Chapter 3782

Four days, pay back $80 billion! Everyone is waiting for Lin Feng to give the final answer.

But at the moment, I never thought that when the outside world paid attention to Lin Feng's repayment, another big news came out.

Yu'ebao‘ Dingdang.com officially launched "yu'ebao", which proposes to deposit and withdraw at any time, with demand deposits, but enjoy the balance value-added service of high interest of at least five points. This is a thunderbolt that shocked all financial practitioners.

Is Lin Feng going to rob money from the bank? At this juncture, Lin Feng should have a good relationship with the four major banks to borrow money to repay the 80 billion dollar debt. After all, people with a little financial knowledge all know that Lin Feng's money has been tied up by the second bank and swallowed up by the ten-year loan from Chrysler. In a short period of time, he will not be able to raise $80 billion unless he sells the company.

In this case, China's four major banks are Lin Feng's life-saving straws. But he is going to launch yu'ebao, which is not the cheese of the four major industries. Are these four guilds willing to give up? Can he still get a loan? In other words, Lin Feng hopes to rely on this "yu'ebao" to grab enough cash reserves from the four major banks in four days?

Is this possible? The outside world doesn't believe it. The big four don't believe it either.

Yu'ebao, what is it! People will believe it? It's more unreliable than usury. Maybe today your money is still there, and tomorrow your money won't know where to go—— The four major banks disdain to comment on yu'ebao. For many reporters' interviews, the four major banks do not believe that yu'ebao can be a success. In particular, Lin Feng's hope of relying on yu'ebao to raise funds is a dream. And frankly, no one will believe the so-called "yu'ebao".

In the face of external challenges, Lin Feng did not come forward. He only announced this on micro-blog, announcing that Alipay launched the balance treasure and will be president of Ma Yun to take charge of Alipay's operation.

This micro blog immediately made Ma Yun from an unknown passer-by to a new financial star who received much attention from the financial industry at home and abroad. Who on earth is Ma Yun? He can get such trust from Lin Feng. At such a critical moment, can he handle such a sensitive topic? He, who on earth is sacred?

Ma Yun, in such an eye-catching situation, appeared. In Beijing, Ma Yun held a press conference. The theme of the press conference is - if the bank does not change, let's change the bank.

When you see this title, it has shocked many domestic journalists. Banks have always been the overlord and the absolute financial overlord. Any business or person in China has to deal with banks. And it's often the banks that dominate. For example, when a depositor withdraws money, if the money is out of the counter, the difference must be the depositor's own problem. But if the bank gives more money, if you don't return it, it means that the depositor illegally occupies state assets. If you don't return it, it will become criminal responsibility.

Now Ma Yun has made such a big remark that if the bank does not change, we will change the bank. This is awesome. What a wonderful thing to say. It's just can you do that? Fortunately, the press conference began soon. In the waiting of hundreds of reporters, an ugly, short man came out.

Is this Ma Yun? It doesn't look very good, does it? How dare he say that—— A lot of reporters talked about it.

At Lin Feng's press conference, many reporters did not dare to make so much noise and disturb the press conference. But in the face of this is unknown, never heard of people, they do not have so much respect.

"Everyone, please be quiet. The press conference will start soon!" The host of the scene said.

However, many reporters are going their own way, but their voice is a little lower, but they don't shut up. They clearly look down on Ma Yun. No wonder, however, that Ma Yun's appearance is not outstanding. On the contrary, it is a little bit obscene. He even feels like E.T. in addition, he is unknown. It's not easy to suppress these reporters. Especially when Lin Feng is still far away in Shanghai, they are even more afraid.

"Be quiet, please be quiet!" The emcee yelled, but he was still muttering in a low voice. It was not very loud, but it was like a mouse gnawing something. It made people feel uncomfortable.

Ma Yun waved his hand to stop the master of ceremonies yelling.

"Friends of reporters, I think you must be very curious about me. I think Ma Yun ho ho can be in charge of Alipay, and can launch the" balance treasure "to get business with four big businesses. And also shouting slogans like this, many of you will think Ma Yun is a toad, a great tone! Ma Yun's Putonghua with a little bit of Wu dialect sounds a little bit difficult. However, for many reporters who have traveled south and North and seen big waves, it's no problem to understand. It's just that he never thought that Ma Yun would laugh at himself like this. That's a bit of a surprise to many journalists.

