Chapter 1577

Even if it involves the operation of huge amounts of funds, it also needs several main principals to make turnover between banks and financial companies. The sudden refusal to cooperate undoubtedly involves personal breach of contract.

Zheng Haixia nodded. She was very depressed. The sudden occurrence of this kind of thing in the company caught her off guard. "It can be guaranteed that there is no problem, and they didn't directly refuse. Just after the customer went to the loan, they were all rejected. Just now he called Jiang Haibo and asked him. He said a word to help verify it and hung up."

Jiang Haibo, vice president of Shenzhen Development Bank, manages Shenzhen Development Bank with great power. With his negotiation, financial companies can successfully settle in Shenzhen.

"This man has dealt with Wang Zhongmao many times and should not make small moves. Is he just thinking about the bank? Recently, there has been business expansion, which is why we refuse customer loans? " Shen Dapeng wondered why Jiang Haibo suddenly changed his mind.

Cooperation between financial companies and banks is the norm in the industry. Both sides have credit and funds to make up for each other's vacancies. In-depth cooperation will only benefit both sides.

Zheng Haixia was at a loss. This happened suddenly. She called Shen Dapeng for the first time because of the relationship between Jiang Haibo and Wang Zhongmao.

Jiang Haibo has a cooperative relationship. When it comes to business expansion, Jiang Haibo undoubtedly refused to continue to cooperate with Wang Zhongmao in the future, and even it is not too much to turn his face.

It's more complicated. If customers can't get a smooth loan from the bank, it will affect real estate sales, which will have a series of chain reactions, leading to the failure of financial companies.

"Go and meet Jiang Haibo first. Maybe he, the vice president, has encountered some difficulties and needs to be solved. Look at his attitude and go on to the next step." Shen Dapeng did not speculate and gave Zheng Haixia's opinions.

Zheng Haixia nodded and stored the information in the safe. "If Jiang Haibo intends to make trouble and the fund can't be raised under pressure, he has to go through other procedures to open the fund gap, but it takes a long time to operate. He's afraid that he will sincerely add trouble and make our company unable to open."

Pengzheng financial company has a backhand, but the backhand funds are less than half of the total. In case of similar events, if they can not be handled properly, who knows whether the follow-up funds can keep up with them?

Moreover, it takes a lot of time to talk about cooperation with other banks. The cumbersome process has to start again. If all matters are delayed, how can the company develop further.

"Look at the situation first. Jiang Haibo won't deliberately make trouble for the company." Shen Dapeng smiled and didn't care much.

Seeing this, Zheng Haixia inexplicably felt that the pressure in her heart had decreased. It seemed that Shen Dapeng's smile had great appeal, such as bathing in the breeze, which was very comfortable.

It is also a young man who is not impatient and surprised. Shen Dapeng can do it, but Zheng Haixia can't. this has nothing to do with her ability. Only with her extraordinary vision and pattern can she show her uniqueness in every move.

In the bank hall, many customers gathered here. Most of them came to apply for housing loans. Although some of them did not cooperate with Pengzheng financial company, they all came to Shenzhen Development Bank to apply for loans after buying apartment buildings.

"Manager Chen, what can I do if I can't apply for a mortgage? We have paid the deposit. If the loan can't come down, the developer will charge us liquidated damages. If we can't buy the house, we have to lose a lot of money. It's all our hard-earned money. If we can approve the loan, we can approve it. Besides, there's no problem with these materials. Your bank can't delay the loan. " An older man said to manager Chen of the bank.

Someone nearby should say, "our bank needs to be reasonable. We've been busy for two or three months before and after running. This is the bank's approval link. Two days ago, we called to say that the loan approval came down and asked us to go through the final formalities. When we came, we said that we hadn't been approved. Isn't this a joke?"

"Shencheng development bank can't go back on its word. I heard that there is a cooperative relationship between you and the developers. Even if there is a contradiction between the bank and the developers, it can't embarrass us ordinary people, can it?"

In addition to buyers, there are several business personnel. These business personnel belong to the financial companies of various real estate developers. When they came to Shenzhen Development Bank, they knew that they were not only stuck in the related business of Wanhai Plaza, and the loan business of other real estate companies has also been suspended.

"Don't worry first. The company's approval of the loan needs a period of time to verify the data. If all the data are OK and the loan regulations are attached, how can our development bank embarrass the people?" Manager Chen was kind enough to persuade him that he didn't say a word about what happened inside the bank.

The elderly middle-aged man looked at the crowd around him and continued: "we don't know the bank operation process, but we can't get the bank loan, so we can't get the real estate certificate. The house has been purchased for several months, and we have to decorate it for children's marriage after years. If we drag it down, how can we get married if the children's marriage house is not well decorated?"

The crowd blew the pot, and you and I told the pain.

"Yes, manager Chen, or you can ask now. What is the reason why the loan can't be approved? We can't say that we have to review the data. Let's wait for no purpose? "

"We are more anxious. We have paid the deposit and handling fee. Now we are told that the loan can not be approved. This delay can only be handled in years. It is best to get the loan. However, if there are problems in the bank, the developer will definitely take the contract to say things. Who will bear our losses at that time?"

"Manager Chen, please ask for help. These customers of Huarong real estate have applied for more than a dozen housing loans. We can't let the people look forward to waiting?"

Manager Chen listened to the opinions put forward by the surrounding people and didn't reply. It was difficult to solve today. He asked two bank employees to help deal with it, and then ran to the back office.

Seeing this situation, Shen Dapeng was slightly relieved. It seems that things are not as complicated as he imagined. It's not like someone deliberately added chaos to the company.

Since there is a problem with Shenzhen Development Bank, after seeing Jiang Haibo later, we also have a general direction to solve it. In terms of business, we are not afraid of problems, but afraid of intentional difficulties.

"Manager Chen, Mr. Jiang is not in the company?" Zheng Haixia saw this and asked.

Seeing Zheng Haixia coming with a young man, manager Chen was stunned. He immediately recognized Zheng Haixia and replied with a professional smile: "it was president Zheng. I'm sorry I didn't notice you coming just now. Did you ask Vice President Jiang Haibo? He went to Yangcheng for a meeting. He just left for less than half an hour, and I just wanted to call him. "

It's not far from Yangcheng to Shencheng. Zheng Haixia came to the door and didn't call Jiang Haibo in order to prevent Jiang Haibo from disappearing.