Zhuang Qingquan, who had thought that Standard Chartered Bank and Huaxia Bank could help, wouldn't have thought that it was only one day that the two sides changed their minds! If it is one, it may also be due to financial problems. Now it is clear that the two families are desperate.

After graduating from primary school at the age of 13, Zhuang Qingquan went to the Philippines with his father Zhuang cairun. He received secondary education there and was fluent in Chinese, English and Philippine. Father and son started from operating the cigarette industry, then established a large-scale modern cigarette factory, and gradually formed Zhuang Wanyi group. The Group invested in Bank of communications, alliance Far East Development Co., Ltd., central Apollo steel plant and Nanhua tobacco plant in the Philippines, and operated textile, steel, real estate, tourism, import and export and other industries.

It can be said that in the business world, they have been struggling for many years. If no one says hello to the two banks. It's impossible to change your mind together. After all, the dealer hasn't reached the end of the mountain and water. But who in the end has such great energy to make the two big banks prefer to damage their reputation rather than take care of the affairs of Henglong bank at the same time.

When I got home in the evening, I saw my cousin Zhuang Rongkun waiting for him at home. In recent days, the division of labor between the two brothers is very clear. Cousin Zhuang Rongkun is in charge of the bank to deal with the run crisis. His younger brother Zhuang Qingquan went out to borrow money from major financial institutions.

Seeing my brother's expression, I knew that things were not going well, otherwise I couldn't be so sad. However, his life in the bank was also difficult. Today alone, more than 1000 depositors came to withdraw money. For these small banks, they can't stand such trouble.

Zhuang Rongkun said, "Qingquan, how did things go wrong?"

Zhuang Qingquan replied: "I don't know what's going on. Standard Chartered and Huaxia banks promised to guarantee for us before. I don't know how they suddenly changed their mind. I was supposed to have dinner with Bauhaus Sanderson in the evening, but the other party actually told me that there was something urgent to deal with, and there was no time in a short time. And has made it clear that Standard Chartered Bank is too busy to guarantee for Hang Lung Bank. "

"Standard Chartered Bank's attitude has been very clear. It just doesn't want to help. They are not counting the bank that has been for more than a hundred years. They can't have any details, and they also have the right to mint. Everything is just an excuse for others. "

"The makers have not reached the end of their tether, so they have fallen into trouble. When dealing with these British people in the future, we must keep an eye on them."

Zhuang Rongkun had thought of the result, but he still asked, "what about Huaxia Bank! Don't they want to help? "

Zhuang Qingquan said with a wry smile, "the people of Huaxia bank told me that they have received instructions from the head office in Kyoto not to allow them to intervene in the affairs of other banks in Xiangjiang. But I guess these are all excuses, just because of face, I didn't say no to help. "

Zhuang Qingquan then asked, "brother, how is the bank today."

Zhuang Rongkun: "today alone, more than 1000 depositors came to withdraw money, and the bank's capital reserve decreased by 70 million. If it goes on like this, our capital will bottom out in a few days."

"It's all my fault this time. I thought helping Xie Liyuan's gold shop guarantee was to establish a relationship with the Xie family. Who would have thought that Xie Zhichao was just in the name of the Xie family. If something went wrong, the Xie family in Las Vegas didn't care about him. "

"Now Xie Dashao is playing singles, which makes us unlucky; What do you think of this? "

At the beginning, Zhuang Rongkun overcame public opinion to guarantee Xie Liyuan's "thousand foot gold deposit plan". Therefore, Zhuang Qingquan reminded him many times. Especially during the period when gold prices soared, I hope to see with my own eyes the physical gold purchased by Xie Zhichao, even if there is no physical gold, it is futures.

However, Zhuang Rongkun feels that this is a distrust of the Xie family. After all, the Xie family has operated a gold shop for more than a century. There are definitely gold reserves at home. It's nothing to deal with the purchase of Xiangjiang.

The two brothers of the dealer fell into meditation in the living room. At this time, Zhuang Xiaohui, the elder sister of the dealer, came to his father Zhuang Qingquan.

Zhuang Qingquan felt a little relieved to see his daughter coming. His daughter was not only beautiful, but also very capable. Now he is the lobby manager of Hang Lung Bank and is also handy in handling banking affairs. And no big miss temper, well received by customers.

