Chapter 401

Wei Hao looked at the line a little excitedly.

That's right.

The meaning of the text is that you can loan Asian dollars to buy these industrial equipment. Thinking of this, Wei Hao finally feels that the Bank of Myanmar and Asia has begun to play a really powerful role in providing financing channels.

The Bank of Myanmar Asia has not been established for more than a week.

It's just over half, two days away.

The overall business is only deposit, withdrawal, card swiping, transfer and currency exchange, which are quite simple and crude. None of the other financial services has started, the fixed-term deposits have not been implemented yet, and foreign loans are naturally shadow free.

Now, the economy in the territory is becoming more and more active, and businessmen are increasingly demanding for funds. Even without formal financing channels, a private lending market has been formed. The interest rate is not high. The monthly interest rate is about 1.5%, and the annual interest rate is only 18%, which is quite low. It can be said that it's the cabbage lending price, but it's not that they don't Want to increase interest, but because again high, the security team will come to arrest people.

This is also the reasonable private lending interest rate that Tang Qing wanted to maintain before. He did not open a bank before, so he could only stabilize the private lending. He did not dare to think of one percent of the monthly interest rate. Other people did not have a system, so he did not care how much he earned, so he set the ceiling at one and a half percent.

If it's high, it'll catch people.

When the bank opens the enterprise loan business, it will completely suppress the interest rate of private loan again, and maintain it around 1 and 1.2. As for the personal loan business of the bank, it will take a while for the bank to establish the credit file. Secondly, there are not many large pieces of money in the territory, no commercial houses, no cars, even mobile phones There's no signal yet. No electricity at home.

"Business" is a little small.

It will take at least a month for luxury to appear.

Corporate loans.

Is the main purpose of this investment conference.

In order to complete the loan task of 10 billion Asian dollars.

In fact, all enterprises under the Bank of Myanmar Asia can complete this task. After all, they are heavy industry and high-tech equipment, which are of great value. But now all factories have not been built, so we can't buy them all at once and put them aside. It's up to whom.

The other way is that it doesn't take the loan to go out and deposit in the bank, but this method has been rejected by the system. Any loan that is not urgently needed by the enterprise and is for the purpose of operation will not be included in the effective loan.

So Tang Qing had to find a way from elsewhere.

That is to expand the economic scale of the territory, carry out the layout of the whole industry, and let everyone come to lend money, so that this task can be completed soon. Not only that, but also to create more jobs, which is conducive to completing another task of absorbing deposits.

Loans can be issued either by individuals or by enterprises.

But deposits are not the same. Only residents' savings deposits can be counted in. Because of the large liquidity of enterprise funds, they are not counted.

This is a bit of a hole.

Good statistical method.

Tang Qing has no way out except Tucao, and can only make complaints about the development of the economy, earn more money, raise per capita income and expand the scale of the economy.

He has a sense of playing construction games.

I don't understand how complicated a bank operator is.

"Zero leader, can we borrow to buy these devices?" Wei Hao quickly stood up and asked.

Zero slowly said: "yes, you can buy these equipment by loan without interest for three years, and then calculate 6% per year based on simple interest. The upper limit is ten years. If you choose the loan, these equipment will become the shares of your registered company. First, the Bank of Myanmar holds the supervision. You must provide financial data every month, and then you can make enough money according to the The loan owed shall be redeemed, and before the loan is repaid, the banking industry shall enjoy share dividends. "

Six percent of the single interest is a million yuan of equipment. Three years later, it's still 60000 yuan every year. It's the same way every year. Tang Qing didn't choose compound interest because when they sold these equipment, they already charged a not low "transfer fee". For example, the market price of 10 million yuan of equipment in the mall is only over 3 million yuan The price for these merchants is more than six million.

It's doubled.

Everyone makes money.

Even some high-tech equipment, the more the price difference, the more they earn.

Therefore, the symbolic ending point of interest is that, because of this, there will be the first three years without interest.

Wei Hao has no more questions.

Others were also very surprised. They thought that they would have to borrow money to do their jobs this time. Unexpectedly, the Bank of Maine solved their problems directly. As for those conditions, they quite agreed that they didn't know whether the equipment price was fair or not. However, in the rapid development of the territory, there were license plate restrictions on competition, which was not too expensive.

The merchants saw green light in their eyes.

