Chapter 601

"My God... What is Tianmen logistics doing with such a large amount? Even if we resell arms and rob banks every day, we may not be able to accumulate so much money, right Wang Yong murmured.

In Wang Yong's cognition, he really can't think of any kind of business to make so much money. Especially in China, which has strict control over the gray areas.

52.8 billion, not 52.8 million, not 52 million. The number behind is 100 million!

Although Wang Yong once had a larger sum of 10 billion euro in his hand, it was a sum of wealth that the whole fallen angel took great efforts to search from the whole Europe. It lasted as long as ten years, but cecia took advantage of the fire and picked the fruit.

However, Tianmen logistics was clearly established only one and a half years ago, and it can converge to such a huge wealth, which is beyond Wang Yong's imagination.

Seeing Wang Yong's expression, Ziyu Fengqing smiles, but it's in her expectation.

Before that, when Ziyu Fengqing saw this figure, she was also surprised for a long time.

This number has been almost equal to the total assets of Ziyu family. And this is just the achievement of a new company established less than two years ago. How dare people believe it?

But after seeing the business of Tianmen logistics, Ziyu Fengqing was relieved.

It's not surprising that this kind of business has the ability to make money.

"Don't laugh. Tell me what this company does." Wang Yong can't wait to know the answer.

"Ever heard of P2P?" Ziyu Fengqing asked.

Wang Yong shook his head.

"P2P is meant to be a peer-to-peer network. Peer has the meaning of "peer, partner, peer" in English. So literally, P2P can be understood as peer-to-peer or end-to-end. But when this concept is put into economics, a wonderful mode of economic operation comes into being. "

"What model?" Wang Yong asked curiously.

"Internet Financial point-to-point lending platform. It is a kind of private small loan mode that gathers small funds and lends them to people with capital demand. Its social value is mainly reflected in three aspects: meeting personal capital demand, developing personal credit system and improving the utilization rate of social idle funds.

Qualified network credit companies (third-party companies, websites) are used as intermediary platforms to provide information release and transaction realization network platform with the help of Internet and mobile Internet technology, so as to connect the borrowers and borrowers and realize their respective lending needs. The borrower issues the loan bid on the platform, and the investor makes a competitive bid to lend to the borrower. The two sides of the borrower and the borrower compete freely, and the platform matches the transaction. In the process of lending, the information and funds, contracts and procedures are all realized through the network. " Ziyu Fengqing explained fluently.

It's just that these terms are too obscure for Wang Yong, who only understood a little.

That is what P2P is the network platform for borrowing money.

But how does Tianmen logistics use this platform to cheat?

As if seeing Wang Yong's confusion, Ziyu Fengqing continued: "this new lending model has been relatively mature in Europe and the United States, and there are many similar large companies abroad. However, there is one thing that foreign countries can implement because they have a mature credit system. Our country is still very backward in the construction of credit system, so the operation time is not mature. If someone is willing to make great efforts to promote this platform, it is mostly a plot. I said this at an economic forum two years ago and said that Ziyu family group would never support and allow anyone to carry out such business in Qilu. "

Hearing this, Wang Yong suddenly realized why Ziyu Fengqing had been kidnapped.

Obviously, Ziyu Fengqing's reminder seriously hindered the other party's plan to carry out P2P business. Qilu is one of the top three economic provinces in China, with relatively rich folk wealth and honest folk customs, which makes it easy to be deceived.

This is the best development target for this type of platform.

Ziyu Fengqing threatened to forbid anyone to carry out relevant business in Qilu territory, which is equivalent to cutting off people's wealth, or a huge wealth. Can those people not remember to hate Ziyu Fengqing and want to get rid of it quickly?

Of course, it would be better to win over Ziyu Fengqing. So will hire angel to kidnap, want to force Ziyu Fengqing submit.

Who knows to be met by Wang Yong, the plan that disintegrated diffuse angel.

"In fact, the state has warned about the risks of P2P for a long time, but there is still a lack of strict control, which leads to the loopholes of Tianmen logistics. Tianmen logistics uses the lending platform to implement a means called Ponzi scheme.

