Chapter 481

It is better to show one's most embarrassed and least wanted side in front of others than to show one's own excellent side to pull into the relationship between two people.

Xiao Zian has just met Su's ugly family, which is unknown to outsiders. Although he doesn't show it on his face, he is closer to Su tea in his heart. Although he didn't want to make friends at once, at least he didn't regard Su Cha as a businessman who cooperated with him to set up the bank.

When they came to the outer study, Xiao Zian and Su Cha politely explained their intention.

Su Cha has long guessed that Xiao Zian is here to run the bank, but she was a little excited when she heard Xiao Zian say that the emperor agreed.

The bank!

What he didn't even dare to think about is now being done. It's like a dream.

Su Cha is also a person who has seen the world. She can keep calm in front of Xiao TIANYAO. Of course, she won't lose her temper in front of Xiao Zian. After expressing her excitement, she discussed the details with Xiao Zian.

Xiao Zian has no other questions. His biggest question is about interest and profit.

Why do I have to pay interest to deposit money?

Other banks have to charge for safekeeping and wastage. Can they not charge for this money?

If you have to pay the interest, is it to stimulate the people to deposit the silver in the bank, and give a sum in a short time, or do you have to give it all the time?

If it is short-lived, will the cancellation in the future make the people dissatisfied?

Is it possible to compete with the people for profits when doing business with the bank's silver?

All the owners behind the bank have extraordinary identities and have the background of the imperial court. Will they use power to suppress people in the market?

People are always like this. At the beginning, they think that they deserve it. Once they take it back, they will think that you have robbed him. This interest must be considered in advance.

If you give it all the time, can you ensure that the bank still has interests?

There are some ways to make money in Suzhou tea, but it's not enough. There are profits and losses in business. Even if Xiao Zian has never been in business, he can understand this truth. He can't be at ease if he wants to place all his interests on making money by doing business.

Xiao Zian's question was exactly what Su Cha had thought before. Su Cha gave Xiao Zian an an accurate answer almost without thinking about it.

Interest must be given, but the level will be different!

There must be profits. It's just a matter of how much!

Making money from money is the safest way to make money in the world. There is almost no loss, and even a loss will not affect the foundation. As long as the depositors do not withdraw all the money within a year, their bank will not lose money and will be able to earn it back.

There are gains and losses in buying out in this world, but they all refer to small businesses. A real big business will not lose because they have enough money in hand. If they want to see a business, they can continue to do it until they make money.

If King an thinks that doing business with the bank's money is to fight for profits with the people, then the bank can not do business, only do investment, which is commonly known as partnership.

Just like a few of them jointly open a bank, if they really want to do so, the bank will not interfere in the operation, and only pay dividends in the end.

As for the issue of oppressing people with power?

Su Cha thinks this is even more impossible, because

"Behind the bank is the imperial court. There are six departments. There are so many people and so many things. Even if we want to use power to suppress people, whose name should we use? I don't think those ministers and generals will use their personal names to make money for the bank. " Knowing that the emperor has involved all the six departments and military forces, Rao is Su Cha has to say that the emperor's move is high.

Under the mutual supervision of civil servants and military officers, who dares to mess around and is not afraid to get a copy of ginseng behind his back? Can't he even keep his official position?

When Su Cha saw that Xiao Zian was still suspicious, she had to say again, "Lord, the bank is a steady business. Otherwise, I would not cooperate with the court. The reason why I let the imperial court take the lead is that first, gold and silver can only be stabilized if they are controlled by the imperial court, and second, if I open a bank, I will be against the central empire. I don't have this ability, so I need the imperial court to deal with it. Your highness should know clearly that we are going to set up a bank. The central empire will not say anything on the surface, but there will be actions in private. Without the acquiescence and support of the imperial court, the bank will not open for a month. "

"It's polite. Let's think about it again." Xiao Zian admits that he was convinced by Su Cha, but it's not enough. He needs to check himself, otherwise he can't be at ease.

"It's a matter of great importance. It's also right for the Lord to think about it carefully," Su Cha didn't bother to persuade, but just reminded Xiao Zian before he left: "Lord, it's time to lose, and it won't come again. The situation of Futian bank can be described as a once-in-a-lifetime one. If you miss this opportunity, there will be no next time. Please come to a conclusion earlier. "

Without the permission of the imperial court, he would not have cooperated with the people in the imperial court. As soon as he got involved in the affairs of the imperial court, he would have been procrastinating and inefficient.

"Well." Of course, Xiao Zian knew about this. Even Xiao Zian knew that Futian bank had transferred a large amount of silver, and the storm of run was not as terrible as before. If there was no gravity strike, Futian bank would soon be able to slow down and return to normal operation.

Futian bank is rich and boasts that it has the support of the central empire. It never thought that the people in Dongwen would dare to run on purpose. In particular, except for Lin Chujiu who took a large sum of money, there was no big customer to take money. Futian bank put down its guard and thought that it was the common people who were hoodwinked and followed suit.

The manager of Futian bank, seeing that the amount of money spent by the bank has gradually decreased in the past two days, thinks that the squeeze is about to pass, and has stopped the move of continuing to adjust the bank. He just deposits 10 million or 20 million silver as before to cope with the normal cashing.

Futian bank has stopped transferring money from the outside, but Su Cha and Lin Chujiu don't know about it. However, Su Cha knows that the number of people who go to Futian bank to get money is gradually decreasing these days, while only a few of those who are in a wait-and-see state have moved their hands. The amount they can get is not big, and almost no impact has been caused.

Seeing that the run storm was about to pass, Su Cha was so anxious that she wanted to call on Xiao Zian, but she was afraid that the rush would make Xiao Zian think more. After a day of worrying at home, she finally decided to come to Lin Chujiu.

The idea of setting up a bank came from Lin Chujiu. Now, if you encounter problems, is it right to find Lin Chujiu to solve them? Is that right?

But

When Su Cha was about to step off the carriage, a dark guard appeared and blocked his way. "Letter from the Lord!"

Xiao TIANYAO has replied, but the tea house of Suzhou tea hasn't been set up yet