Zero continued: "OK, now you can start voting. In order to improve efficiency, each of you can choose three industries in each round. If you are the only one, you can automatically obtain the business license. If there are two candidates, for example, brick factories with strong regional characteristics, which are inconvenient in transportation, a town will have one brick factory. Then you can choose more than one , but if you exceed the upper limit, you need to draw lots. After the first round is completed, count and disclose the remaining items, and you will continue to vote. "

Smell the words.

The following businessmen began to take pen and paper to choose the industry they wanted to do. Several hundred choose three, the probability is low, one by one ponders, some all want ten, but have no way, only three can choose, finally can only choose two.

Ten minutes later.

They hand over the notes with tangled faces. The opportunity cost of this vote is so great that they are all heartbroken.

Take the tickets. The soldiers count the votes.

Announce the results.

Some people are happy, some are sad, and some almost cry.

The first round.

Wei Hao and others drew lots and won the qualification of plastic factory.

The other two votes were lost.

Second round.

Wei Hao got the license plate of a brick factory by drawing lots, but it wasn't the two towns under construction, but the one on Caisu's site. He danced happily.

Next.

Third round.

It wasn't until the fourth round that the businessmen of the "private enterprises" in the whole hall chose industries. As for those "state-owned enterprises", they kept silent.

"Well, your choice has been counted. Tomorrow, you will take your ID card and bank card to the industrial and commercial administration to register the company, lease the contact site, recruit personnel, purchase the land for building the factory, etc. as for the design of the factory and the installation of equipment, someone will discuss with you. Now I will announce one more thing. In the future, the Bank of Myanmar will open the enterprise loan business. You You can use your corporate credit to lend money to the Bank of Myanmar for normal business operations. " Zero said slowly.

At the early stage, these bosses are likely to be short of money. They need to sell land, rent houses and hire people. It's estimated that they will complete a lot of loan tasks in these days. Tang Qing even wants to let the territory implement the system of first pay, so that more loans can be made. But it's a bit annoying. As soon as he enters the company, he immediately pays a month's salary, thinking about where in the world there is such a salary Good thing, so I still haven't passed the brain pumping program.

Next.

Zero also announced various policies to encourage industry and Commerce in the territory.

Now listen to more and more excited.

Free of business tax for three years.

Export tax rebate.

Land concessions.

Operating loans.

Industrial support policies.

All right.

Even the last zero also announced a major news that in the future, the territory will launch four insurance systems, namely, endowment insurance, medical insurance, work-related injury insurance and maternity insurance, in a month's time. All employees of the enterprise must pay by force.

There is no unemployment insurance and provident fund, because as long as there is strength in the territory, there will be no lack of work, and there is no shadow of commercial housing. In the short term, even the welfare housing system will be implemented, so it is not included.

The bosses didn't say anything at all. The "master" of the land said something. I heard that he didn't dare to say more than half a word. Besides, it didn't add up to much. He couldn't lose.

This is an internal meeting of the territory. All of them are local businessmen. Next time, they will invite outsiders who are optimistic about the economy here. They are not afraid not to be afraid of it. Because by then, the lower limit of mobile phones will start to supply. With such "high-end" industrial strength, I believe that many people will focus on this.

At that time, Tang Qing will come up with more investment projects. If the conditions are right, he can use technology and equipment to change the market. At that time, it is the time when the whole territory begins to get on the right track.

It's also the time when the Bank of Maine began to work.

After the meeting.

The merchants went back happily.

The reason why you have confidence in these projects is that the license system, equivalent to local protection, plus zero perfect industrial planning, will definitely not make the enterprise lose money.

As for where those devices come from, it's not something they should consider.

At the same time.

We also know the business policies and structure of the territory.

I was confused.

Zero didn't find him to buy these equipment. How can he open this factory? Is it the equipment provided by Myanmar? But there is no news.

Forget it.

Wait a minute.

In fact, Wangsa doesn't want to take over the business, because the equipment is too extensive and troublesome. It's not bad if it's taken on by Myanmar.

He prayed that he would not be called.

But what he didn't expect was that it was impossible to find him. The basic equipment that Wangsa could sell was the equipment with no technical content. Some of them were still obsolete. How could they compare with the latest industrial equipment in the mall.

Who needs those rags in wansa.

PS: the third chapter, today is so much, tired!!