Chapter 4648

It's not what Lin Feng expected.

Originally, the four major banks required that if they withdraw cash from time deposit book, they must wait for a period of time before they can withdraw cash and transfer. Or direct bank transfer, but there is a 0.5% handling charge. A large number of people choose to wait for a period of time. However, the four major banks immediately changed their policies. As long as depositors keep their accounts, they can lower the handling charges according to the previous charging standards. But you have to deposit at least 5000 yuan in the bank and deposit it for three years. You can't withdraw it.

This policy allows many depositors who have not yet transferred their money directly to China United Commercial Bank. After all, it's very cost-effective to charge a handling fee of 50 yuan, lose a little interest, and immediately buy Fengshen wind investment fund there. As for the fixed deposit passbook of 5000 yuan, if you can't calculate the loss income that can't be transferred to China United Commercial Bank, it's basically flat. So, it doesn't matter.

After hearing about this policy, the customers who had transferred money before naturally felt a little uncomfortable. After all, my money is spent in vain, which is 500 ocean. If we don't take it now, I'm not too bad. But if you think about it carefully, the annual income of 5000 yuan is 500 yuan. According to the regular calculation, it is 250 yuan more than the existing four major banks. After three years, it is 750 yuan, which is a little more cost-effective than the 500 yuan deposit transfer service charge. Therefore, the mind is balanced.

This, of course, is a trick played by the four major industries.

"Mr. Lin, they really opened up the transfer of funds. What do we do? Take it or not Many bank managers asked nervously.

Then, after the influx of funds, but the money did not come to the account, depositors come to withdraw money, but there is no money. They just won the book money. On the contrary, if you don't take it, the four major banks will take this opportunity to criticize them for their rebellious behavior. After all, the depositors come to transfer money mainly for the 10% income. If the depositors transfer the money, but you refuse, do you still have credibility?

Don't forget that "China United Commercial Bank" is a newly established bank. Its reputation and reputation depend entirely on Lin Feng. If it refuses, the reputation of "China United Commercial Bank" among depositors across the country will drop to a negative level. So they can't refuse. In particular, Lin Feng is still playing the slogan of driving the people of the whole country to get rich. If you refuse, Lin Feng's reputation will be completely destroyed.

"Come on! No matter how much, keep going Lin Feng said in a deep voice.

Now, the four major banks have begun to make moves, and they can only see and dismantle them. If you want to avoid it, it's equivalent to running away. That's not good. That will directly lead to the collapse of the newly established bank, and even Lin Feng will become a "big talk king". In particular, today Lin Feng is rated as - s by international credit rating agencies. Unprecedented S-class. At such a high level, it would be a great irony for Lin Feng to win the title of "big talk king".

Therefore, we can only continue to pick up now. No matter how many, go on.

More and more funds are deposited in China United Commercial Bank. According to the data released by the Bank of China last year, the total amount of bank deposits in China is 38 trillion. This year, at least, it will rise a lot. With the rise of GDP and the increase of people's income, the deposit funds are naturally more and more.

Now, the capital inflow of "China United Commercial Bank" has exceeded 18 trillion yuan! And it's still snowballing in. 18 trillion, which is not a small number. It is almost half of the total amount of deposits in China last year. This figure is enough to prove that the Chinese people are a big money saver. All the people are not used to spending money in the future. No matter whether this habit is beneficial to the national economy or not, at least it is a dangerous warning line for China United Commercial Bank.

At present, the cash reserve of the whole "China United Commercial Bank" is just over one trillion yuan. This is the sum of all the funds deposited in bank branches all over the country. Generally speaking, this is enough to meet the daily expenses. But if these depositors need to withdraw money urgently, not to mention on the same day, that is, within a month, as long as the four major banks do not transfer the funds, they will collapse.

This time, all the bank managers have raised their hearts. Although it's not life on the line now, it's at least frightening for people to wake up one day and suddenly run. As a result, these bosses, for a few days, can't sleep well.

"Mr. Zhang, why are the dark circles so heavy? What are you doing this evening? " Lin Feng joked.

