Chapter 30

November 3

September 21 of the lunar calendar

it is advisable to travel.

Yesterday afternoon in the hotel and other news, Tang Qing has contacted the loan customers recommended by this month's system. Like Zhang Dongqing last time, Tang Qing agreed to meet today as soon as he heard that the interest rate of the loan here is extremely low and the conditions are favorable.

As for what the other party is doing, Tang Qing didn't ask much. At that time, he will know that the content of this task is almost the same as that of the last time, but the dining place has become his own restaurant.

Li Kai didn't come at noon. Instead, he made up yesterday's homework at school. Li Kai didn't have a bag with him. Seeing Tang Qing didn't take it yesterday afternoon, he was too lazy to go to school to get it. He would not let go of the chance to escape from the school in the right time. Even if he wanted to make up, he would play first.

Li Jianguo also knows that Tang Qing is also engaged in other loan businesses, and his hotel has become a negotiating place. Li Jianguo, a smart man, thinks that this is equivalent to having a fixed customer. Tang Qing is nothing, but those who need loans are basically bosses. There are many friends, many consumer entertainment, complex network, and Tang Qing as a link The network will be larger and larger, with more and more people.

Think about this.

Li Jianguo has asked Tang Qing to give him a good talk and take care of the hotel business in the future. Li Jianguo believes that the business here will definitely go up to a higher level in less than a year, not just a step, and then it will be able to open a larger store if it is bigger and stronger... Make more money... It's logical, it's perfect.

Today, because it was the other party who arrived first after school, or two people, but the other one was only the financial affairs of their factory. The private room was left by Zhang Jing himself. Yesterday, they also told the other party.

When Tang Qing arrived, he didn't order. He wanted to wait for him. He was shocked when he saw Tang Qing in his school uniform. He almost thought he met a liar. But looking at the bag of cash and the professional mess of the contract, he dispelled the doubts in his heart and became a friend in an instant.

It's the same as before, signing contracts, verifying capital, writing receipts, and then necessary information investigation. Now Tang Qing is familiar with these things, and soon gets it done. In addition, the other party is also in a hurry. After having lunch in a hurry, he checks out and leaves.

After signing the contract, Tang Qing did not go back to school directly, but wrote the risk assessment report according to the system requirements. He would like to see what changes have taken place in the secondary system immediately.

Tang Qing, who has experience, wrote the report in ten minutes this time. After the report was recycled by the system, Tang Qing immediately felt that his body was warm, just like the last time he got the source gas value, but this time it lasted nearly 20 seconds.

Then Tang Qing closed his eyes and silently read his personal information:

host name: Tang Qing

level: Level 2

experience: 0200

loan limit of this month: 30.5 million

Personal limit of this month: 20.2 million (overdrawn to the end of December)

Available assets: 210000

spirit: 51 + 40

physique: 49 + 40

source gas value: 40

convertible foreign currency: USD.

There are many changes in the system, except for the 20 point source gas value reward and 200000 yuan, which is the option to exchange foreign currency. Then there's no change. From his personal information, he really doesn't see how much the secondary system has changed. Then Tang Qing asked the system:

"what's the new function of upgrading to the secondary system?"

"The secondary personal account enables the currency exchange function of the personal account, and can withdraw and recover US dollars." The system simply replied.

"I can understand the withdrawal and recovery of US dollars, but what does currency exchange mean?" Tang Qing asked that there are many ways to understand currency exchange. It's better to ask clearly.

"The personal account of the system is based on the local currency as the settlement unit, which will not be changed. In the future, no matter what currency the system recovers, it will be forced to automatically convert it into the local currency, and the exchange rate will be rounded to the high price and rounded to the whole according to the current international exchange rate."

Hearing this, Tang Qing knows that no matter what money is received, it will be automatically converted into its own currency, but you can choose all the currencies that have been opened when you withdraw them. As for the rounded exchange ratio, you can understand it. Tang Qing, who is used to the system's rounding ability, doesn't feel anything.

Generally speaking, the second level has opened the recovery and exchange function of specific foreign currencies. Tang Qing, who thought there would be a new function of niucha, was a little disappointed.

"I thought there was a surprise, this function. It's nothing.... Mamma Mia, I'll rub it

Tang Qing, who seemed to think of something, stood up immediately from the chair, his face full of shock.

What's the use of this feature?

Of course, it's especially useful. Where is the rounding? Exchange rate rounding. It's not a risk-free arbitrage that can be naked?

Risk free arbitrage, as the name suggests, is the risk-free arbitrage of profits. For example, if the loan interest rate in the United States is 3% and that in China is 6%, why not lend American money to domestic enterprises? There are 3% of other arbitrage profits in the middle. There is no risk at all. Of course, this is only a hypothesis, easy to understand and practical operation There are a lot of transaction costs and other complex things involved in the work, and the profit is not so high.

