v2 Chapter 1241： Bank Expansion Opportunity One

Since they cannot influence the other party's decision-making, they can only ask employees to quickly run the business. The longer this matter drags on, the more detrimental it will be to Far East Bank, which has many depositors outside. Moreover, it seems that the influence of Wu Guangzheng's coming to cancel the account has already begun to ferment, and many customers who have come to deposit are no longer afraid to put their money in the Far East Bank.

Fortunately, most of the Bao family's funds are placed in HSBC and foreign banks. As for other small and medium-sized banks, it is more of an attitude, relatively speaking; it is not much. Otherwise, the Far East Bank will be on the ground all of a sudden; even then, it will be difficult to recover blood in a short time.

The most important thing is influence. I believe that there will be media coverage of this matter; after all, the hottest topic in Xiangjiang at this time is none other than the charter king.

Qiu Degen returned home very tired, and was not in such a hurry; but whoever caused an emergency in Xiangjiang, he had to come back and deal with it himself. As the first generation of entrepreneurs in the family, as long as they come back, the family will immediately have the backbone.

Important members of the Qiu family came to the study room for this matter, and everyone understood that the crisis must be resolved as soon as possible; otherwise, Far East Bank would be very dangerous, and it would even involve other companies in the family.

Qiu Degen: "Boss, what's going on with the bank today?"

As an entrepreneur, no matter how old his son is, he will not rest assured that he will take care of the business entirely. This is especially true for the core family industry. Therefore, the director-level leaders of Far East Bank will still report to him the important events that happen in the bank. Therefore, when Qiu Dasheng negotiated with Wu Guang, Qiu Degen already knew that the Bao family was coming to sell the household.

I just want the boss to report it in person, after all, it was not very clear on the phone; and the person who reported it only knew a general idea, after all, he didn't handle the matter in person.

I wanted to report it to my father for a long time. After all, this matter is too big; it is beyond his ability and authority.

Qiu Dasheng: "This afternoon, when you were still on the plane; Bao's family Wu Guangzheng came to the bank headquarters, cancelled all the accounts of Bao's companies, and took all the deposits."

"And there's no room for negotiation at all, no sympathy at all."

Hearing that the Bao family would actually do this, the Qiu family never expected it. After all, this is the rhythm of never cooperating. It stands to reason; with the relationship between the two companies, it should not be.

Ershao Qiu: "If someone withdraws money and cancels the household, you agree. I won't be appeased. Now that the city is full of storms, how will it end?"

Hearing that the second brother actually said that, Qiu Dasheng was really angry. Why did the Bao family come to sell the household? Don't you have any points in your heart?

You caused this matter. Now let me wipe your ass. Then he was complained, and there was really no place to justify it. Qiu Degen didn't expect that the charter king would do such a thing. It seems that this time he really touched the bottom line. But since a choice has been made, and there is no other choice, there is only one way to go to the black. At least the Zheng family must be caught, otherwise the Qiu family will not be in a doomed situation, but at least life will not be easy.

Hearing the second child say this to the boss, Qiu Degen also had a headache. Every rich man wants to be full of children and grandchildren. But when the kids grow up, it's going to be a huge headache.

Every child wants to perform well, while suppressing their brothers. Family assets are huge, but ultimately limited. Every child wants to share more, preferably to be able to control the whole family. Therefore, fighting with each other is inevitable. And this kind of struggle will be reflected in all aspects, making the family restless.

Qiu Degen knew very well in his heart that the boss was definitely not to blame for this. In order to prove himself, the second child just played the video of the two-pack secret conversation; and then he refused to provide any information to the charter king.

As for the video tapes received anonymously, this is the explanation; in other words, everyone will be angry, this is playing the charter king as a monkey.

Qiu Degen: "It's over, so what's the use of talking about it. The most important thing is how to deal with the crisis, not the time to complain. At this moment, the family must be united and united with the outside world; otherwise, it will be difficult to overcome this difficulty."

"The second child and I are both responsible for the Bao family's affairs. It was due to a misjudgment. The elder is just handling banking business normally."

Everyone knows that family unity is more important than anything. There must be no civil strife, otherwise the consequences will be disastrous.

