v2 Chapter 1247： fruitful

Unlike Zheng Ershao, he was worried and didn't know how to report to his father. At this time, the Qiu family's mansion was peaceful, at least Qiu Degen was very satisfied with the current situation. Far East Bank was all sold, and finally got a good night's sleep. And in this transaction, the Qiu family can be said to have made a lot of profits.

The Far East Bank's equity was sold, and a total of 800 million Hong Kong dollars was obtained. This is still in the case of Nanyang Far East Bank's cheap sale, otherwise there is no problem with 1 billion. But it's all small money, the real big money is the exchange loan.

A total of nearly 10 billion Hong Kong dollars in loans were exchanged from major banks including Heiyun Bank. Some major banks are basically ready to give up some loans, or prepare for write-offs. The loans exchanged by Far East Bank are all reputable enterprises or individuals. And all of them have collateral; they can't even be called loans, they can be called a kind of wealth.

Not only can we earn interest every day, but we can also establish long-term cooperation with reputable companies. This is something that I never dared to think about before, and I didn't expect it to be easily achieved. In fact, except for Yuan Tianfan of Heiyun Bank, the heads of the major banks in Heung Kong believe that the Qiu family is already planning for the worst, which may cause the Far East Bank to go bankrupt.

It's just that I didn't expect to sell the bank to Shaqiantong the next day, so it's very obvious, obviously I want to cheat others. Qiu Degen has always been cautious in doing business, and will never deliberately cheat others. Combined with the double-pack secret talk video reported on the TV station, there may definitely be Zheng Yutong involved here.

When gods fight, it is mortals who suffer. At this time, there must be something between the Qiu family and the Zheng family, maybe it is a last resort to sell the bank; the shark gall is not so disciplined in doing things. And everyone is getting benefits, so I will definitely not join in the fun at this time.

Qiu Degen said to his family: "No one should think about the bank, it's just that the times do not allow the Qiu family to continue to operate the bank. Everyone who is doing it is my family. The Qiu family can grow and develop without it. Open to everyone to support. Now there are several ways to choose, the first is to continue to work in the Qiu family's subordinate company, but you must start from scratch. If he feels that his ability is not good, I can sponsor him to study abroad for further studies. "

"But it is only responsible for living expenses and tuition fees, and all other expenses are ignored."

"In addition, the family can sponsor him for a sum of money and go out to start a business. You can do anything, it depends on your ability. Don't feel that the business is too small, and don't do it if it is too low-end. Working in a bank sounds high, but in recent years; Without the support of the Southeast business, Far East Bank would not have been able to operate for a long time."

Qiu Degen has already done a good job of his fellow clan. After all, no one's money comes from the wind. If someone is not satisfied, then such a person does not need to pay attention to him.

Seeing that everyone didn't speak, Qiu Degen continued: "What choice did everyone make in the end? Where did the housekeeper register in the past. I hope you can do it yourself and make some achievements step by step."

Then they called the eldest and the second to the study, and they also had to count the results of this battle.

As for the rest of the Qiu family, they just have some relatives; Qiu Degen has already made a choice, so he doesn't care.

These two are both biological sons, so there is no need to have so many scruples when talking to them.

Qiu Degen said with a smile: "Boss, you have always been in charge of the bank; tell me how much our family made from this exchange of loans."

Qiu Dasheng was still a little reluctant when the bank was sold. After all, he was in charge of the bank before, and the position will be very embarrassing after the sale. As the eldest son in the family, plus the Chinese tradition; the future family needs him to inherit. So when he was young, the most important industry in the family would definitely need him to manage. Now that it is sold directly, although there are forced ingredients in it, it still feels uncomfortable.

After exchanging loans with other banks this time, he discovered that bank loans can still be operated in this way. I've only heard of it before, but I didn't expect it to actually exist in reality.

In fact, this means that at present, Hong Kong is not well regulated for major banks, and many of them are small and medium-sized banks; if all the small and medium-sized banks are acquired or merged, it will be very difficult or even impossible to do so if you want to do so.

Qiu Dasheng said with a smile: "Because our family has high-quality loans, all other banks are non-performing loans. Therefore, when we exchange, we charge a fee of 10-30 percentage points, and the average is 15.5%. That is to say, through exchange loans , a total of 1.5 billion Hong Kong dollars for Hawley. This is still a short time, if you give a little more time; I believe it can definitely reach 2 billion Hong Kong dollars.”

