the world. "

"I invite you to come here this time in the hope that heiyun can come forward and take over Hang Lung Bank, and you can buy any bank you see."

"After careful consideration, the Hong Kong government believes that only heiyun group can increase the confidence of depositors, and you can maintain the stability of Xiangjiang's financial industry by including the richest man."

When he heard that he finally got to the point, baozixuan knew that the opportunity had finally come. However, he can't seem very purposeful. This scale should be handled well.

Bao Zixuan: "thank you very much for your trust, but I haven't been a bank, and I don't study economics; Worried that poor operation will drag down the whole black cloud group. "

Youde“ In business, you have the most say in Xiangjiang, and the bank is also a business. No one is more suitable than you, and the Hong Kong government will fully support you. "

"As long as you can rest assured and do it boldly, you don't have to worry about anything else."

Bao Zixuan: "this matter is too big. I need to think about it. It's best to have a meeting and discuss it. At least evaluate the project!"

Youde finally asked baozixuan to come over. How could he let him go easily? He hurriedly said, "don't worry about the losses of Hang Lung Bank before. I will let the dealer bear it. You just have to deal with the current crisis in the past. "

"That is to say, black cloud only needs to come forward to get a bank. You can follow this method to buy any bank you want."

Bao Zixuan: "you don't have to think about it. There will be a lot of dead and bad debts in Hang Lung Bank. There must be a lot of loans that can't be recovered. After heiyun takes over, he needs to pay the depositor's deposit. This account is not cost-effective. "

Youde: "Hang Lung Bank is still able to support, which proves that it has not reached the end of its tether. This bank has a lot of good assets, which you should understand. "

Bao Zixuan: "now that the governor has said this for his own sake, if I disagree, I don't appreciate it. Heiyun group took over Hang Lung Bank, but the name needs to be changed. Only by calling heiyun bank can people know that it is my baozixuan business. "

"At the same time, I don't want to use the dealer. I like 100% holding in business. No one or institution can hold the shares of heiyun bank. The dealer's losses need to be borne by themselves. In order not to embarrass you, heiyun group will pay the funds needed to buy the bank after checking the accounts. Otherwise, who will make it clear in the future? "

Bao Zixuan is also worried about making trouble for the future. What if he takes the bank without spending money? What should the Hong Kong government and the banker do. Even a dollar should be calculated clearly, so as not to leave a hidden danger in the future.

Governor Youde didn't expect that the boy was so popular and still had a good deal with young people. Whether it was the last purchase of war bonds or the acquisition of banks, Bao Zixuan was really happy.

In the future, we should deal with such people more, have ideals, make decisions quickly, and dare to think and do. Compared with others, Shen Bi is really far from being comparable to baozixuan.

In Youde's opinion, baozixuan reluctantly took over Hang Lung Bank, which made him feel that he had won the negotiation again.