Chapter 1604

July 4.

Villa.

Tang Qing and Lin Jiaxue's "nominal roommates" got together.

Yesterday.

At the end of the last exam in junior year, Tang Qing didn't rush back to Qingyan city. They would come for a day. From tomorrow, they had to go to their summer internship units.

This little thing.

They didn't find Tang Qing to help.

In any case, the university has no restrictions on entering relevant professional units. As long as there is no university for four years and no internship for an enterprise, it can be done. If you want to steal this laziness, there are not too many ways.

But.

Few people think so carefully.

Look at Tang Qing.

Rich to terrible, but still busy.

In the yard.

With the warm wind on his face, Tang Qing lies on his back in the shade of the tree.

Listening to music.

"Why, do you have a small loan company?" Zhong Liang on the chair next to him turned his head in surprise. As soon as he brushed the news, he suddenly saw that he had done a lot in Sichuan Province.

Tang Qing nods.

"Yes, on a smaller scale."

Small loan company.

Founded in 2006, Huaxia only allowed the registration of small loan companies at the end of 2005, and started the pilot of small loan companies in five provinces, with the first batch of eight licensed companies.

He has one.

Because it's a pilot.

The policy is not mature and the market is not mature.

The scale is not large.

Compared with other companies, it is pitifully small and not valued by the media. In May this year, the central bank and the CBRC jointly issued a document to officially establish the status of small loan companies.

“。。。”

Zhong Liang is speechless.

Small scale?

Please.

The scale of more than one billion yuan is called small? It's not long since the model of small loan company started. Everyone else has tens of millions of registered capital. You have hundreds of millions of registered capital. No. 1 on the news.

Whether it is registered capital or loan scale.

They are the first in the industry.

However.

The big news for others can be put on Tang Qingtou. It seems that no one else has "chopsticks dropped today" to attract people. Compared with other companies, this scale is simply "humble".

However.

This "humble".

But it's hard for countless people to catch up.

"How could you think of doing this?" Zhong Liang said curiously.

"Make money."

Tang Qing said with a smile.

“！！！”

Making money?

What kind of money can you make? It's said in the news that your overdue funds are all over 100 million.

"Just kidding."

"No."

"But it says you lost." Zhong Liang shakes his cell phone.

"For the media, half of the credit is good. My company is the top in the risk control industry. Relying on a small corporate credit rating, there is almost no big bad debt."

"As long as the other side is not running directly, I will not lose." Tang Qing seriously instilled in Zhong Liang "perverseness". People's loan is for profit, but he is not completely.

Take your time.

"Well."

Zhong Liang nodded thoughtfully.

It seems to be the same.

It's just the difference between sooner or later. Unlike the real bad debt, it's really bad there. Thinking of the small loan company's business and its higher interest rate than the bank, Zhong Liang has a vague feeling.

The company.

The future will never be easy.

"How big are you going to be in this company?" Zhong Liang asked.

Smell the words.

Tang Qing looks at the sky and opens his mouth.

"How big, how big." Where is his identity.

Small loans.

Banking supplement.

Although this industry has been made worse and worse in the past, there is no way. In order to attract the attention of the media, it has always been selective reporting, plus deliberately creating public opinion, which is even worse.

Bad people do bad things.

Good people do good things.

Obviously.

The former is more eye-catching.

This is the reality.

So.

Tang Qing didn't want to be a real name either, just have a clear conscience. Internet lending will certainly rise, but it will not be as chaotic as before. As a pilot enterprise, there is a channel for suggestions.

In the short term.

Small loan companies will only grow at home.

Stand firm.

Next year, he will rely on the company to launch online lending and other services. As for why he didn't do it this year, it's mainly a matter of policy, which should be changed next year.

Step by step.

This is a long-term business, not afraid to be preempted.

And these seven words.

Let Zhong Liang shudder all over, can do how big, do how big, this represents Tang Qing very optimistic about this industry. If risk control is good, it is also a good business, better than deposit bank.

"I always feel like you're going to do something again."

"Where is it?"

"Absolutely."

"Maybe."

“。。。”

It's a default. Zhong Liang didn't ask any more questions. He continued to watch his mobile phone. However, this time, he didn't watch the news, but the guidance issued by the top in May. By the way, he looked at the history of the industry.

He wants to know.

How can Tang Qing go next. Unfortunately, the limitations of history are hard for those who are in it to jump out. For those who have come here, there may be several ways ahead of them.

However.

For the game.

It's a dozen, dozens, and there's still fog on the road.

。。。

In the evening.

Study.

"Mr. Tang, we are almost ready." Ma Yun's face was excited. After more than half a month's efforts and overtime work, he finally improved Ali's code scanning payment system.

Actually.

It's just processing. These are all ready-made technologies, which can be combined. Thanks to the fact that Tang Qing has solved the problem of code scanning equipment, their work has been reduced by a large part.

No problem with the code.

Payment security is OK.

No problem with the scanning equipment, no problem with the result naturally. It can already face the market. These days, the whole project team is also excited. They are about to change people's payment methods.

Sweep.

Fast payment.

Just bring a mobile phone when you go out.

Think about it.

Tang Qing nodded and said:

"that's good. In that case, in the morning of July 6, the day after tomorrow, wechat scan code to pay online. Is Ali OK?" This is to wait for Ali.

Wechat has been ready for a long time.

The rest.

It's pushing.

It's not hard for businesses to use QR code, but it needs people to promote relevant equipment. Restaurants, supermarkets, shopping malls... There is too much work to do to combine with the existing code scanning equipment.

It's not as simple as launching a function.

"Can you keep up with the number of devices?" In such a hurry, Ma Yun is a little worried.

"Of course." Tang Qing said with a smile.

It was developed last year.

Keep hoarding.

Let's talk about national promotion.

It's a long way to go, but it doesn't need to be done at the beginning. According to the plan, it will first spread out in the first and second tier cities to occupy the market, and other places will first promote QR code.

It's the kind of wall sweeper.

No cost.

The biggest cost is the supporting equipment. It's impossible for you to give people a normal price and earn little money when you promote. Instead, you need to subsidize it. Fortunately, the cost is not high and the two companies share it.

"That propaganda..."

"Live online tomorrow."