Zhuang Xiaohui looked at the two brothers and said, "uncle, father; I wonder if you have heard any news today. Baozixuan of heiyun Group paid a personal visit to Bauhaus Sanderson, President of Standard Chartered Bank. It can be said that the two had a good talk and had lunch together. It is for this reason that when other banks run, Standard Chartered Bank is taking deposits. "

Zhuang Xiaohui, as the lobby manager of the head office of Hang Lung Bank, learned the news from the depositor. It is not difficult to see the truth in the combination that Standard Chartered Bank and Huaxia Bank are not providing guarantee for Hang Lung Bank.

The Zhuang brothers are not stupid. They can tell a little. Zhuang Rongkun said, "Qingquan, did you find any problems as Xiaohui said?"

Zhuang Qingquan: "you mean heiyun baozixuan doesn't want to see someone help us. We haven't offended him; So what's his purpose.

As the lobby manager of Hang Lung Bank, Zhuang Xiaohui has been to heiyun group several times, mainly to pull some business over. Several of his classmates worked in the black cloud group and heard some news from his classmates.

Zhuang Xiaohui: "uncle, father; Several of my classmates work in heiyun group. Although they are not senior managers, they also work in heiyun headquarters. You can get first-hand information. In fact, after the failure of Swire Pacific's acquisition war last time, heiyun group had the idea of establishing a bank. "

"But he was rejected by baozixuan. At that time, he still had not finished his studies. There are still many things that haven't been improved inside heiyun. After all, Bao Shoufu didn't put all his mind on enterprise management before. "

"Now that we have completed all our studies, we can say that the focus of our work in the future will certainly be on Xiangjiang. We don't know the size of the black cloud group, but from the perspective of the personnel scale of the factory, the annual sales volume is definitely an astronomical figure. "

"Xie Liyuan gold shop incident is a crisis for us, and it is a good opportunity for Bao Shoufu, who is not short of money, to copy the bottom. Hang Lung Bank must be listed as the target of the richest man, otherwise Standard Chartered Bank and Huaxia bank cannot change their minds temporarily. "

Hearing his daughter's analysis makes Zhuang Qingquan very happy. His daughter's ability is much stronger than several sons. He has the intention to pass on his family property to his daughter, but he has been afraid to do so because of traditional ideas. After all, his daughter will get married sooner or later.

However, before getting married, I still want my daughter to take care of some things, especially at this time, which is related to the life and death of Hang Lung Bank. If you let your son participate now, please wait for the bank to collapse!

Zhuang Qingquan: "Xiaohui means that baozixuan wants to buy our bank. Can he see our scale!"

Zhuang Xiaohui: "I guess this is only the first step for Bao Shoufu to enter the banking industry. Now this environment is not only sad for our bank, but not for others. Bao Zixuan has great ambition. It is not difficult to see what kind of enterprise he wants to develop black cloud from his factory all over the world. This kind of person must be where the factory is built and the bank will open. "

"Baozixuan and I studied in the UK for one year, but you know what! He has never attended any party. He is the only Xiangjiang international student in Britain who has never attended any party. Even some people's family conditions are not as good as him, but they will still attend the party. It's not just different Xiangjiang international student gatherings, but also rarely seen him communicate with other students in Oxford. At the same time, I have been in the laboratory for a long time, and I will not rest until I finish the project. We heard all this, but it was later confirmed. "

"It's not difficult to see from here that this person has a persistent attitude towards things and doesn't like meaningless social intercourse. Doing things has a very clear purpose, and belongs to the kind of person who will never stop until he reaches his goal. "

In this era, families with a little ability in Xiangjiang will send their children to study in the UK, and the dealer is no exception. But what Zhuang Xiaohui doesn't know is that baozixuan doesn't have time to attend the party and doesn't want her mother to work too hard. At the same time, he is the only one who studies science and engineering. His studies are the most important for foreign students from Xiangjiang.

Zhuang Rongkun: "Xiaohui's analysis is very reasonable. How should we deal with it. I really don't want to give up the bank. "

Zhuang Xiaohui: "there are several steps to take now. First, improve the confidence of depositors and find some large banks, financial enterprises or large companies to guarantee. Although it seems to be of little significance now, we must also try."

"Second, let the Hong Kong government trust the bank, but after doing so, it is difficult for our makers to continue to develop in Xiangjiang."

"Third, since we know that Bao Shoufu is interested in banks, we will support it for a long time, pretending to mobilize funds from Southeast Asia and strive to sell at a good price."

Zhuang Xiaohui's method is very feasible, but Zhuang Rongkun fell into meditation; He has a hard time saying. Zhuang Rongkun illegally misappropriated more than HK $200 million from Hang Lung Bank. This money alone was enough for him to drink a pot.

Whatever the outcome, as long as the bank is no longer a banker, he may face prison.