"I said, Mr. Lin, don't you worry. Now those four lines are clearly calculating us. How can we sleep? "

"Yes, Mr. Lin, as soon as I close my eyes every day, I dream that there is something wrong with the bank. People come to withdraw money, but they can't. then countless people come to make trouble. Finally, the bank collapses and we become criminals. Every day, I wake up from nightmares in the middle of the night. I can't sleep well for several days. I see you every day. I can squint in the office for a while. Otherwise, I can't hold on. Mr. Lin, to be honest, I have to go to your house to find a place to sleep if I go on living like this. As long as I'm by your side, I can sleep well even if I'm on the floor! "

"Yes, yes, Mr. Lin, if you go on like this, let's go to your house and make a shop on the floor. We are really scared. We are haunted by nightmares

Many managers complain incessantly, and the dark circles under their eyes completely betray their fear.

"Well, don't worry. I believe there will be a move soon. After all, it's not their intention to turn the money around! In this way, when the time comes, they have to transfer the cash to us. So, they can't wait long! " Lin Feng smiles.

Now, on the other side.

"Half of the funds have been transferred to Lianshang bank!"

"Well, that's the plan. This time, I'll see what Lin Feng will do! That's a wonderful move Mr. a sighed.

Originally, he was very upset about Lin Feng's launch of the "China face bank". He searched around for some of his staff, including some economic experts, on how to deal with Lin Feng's "China face bank". These people were all economic experts, but they had no way. In the face of Lin Feng's incomparable popularity, they have no way. But that one, far away from Chongqing, made a move.

You want to set up a bank and deposit. OK, I'll give you all the deposit. But I only give you book funds, cash I do not give you. According to the bank regulations, so much money, which is more than 10 trillion, I don't want to say too much, delay you for three or five months, and then transfer it to your capital account, that's no problem. After all, it doesn't usually cost that much money. There's nothing wrong with me delaying you a little bit. However, if the capital on the book has passed and the cash has not, then we will turn the tables. I'll play with you as I want.

Raising interest rates will directly crowd you out. However, that said, not for the time being. Let Lin Feng swallow the bad debts of those real estate developers first. Take your time with him. Although that one is very optimistic about Lin Feng, since the way is different, he will not conspire. The enemy must always be eradicated. This time, it was an indirect confrontation between the two sides.

"Well, let them go to find Lin Feng. Throw this poison to see if Lin Feng will accept it. " Mr. a ordered.

Then, in the afternoon of the same day, the four presidents personally went to the headquarters of China United Commercial Bank to visit Lin Feng.

At this point, the headquarters of China United Commercial Bank is in a panic. If you arrive in person, or if you come together, you will be well prepared. All the managers are nervous.

"Why are you nervous? This is our territory. We have to be afraid of them. If it's spread, can you still see people? " Lin Feng snorted.

The generals turned their lips. They are all afraid of being cheated in the past years. To be honest, they have suffered a lot in the hands of the four major businesses in the past years. In terms of their background, they are not rivals, and they are not as rich in money. Moreover, they have to ask for help when it comes to business. How can they stand up. However, they are also hot faced when they are cut by Lin Feng. This time, the other party is mainly rushing to the forest. They are afraid. After that, they will be able to see people!

At that moment, many managers are looking forward to the four presidents. This time, it's also the first time they've looked at each other with equal eyes. Seeing the shock in each other's eyes, these managers feel a kind of unspeakable comfort.

They also let these presidents look at each other with new eyes. This kind of feeling is really good. You know, everyone is even. Since it's Ping class, why did you all poop and pee on our heads before, and all bully us. We should be equal.

"Four, what can I do for you?" Lin Feng asked lazily, "sit and talk!"

The four presidents put aside the bosses and didn't bother to look at the people who wanted to please them in the past. In their eyes, Lin Feng was the only one. In fact, the key figure in this fight has always been Lin Feng.

"Mr. Lin, we know that you have the heart to help the country. You want to lead the whole Chinese people to become rich, and you want the whole Chinese people to embark on the road of well-off life. Can enjoy the western developed country life of western house, car. These are all things that we admire. Although we are competitors, we still admire your great sentiment The four presidents complimented.

Lin Feng waved his hand.

"Talk to people!" Lin Feng said lazily.