Seeing that his sons were no longer arguing, Qiu Degen continued: "This time, the matter is because of the Zheng family, so we must bring them over. The second child, you go to the Zheng family tomorrow and ask them to go to the Far East Bank and deposit some funds. Get in. Shark is a smart guy and definitely knows what to do."

Qiu Degen is still very confident about this, if the other party disagrees. So if you talk about emotions with the charter king, I believe that the Zheng family will not be better off. If Zheng Yutong admitted that they did it, it is estimated that Bao Yugang would not have called him personally.

In the Qiu family, Qiu Degen's words are the imperial edict, and everyone must implement them unconditionally. Therefore, several sons did not have any opinions, and most importantly, they did not dare to have any opinions.

Qiu Dasheng: "Father, it is best for the Zheng family to have funds to enter, but the matter of underwriting households has begun to ferment. Today, people who come to deposit funds are basically scared back; as more and more know, the bank may face In the run-up to the storm.”

"Although Far East Bank has ample funds at present, there will be no major problems in a short period of time. But if it takes a long time, it may not be able to withstand it."

Small and medium-sized banks are most worried that there will be problems with large customers. Although Baojia cannot be regarded as the largest customer, its influence is really not small. Moreover, the Qiu family is from the same hometown, and they all took the money; does it mean that the bank itself is at great risk.

Ordinary people don't care about that. For them, small and medium-sized banks can attract them with more interest. But the premise is that the funds are also safe; if the funds are found to be at risk, what is the use of high interest rates.

Qiu Degen: "Tomorrow, increase the deposit interest rate appropriately, and it will be fine if you survive this period."

For small and medium-sized banks, since there is a crisis of confidence, there are two best ways to do it. One is to raise bank interest rates so that depositors feel they can make money. The second is to find a big bank for endorsement, such as the unconditional support of HSBC before, which will also dispel the doubts of depositors. But at this moment, HSBC cannot support unconditionally; after all, the influence of the charter king in HSBC cannot be underestimated.

Then we can only increase the deposit interest rate. Wealth is a risk. I believe many people are still willing to take this risk.

But at this time, Qiu Degen obviously misjudged the situation and the fear of the people of Hong Kong for small and medium-sized banks.

The next morning, the bank just opened. All the employees of Baojia's companies came to the branches of Far East Bank with only one purpose, to withdraw money and cancel the account.

Although a family business employee, the deposit in the Far East Bank is not much. However, the impact was unbearable, so that the people who were still watching yesterday did not dare to continue to put their money in the Far East Bank promises that the high interest rate will not work, in short, they need to take the money out.

Far East Bank can only cope by temporarily closing the window and increasing the queue time. At the same time, funds have been mobilized from various companies under the Qiu family, and the immediate crisis must be dealt with.

At the same time, Ershao Qiu and Ershao Zheng spent another crazy night together. Dad said tomorrow, where can Ershao Qiu wait? So I made an appointment with a few newcomers to the TV station and called Zheng Ershao.

Similar to this kind of good thing, Zheng Ershao will not miss it. While drinking, Zheng Ershao said that tomorrow he would mobilize 200 million funds to go to Far East Bank.

But when he got up the next day, Zheng Ershao received a call from his father; he didn't dare to mention anything about money.

Putting the money in the Far East Bank at this time is almost the same as beating a dog with a meat bun. The charter king was already angry, so at this time to help the Qiu family, isn't he not asking himself!

Qiu Degen personally sat in the bank and explained to depositors that Far East Bank had no problems at all. But the effect is not obvious, at least not a few people in the queue left.

Now I can only hope that the Zheng family can mobilize funds, not only to reassure the citizens, but also to increase the bank's capital reserves.

But I waited left and right, but I couldn't see the Zheng family coming. There is no other way but to call the second child.

Actually, after Zheng Ershao left, Qiu Ershao also felt wrong. After all, when the other party left, there was no deposit at all. Is there any variable here, so try to make a phone call, at least remind the other party.

But what he didn't expect was that Zheng Ershao's phone was directly turned off. Could it be that I forgot to charge it last night, but it doesn't look like it!