In recent years, the cabinet has advocated financial innovation in order to increase the economy. However, when it comes to the grassroots level, chaos is rampant.

The combination of classical usury and Internet creates a good profit industry, but where does the profit come from? It comes from tapping into the bones of the borrower.

In recent years, especially for young people, I don't know how many people have borrowed money in a moment of confusion. As a result, under a lot of inexplicable algorithms, the borrowed money has been returned to the point of ruin.

Many young people can't think of it for a moment. They feel that they have been forced to a dead end, so they end their young lives. It's a pity.

The most terrible thing is the loans for women. Many loans are directed at women's bodies at the beginning. If they are not paid, they will arrange "meat compensation".

Under the cover of the advanced Internet, this is just a resurrection of the means of turning good people into prostitutes.

This industry is full of chaos. I don't know how many people are ruined.

Ni Hongyu, who has always been honest, actually went to borrow money, which provoked the underworld. It seems that she borrowed money that was not very formal, and most likely it was super usury.

Ni ruorong was angry and regretful.

"I... three months ago, I was sick. When I had no money to see a doctor, some classmates recommended me to take out a loan. Then I took out a loan of 5000 yuan, got 4000 yuan, and returned 5500 yuan a month later. The interest is very high. " Ni Hongyu cried and said, "I was very ill at that time. I was so confused that my judgment declined, so I borrowed money. Later, when I got well, I pieced together 5500 yuan to pay back the money.

However, on the day of repayment, the orange loan company's app was being maintained, and it was unable to repay the money at all. I am anxious and hot pot ants, but there is no way, can only watch their own overdue.

The next day, the orange loan company called me and told me that I was overdue. I'm not only faced with high overdue fees, but also some messy handling charges. The interest is constantly rolling, and I'm not allowed to repay the principal! I'll have to pay the interest all the time!

How can I afford it? I don't know how many times the money I owe in a day. Now I can't afford it. I'll give them my life... Wuwu... "

Ni Hongyu said, squatting on the ground, sobbing up, the whole person heartbroken, looking heartbreaking.

Yang Xiaotian and Zhou Wenyuan look at each other and say in their hearts that this is a naked routine loan. On the repayment day, they deliberately refuse to repay the money, causing the lender to be overdue and triggering their own overlord clause. Then I borrow a few thousand, I'm afraid I have to pay back tens of thousands.

What's more, it's only allowed to pay the interest, not the principal. What does that mean? This is to bear the loan all one's life. Only if people don't die, they will work for orange loan forever. What a black heart!

It's said that Huang Shiren's heart was black before. This orange loan is ten times as black as Huang Shiren's heart!

"Why don't you tell me?" Ni ruorong patted Ni Hongyu on the shoulder.

Ni Hongyu sobbed: "uncle, you don't know anything except drinking and getting drunk. How can I tell you? And what's the use of saying it? It's nothing but worrying you in vain! "

Ni ruorong remembers his original shape. He doesn't know anything except to complain when he is drunk. It's normal that his niece doesn't talk to him!

Ni Hongyu is actually very capable. She works as a tutor and part-time job. Her income is not high. But if she does not have to support Ni ruorong, she will not have no money to see a doctor. In the final analysis, it's the uncle who drags Ni Hongyu down!

At the thought of this, Ni ruorong's heart is infinite pain and remorse!

"It's... It's all my fault!" Ni ruorong also shed tears, "I'm not good, let my niece see a doctor, don't look down on me, I'm a beast, I'm a son of a bitch, I'm not human!"

Ni ruorong said more and more angry, hard hit himself a few slaps, hard enough, hit his eyes.

"Uncle, don't do that!" Ni Hongyu stopped crying and quickly stopped Ni ruorong. "It's not your fault. You are also hurt. I am stupid and fall into the trap of others. I'll deal with it by myself. You don't have to worry about it. I... I can't implicate you! "

Ni Hongyu said, calmly came forward, looked at Feng Duoyu, said: "how much money do I owe now?"

Feng Duoyu opened his mobile phone, looked at it and said, "you are overdue for a long time. Now you owe 1123740 yuan in total."

"More than one million and one hundred thousand?" Ni Hongyu said.

"Yes Feng Duoyu said.

"You are too dark, aren't you?" Ni Hongyu said, "I actually got 4000, but I have to pay back 1.1 million. You are beating the bone to the marrow! It seems that you are trying to destroy other people's families! "

Feng Duoyu was wronged and said: "Miss Ni Hongyu, you should not pollute people's innocence out of thin air. All acts of orange loan are within the scope permitted by law. We just have high overdue fees and liquidated damages, resulting in interest. After a series of complicated calculations, we have accumulated so much. If you're not so late, you won't accumulate so much money! "

"I owe you the money. It has nothing to do with my uncle and them." Ni Hongyu resolutely said, "I'll pay it back!"

Feng Duoyu looked at Ni Hongyu and said with a smile, "I don't think you can afford it with your financial resources."

"I'll go and sell my two kidneys, and I'll be able to pay them back." Ni Hongyu gritted her teeth and said, "if it's not enough, there are cornea, heart and skin. One person can be worth a million!"

"What? No way Feng Duoyu was surprised first. He was frightened by the girl's ruthlessness and determination. "We are law-abiding citizens, and we are not a criminal organization selling organs. Why do you bother like this. Our company is very considerate, for borrowers, have a repayment plan

"Repayment plan?"

"Yes! Ni Hongyu, from a man's point of view, you are very beautiful. I give you a fair score, and your face value can also be given 9 points! " "For a woman, beauty is a resource, but for the world, beauty is a scarce resource," Feng said

Ni Hongyu already knew what Feng Duoyu meant. She sneered, "so what do you want to say?"

Feng Duoyu said: "you are beautiful and a student of Yanjing University. As far as I know, you are still a virgin. It's very good. We can arrange you to work in Fengyue nightclub. With your beauty, you can pay back the money in a month. After paying back the money, we can also cancel your principal.

At that time, if you want to continue to do it, you can continue to do it, and ensure that you can live a prosperous life without worries, which is 10000 times better than your hard work in 996.

And if you don't want to do it, it's easy to just quit. Our company still pays attention to humanitarianism. Let's not talk about selling organs. "