The funds of investors do not enter the hands of real borrowers, but idle on the platform. The funds are always controlled in the accounts of the platform controller and shareholders. Finally, when the platform can not support or get enough income, the actual controller will abscond. Taking Tianmen logistics as an example, the yield of the platform has been more than 30%. The third-party payment platform of the platform directly remitted the money into the boss's account, but the platform did not remit any money to any borrowers except providing some funds to false investors and repayment. The funds were basically idle, especially in the two months before the collapse of the platform, This trend is more obvious. And Tianmen logistics as early as half a month ago has been close to this trend, that is to say, half a month ago they were ready to roll money to escape

Wang Yong shook his head when he heard the figure of 30%. This rate of return is really too high. The income of private lending is generally about 8%. Exceeding this figure means risk.

Tianmen logistics directly increases the revenue to 30%, that is to say, if you put 10000 yuan into it and do nothing, you can make 3000 yuan a year. You should know that the interest of more than 300 yuan is only generated when 10000 yuan is deposited in the bank! The difference is ten times!

This kind of interest rate of Tianmen logistics simply tells others that I have a cornucopia here. You put money in quickly and I will make money for you.

As long as the early operation is good and the interest rate of the first batch of personnel is guaranteed to be paid on time, enough money seeing fools will be attracted.

When the word-of-mouth effect snowballed to a certain scale, this platform will absorb a huge amount of funds!

The data in Tianmen logistics server has proved this.

"No, according to the money absorbing speed of Tianmen logistics, their company's products should be very famous. Why not?" Wang Yong wondered.

Ziyu Fengqing replied: "of course, their products are famous. You may have heard of them. They are called e-Loan treasure, but they are star products on CCTV. Headquarters is not here, but in Yanjing. Of course, it's just a bag company. In fact, the real core data are hidden in Tiantai city. "

"E-Loan treasure?" As soon as he heard the name, Wang Yong immediately thought of the advertisements on the media some time ago. Almost all the prime time advertisements in the media, including CCTV, were bought by it and vigorously promoted.

This product can not be said to have reached the point where everyone knows, but it is a fact that it has considerable influence.

Unexpectedly, behind the Tianmen logistics company is such a small company.

With this scale of publicity and the people's trust in CCTV, it's not surprising that e-Loan can quickly sweep up so many funds.

According to Ziyu Fengqing, at least one-third of the 50 billion Li is from Qilu. Can think of Tianmen logistics behind the scenes why the boss of Ziyu fine.

"You're not going to take all this money, are you?" Wang Yong joked.

If Ziyu Fengqing doesn't mind giving him a little, he will be very happy.

But Ziyu Fengqing's next words left Wang Yong stunned.

"You think too much, what we found was just a bunch of short data. According to reports, all the funds on the e-Loan platform were transferred three days ago and their whereabouts are unknown. That is to say, at the latest one week, e-Loan Bao will break the capital chain and produce a very serious chain reaction. All the people who invest in e-Loan treasure will find that they have been cheated, not only the promised rebate, but also their principal. It's a scam from beginning to end. It's designed to make money. "

"This..." Wang Yong was speechless.

If you have a little common sense, you can think of the consequences of exposure, which is no less than a small turbulence.

People asking for money can swallow up government departments, especially in Qilu Province, the hardest hit area.

It's not an honor to find out, but a heavy burden that no one can afford.

Wang Yong is light, but it doesn't matter. But what about Ziyu? The Ziyu family, as dingfengzhu of Qilu, has been responsible for maintaining the stability of this populous province for so many years.

Once the incident broke out, it was enough to bring down the Ziyu family. If the Ziyu family ignored, the family would have no meaning of existence.

A rich family, without the most basic responsibility, will not have the qualification to become a family.

The high level of the central government will consider disintegrating the family and looking for another family that can take responsibility. After all, in China, the real voice is not in the aristocratic family, but in the central government. The barrel of a gun is always the only reliable guarantee of the right to speak.

"What should we do then?" Wang Yong looked at Ziyu Fengqing with some worry and asked.

Ziyu Fengqing also shook her head: "don't ask me, I don't know. Now the only thing we can do is to try our best to find out the key people behind Tianmen logistics, and how many assets can we save back

"Key people? I don't know if Jin Heilong is a good one? " Wang Yong's eyes flashed and asked.

If there is one person who may know the whereabouts of the funds, it is only Jin Heilong. After all, Jin Heilong is the top manager of Tianmen logistics, a hidden base. He has no reason not to know where the funds are going.

But Jin Heilong has already escaped. Where can he find him?

Unless you follow the vine to find the one that connects Jin Heilong, for example

A figure suddenly flashed across Wang Yong's mind.

Jin Jingyin.