The Qiu family used a 10 billion Hong Kong dollar advantageous loan in exchange for 10 billion non-performing loans from other banks in Hong Kong. People who are engaged in banking business are experts, of course they know what's going on here. Before, many people thought that the Qiu family was under pressure and had insufficient capital reserves. That's why it does this, after all, banks did this in the 1970s.

But I didn't expect the Qiu family to take this step. After all, once the news is exposed, the bank will definitely go bankrupt. This kind of thing of killing chickens and taking eggs cannot be done, otherwise there will be endless troubles.

It's just that I didn't expect to sell the bank to Zheng Yutong the next day, so it's obvious; this is to find a good pick-up man, which is obviously cheating. Zheng Yutong had previously cooperated with HSBC, so he did not have much business dealings with other banks. And even if he was told what to do, the transaction between the two parties had already been reached, and it would only add to the congestion.

Maybe I will hold grudges and anger you. I feel like you are watching a joke. No one wants to do such a thankless thing.

Ershao Qiu didn't expect to earn so much money in one night. You must know that the Far East Bank can sell at most HKD 1 billion, but I didn’t expect it to double directly.

At the same time, I also understand why Dad is so generous; he actually subsidizes other people in the family to start businesses and study abroad. Now everything is explained.

Qiu Degen: "Although I made a lot of profit this time, it also comes with huge risks. If the shark gall does not accept the move, it is estimated that our Qiu family will be sad at this time. Fortunately, everything is expected, but at the same time we also put Sharks are completely offended."

"At present, the Qiu family is definitely not as strong as others, so it is necessary to keep a low profile in the recent period. Especially the second child, you must not be caught by anyone. For a period of time in Singapore, where the hotel project was entrusted to you."

"As for the boss, you go to the TV station to work for a while; when I finish meeting with Bao Zixuan, you will be responsible for the next project of the Qiu family."

Father and Bao Zixuan are about to meet, the two elders of the Qiu family know. It's just that the two people's thoughts are completely different at this time, at least Qiu Ershao is very lost.

No one can deny that the main body of the Qiu family is in Xiangjiang. The scale of the Singapore project is not large, and where it was responsible for in the past is similar to the distribution. But no one dared to disobey the father's order, and could only nod in agreement.

In fact, Qiu Degen's idea is very simple. The second child is not stupid, but he likes to play too much. Moreover, he likes to compete with the big brother. If something happens in Hong Kong, it will be difficult to end it. Moreover, the Zheng family will definitely take revenge, and Shaqiantong is not a master who easily suffers. This time, it's strange that the Qiu family didn't retaliate

As for Qiu Dasheng, he was very happy that his ability was finally recognized by his father. The bank has been sold, so the TV station will undoubtedly become the focus. And this is not the most important thing. After Dad meets with the richest man, there will be a big move. And he has made it clear that he will be responsible for the next projects.

Entering a brand new project is similar to starting a business; at least many things need to be involved in the whole process. So it is undoubtedly a kind of exercise, Bao Zixuan said that the feasible project is absolutely not bad.

At this time, although the eldest of the Guo family is in the mainland, his life is so nourishing; he is definitely much better than their children who are staying in Xiangjiang. This is all thanks to the richest man Bao. Without his guidance, the Guo family would not have entered the food processing industry.

At present, Dad is still in good health. If there are no accidents, there should be no big problem in working for 20 years. There is no need to think about succession matters at all, it is better to do something down-to-earth.

There are many brothers and sisters in the family. If you can't make some achievements, it is estimated that the family inheritance rights will not be so easy to obtain.

Qiu Dasheng said very seriously: "Father, when you meet with Bao Zixuan, can I study by the side?"

This idea is very good, at least you can see how people talk and do business.

After getting the affirmative answer, Qiu Dasheng felt extremely at ease. If he could take the opportunity to go online with the richest man, it would definitely be beneficial to future development without any harm.

The two Qiu brothers left their father's study with different moods. Qiu Degen also understood what was going on, but a decision had to be made at this time; otherwise, when revenge really came, the Qiu family would not be able to bear it.