They thought Ma Yun would be angry and angry, so they would have all kinds of news to write. For example, titles like "Ma Yun can't control the situation and vent his anger to reporters" are so eye-catching and attractive. Sometimes, these reporters will deliberately tease some people like the president, waiting for them to get angry, waiting to be scolded, and then there will be a subject to write.

But Ma Yun's attitude is unexpected. It's really amazing that an unknown person, in the face of the intentional or unintentional provocations of many reporters, does not make gaffes or ignore them.

"You think I have a big voice, that's for sure. Even my wife, when she heard me say this, felt that I was really like a toad, with a big voice." Ma Yun continued to laugh at himself, but this time, there were no reporters to discuss and interfere with the press conference. On the contrary, many reporters' hearts were quiet, waiting for what Ma Yun would say next.

"I think you are the same as me. Every time you go to the bank, you will encounter all kinds of problems. For example, the waiting time for money withdrawal is too long, it is easy to deposit money in the bank, but difficult to withdraw it. The bad attitude of the banks and so on. When it comes to dissatisfaction with the banks, I believe I can't finish it for three days and three nights. I think you should feel the same as me! " Ma Yun continued to speak Mandarin with Wu dialect.

Many reporters nodded with empathy. Banks are indeed full of bad deeds. When it comes to hating banks, no one knows better than these reporters. In all kinds of financial cases involving banks, it is always others who are wrong, and banks are not wrong. This is just like the classic slogan of Wal Mart - customers are always right. If customers are not right, please refer to the first one.

Similarly, banks are always right. If the bank is not right, please refer to Article 1.

"Since the banks have not changed for so many years, why can't we change them?" Ma Yun yelled, "why do we have to endure all kinds of snub and injustice from banks? Why can't we let the banks change? "

A lot of reporters have angry faces. Naturally, we are willing to change, but it is not easy to change the bank.

"You don't believe it, so you can't do it. I believe, and so does my boss, Mr. Lin Feng, so we can do it. And how to change the bank, from "yu'ebao" start Ma Yun raised his voice.

Yu'ebao? So much magic? Many reporters are tired of it. What kind of thing can have such magic power to change the bank? Even if there is Lin Feng behind, at most not afraid of bank shoes to wear, but to change the bank, this is unlikely.

"Yu'e Bao, what is yu'e Bao? It means that you can put your balance, spare money, one yuan, ten yuan or one hundred yuan, into our" cornucopia ", and then enjoy the services that you can access at any time every day, check accounts at any time, and know your own income at any time, so as to make money clearly. Let the money you don't use in your hands no longer depreciate with the rise of prices, and let the money in your hands keep or even increase in value. " Ma Yun said, "at present, the seven day annualized rate of yu'ebao is 6.3%!"

The seven day annualized rate is 6.3%! Many reporters who know a little bit about finance take a big breath.

The so-called annualized rate is the annualized rate of return, the annual rate of return. The seven day annualized rate is a theoretical one-year yield based on the seven day annualized rate. And the 6.3% of yu'ebao is too scary. This is equivalent to saving 10000 yuan, and you can get 630 yuan of deposit interest a year. At present, the common five-year deposit interest of major banks is about 3.7%, that is 370 yuan, which is a big gap.

What's more, this "yu'ebao" can be accessed at any time, which is equivalent to current, which is far more cost-effective than depositing money in the bank on a regular basis. After all, regular deposit in the bank, but the money can not be withdrawn within a certain period of time, in case you encounter an emergency, want to withdraw money how to do? Of course, you can take it, but there will be no interest before that. Even if you save only one day, the same, no interest. At most, it can be calculated according to the current deposit interest. But the current interest is equivalent to no interest. This year, the bank will also deduct some handling charges and so on, which is even less, and there may even be the possibility of a year's free deposit.

Compared with this, the gap is really big.

"In addition, our yu'ebao doesn't have any service charge. Whether you deposit it for one year or ten years, there will never be any service charge. Moreover, all the income is clear and clear, and you will never deceive others. And provide you with 24-hour online service Ma Yun hit the pain of the four lines with one punch.