But what is the transaction cost of the system? Not at all. What are the complex processes of the system? No, the exchange of currency can be completed in an instant within the system.

Tang Qing wants to make sure that this is not ambiguous:

"system, you mean, I can exchange freely at the round exchange rate?"

"Yes, but no more than ten times a day, no limit." The system replied.

It has been systematically confirmed that Tang Qing also let go of his heart. He was afraid that he had just misunderstood something wrong and would be happy. As for the limit of the ten times, Tang Qing automatically ignored it, which involves too much interests.

For example, suppose that in reality, a dollar can be converted into 8.51 yuan, but in the system, it can be converted into 9 yuan after rounding. If the converted 9 yuan is withdrawn, he can go to the bank and directly convert 8.50 yuan into 1 dollar. The net income in the middle is 40.9 yuan, which seems to be less than 40.9 yuan. But if this If the figure is as large as ten million dollars, he can make a net profit of 4.9 million yuan, nearly 5% of the risk-free profit.

It's so crazy.

It's still that the exchange ratio between RMB and U.S. dollar is relatively large. If it's 1:1.51, the net income of a transaction is 1 / 4, 2.5 million U, Three times the profit, Tang Qing swallowed a mouthful of saliva at the thought of it.

The news is so shocking that it's crazy about the system.

If the exchange rate is one to eight forty-nine, then it's not good to play directly in reverse. In any case, I have arbitrage space.

"System, you won't be kidding. I don't want to hurt me if I make money. I don't want to fail the level 10 assessment." Tang Qing asked stutteringly, this is the money printing machine. OK, there is no risk at all. I can't believe he asked again.

"The secondary host has the right to view the details. This kind of risk-free arbitrage within the system is one of the main auxiliary functions of the system, and it is also a variety of risk-free arbitrage between banks. It's just that the objects of arbitrage are different, which is also one of the system benefits.

The system has no restrictions on the number of withdrawals and recoveries of domestic currency and the amount of money. However, there are no restrictions on the number of times of withdrawals and recoveries of non domestic currency, no matter how many times of withdrawals and withdrawals are made, no matter how many times of withdrawals and withdrawals are made, the system will refresh at 24:00 every day. "

Tang Qing also understands the meaning of the system. No matter how you want to carry out this risk-free arbitrage transaction, you can't get around to exchange foreign currency with the system after all. As long as the system controls the number of times, this behavior is controllable.

Think about it. In today's information age, if there is no limit, you can do millisecond level transactions. A transaction makes 5% of the profits. In one day, you are the richest man in the world. In a few days, the global wealth is all your own. How can there be such a big loophole.

However, this is only the form of exchange rate under extreme conditions. No one has just been stuck at 8.51, and now there is only the US dollar. The profit will not be so high at all.

He remembered that until his rebirth, the RMB was not freely convertible. A student of his own ran the bank ten times a day to exchange foreign currency, which was too big. Even if he used account trading, the goal should not be too obvious.

In the future, he is going to study the real world's currency trading rules to see if there are any unnoticed and large-scale trading methods. After all, the fields are different. What he did in his previous life is just a running errand. He doesn't know much about the trading rules in the financial field. At most, he knows a little about stock futures, which is useless.

Although it will not play a great role in a short period of time, this function will be of great use in the future, not to mention the growth of its own assets. Once more currencies are unsealed, there may be a large interest rate difference between the two. When the two interest rates are combined, tut tut, crazy.

Even if you can do investment funds and so on, and absorb billions of other people's funds to do this kind of arbitrage transaction, it's crazy to make money, but now it's better to be careful. It's certainly risky to play like this.

In the era of big data, it is estimated that the abnormal trading account is immediately promoted to the key monitoring target. He has to think about how to operate it. It's still early. No one will believe that he will give money to himself, and he is not interested in making money with other people's money.

Although the function of the system is a bit crazy, he likes it. It's a bit like a banker.

No, there's a high price round. What do you mean?

So Tang Qing asked the question again.

The system gives an answer. High price rounding means that which currency has a high value, the system will set it as one in terms of exchange rate. Currencies with low value will be displayed in proportion, such as the exchange rate of US dollar and RMB, and the system will be displayed in the form of one to eight.

The current US dollar exchange rate is not clear to Tang Qing. It is obvious that the proportion of the system is below 8.5. The system rounds the RMB with a relatively low value by eight. Otherwise, if it is 1:0.125, the rounding will become 1:0. How can it be possible.

According to the system algorithm, Tang Qing found that after rounding, if the difference between RMB and RMB is too large, there will be basically no profit. For example, Korean won is worth hundreds of yuan, and the percentage of rounding to hundreds is too small, which can be ignored completely. Unlike US dollar, rounding is at least more than one percent of the profit, the closer it is to RMB