Chapter 1581

With this premise, Rong Guangyao personally came to Pengzheng financial company with a low attitude. Later, Zheng Haixia also raised the price and finalized the follow-up development intention.

Next, we only use small hands and feet to make Pengzheng financial company fully trust Shenzhen Development Bank and attribute all the funds to the bank. Then the funds are in the hands of the bank. Isn't Rong Guangyao at the mercy of the financial company?

What's more, Huang Bin also gave his intention of cooperation. Fujia real estate has a considerable construction base. However, people think that Shencheng Development Bank is small in scale, and only give a little hard-working and thankless business to do in terms of cooperation, so they can't make any profit.

Huang Bin took the lead and contacted the senior management of Fujia real estate. The business discussed was much more profitable than Pengzheng financial company. Therefore, Rong Guangyao did not hesitate to offend Zheng Haixia, but also to dig a pit and bury Pengzheng financial company.

Seeing Rong Guangyao off, Zheng Haixia returned to the office and saw that Shen Dapeng had not left. She was relieved and asked, "how are you talking with CCB?"

Shen Dapeng can see that Rong Guangyao is pitching them, and Zheng Haixia can also detect a little. She said that before, completely deliberately.

Always be on guard against the cooperative relationship that deceives yourself, and even break off diplomatic relations with it when there is a chance, so that the operation risk of the company is greatly reduced.

Rong Guangyao sings well in this play. However, Shen Dapeng has fought with Huang Bin many times. He knows that this person will not be at ease, so he won't take it lightly.

"A bank is happy to cooperate with us. He will help and transfer our company's funds from Shenzhen Development Bank. They are good at bank competition." Shen Dapeng smiled and felt that Zheng Haixia could find the problem in advance. It was true and pretty good.

If Zheng Haixia believes in Rong Guangyao and talks with Shen Dapeng again, Shen Dapeng needs to reconsider whether Zheng Haixia can be competent as the leader of the company in the next time.

Zheng Haixia skimmed her lips and saw Shen Dapeng's idea. "This fund is just transferred out, which is far from enough. Since they unite to set up, it is necessary to play a drastic game and teach them a lesson!"

As soon as this remark came out, a touch of evil spirit flashed in Zheng Haixia's eyes.

Others bully her. If she doesn't fight back, Zheng Haixia doesn't have to plan her career with ambition. It's fun to go home and be a daughter without money.

Shen Dapeng is still more concerned about taking drastic measures. Although the manufacturing bank was listed on the Hong Kong city stock exchange in October, its registered capital and paid in capital reached more than 220 billion, it can not be taken lightly to cooperate with it.

In the face of the ever-changing market, although the financial system is at the forefront of various industries, the risk is in direct proportion to the income, and even the risk is too much higher than that of ordinary industries.

"The whole company is up to you. You can do whatever you want. Don't make the company yellow. I have no problem with the rest." Shen Dapeng said with a smile, giving enough trust.

Zheng Haixia can see the situation clearly and plan for the follow-up development. In terms of finance, as long as she does not deal with problems with the temper of a daughter, other aspects will not affect the overall development of the company.

"It doesn't matter to you. The company can give you an answer in these two days." Zheng Haixia looked out of the window and said firmly.

"Don't worry for the time being. Wait until the company here is stable. If you have ideas, you can talk to me, or you can plan for you, don't you?" Shen Dapeng saw that Zheng Haixia was confident and asked a question.

Zheng Haixia looked up and down at Shen Dapeng for a while, saw him interested, and explained: "the total assets divided by its own capital is the leverage ratio. Our company's loan is zero. Generally, financial companies will obtain short-term capital demand by means of loan mortgage repurchase, but our company doesn't use it at all. On the contrary, it is equivalent to lending the company's early 200 million funds to the bank, So the leverage ratio is parallel. "

"The development of the company is always that the greater the leverage ratio, the greater the profit when making money, the more the loss when making a loss, and even the possibility of collapse will appear."

After a brief introduction, Zheng Haixia took a deep breath and went on.

After the company injected funds in the early stage, it had great operation space. Rong Guangyao thought that Pengzheng financial company could be manipulated by him, so the layout was ready to pit Zheng Haixia.

However, Zheng Haixia is proficient in financial business development and has a large amount of money in her hand. How can she be cheated and make a bad start after coming to Shenzhen?

We talked about the subprime mortgage crisis and subprime mortgage problems. When the real estate market changes in the future, it will lead to the decline of borrowers' repayment ability. Since the mid-2004 of last year, the United States has raised interest rates for more than ten times, and the domestic economy has changed accordingly. A series of changes have taken place in Shenzhen.

Since it is impossible for the company to make a loss in the early stage, it is inevitable that there will be no loss in cooperation with the bank, because the company is equivalent to lending funds to customers in disguise with the help of the bank.

"Next, as long as some financial companies are united after the funds are transferred out and cooperate with the manufacturing bank with us, who will go to Shenzhen Development Bank for cooperation? Besides, this bank is very unkind. We are in front of it? " Zheng Haixia said meaningfully, quite vindictive.

To suppress a bank, Zheng Haixia's understatement also has many difficulties. For example, those financial companies are not easy to talk about or combine with.

In the same industry, it is the competitive situation, and there is little probability of persuading the enemy.

"Are you sure to persuade them? Even if we can talk, how can we know if any of these people collude with Shenzhen Development Bank? Besides, the manufacturing bank may not give you face. " Shen Dapeng doesn't quite understand Zheng Haixia's routine and doesn't think he can succeed.

Zheng Haixia smiled, rolled her eyes and said, "so I just talked to you about the development trend of the financial industry. This is the general trend, which can not be stopped by manpower. At the right time, our company has an opportunity to create the illusion of tight capital problems of Shenzhen Development Bank."

Speaking of this, Shen Dapeng suddenly realized.

It seems that Zheng Haixia has properly analyzed the situation. Pengzheng financial company will transfer funds next. This matter has nothing to do with Shencheng Development Bank, because the bank must not have fully digested the funds.

However, Zheng Haixia can use this to operate a little in the financial circle. As long as other financial companies have some doubts and have a trace of mistrust, there is no need to worry about their hesitation and continue to hold Zheng Peng financial company.