Chapter 1023: High morale

“Loan?” Xia Ruofei couldn’t help but sigh.

To be honest, Xia Ruofei can own a large company with more than one billion assets. It is entirely accidental. At that time, he just got the space of the spiritual map, thinking that he only made more money to improve his life. He did not expect the company to grow bigger.

In fact, Xia Ruofei is not a qualified company manager. His philosophy is different from that of ordinary businessmen. He even has a simple and debt-free idea.

In addition, Taoyuan's core competitiveness is actually from the spiritual map space, the cost of operation is very low, and the previous period has not been to the extent that it needs to use loans to develop.

Therefore, Xia Ruofei did not take the initiative to seek loan funds.

Feng Wei couldn't help but feel a little funny, but at the high-level meeting, she must maintain the authority of Xia Ruofei. Therefore, Feng Wei thought about it: "The chairman, the most important thing for enterprise development is the money. If you have money, minute minutes. It is possible to expand and turn the bank's money into the company's total assets. Although the debt ratio has gone up, the company has expanded in size."

In fact, most of the enterprises operate in this way. Otherwise, they must all be like Xia Ruofei. By relying on the money they earn to expand production and expand the scale, can the enterprise monkey year develop?

Dong Wei also said: "The chairman, many companies have debt ratios of more than 50%, 70% or 80%. As long as the capital chain remains healthy, banks are willing to lend us money. ”

Xia Ruofei nodded thoughtfully and asked: "Is there any difficulty in applying for a loan?"

"With our zero debt and so many high-quality assets, the loan review should not have any problems." Feng Wei said, "In fact, ICBC's Zhou Xingchang also told me half-jokingly, saying that if every company is like We are like this, the bank is going to close!"

Pang Hao also said with a smile: "Mr. Zhou also asked me actively and asked if we need a loan!"

The salary of the employees of Taoyuan Company was issued by ICBC, and the company account was also opened at ICBC, so the relationship between ICBC and the company has been maintained quite well.

Xia Ruofei scratched his head and smiled and said: "Is there still a bank to send money this year?"

"Who is the score?" Pang Hao said, "As long as the brain is not bad, you can see the development prospects of Taoyuan. Bank loans will definitely not be lost to us. Moreover, we still have many high-quality assets to be mortgaged. ”

Xia Ruofei finally stopped being biased against the loan. He thought about it: "If we apply for a loan from ICBC, how much can you judge?"

Pang Hao said: "The 5 billion is definitely no problem! Try to coordinate, there are almost no problems with 670 million and 780 million!"

"So much!" Xia Ruofei could not help but be shocked.

Xue Jinshan said a little smugly: "The chairman, the Taoyuan pharmaceutical factory is going to mortgage, the loan of 500 million is absolutely no problem, the project of jade muscle cream is simply the hen of the golden egg!"

Xia Ruofei looked at Xue Jinshan and said, "I said how old Xue is so loud! Zhang mouth is a project of more than one billion, like a nouveau riche!"

Everyone listened and couldn't help but laughed. Their moods were naturally quite good, because they had already seen it, and Xia Ruofei should be said to be moving.

Sure enough, Xia Ruofei said a little bit of indulgence, he said: "For the expansion of the branch, you can conduct a preliminary investigation. I need to see the detailed plan and budget, including the one-time investment required in the previous period, the follow-up funding needs and payment. Time nodes and so on! After all, it is a project involving so much money!"

Xia Ruofei also did not want to have problems in the company's capital chain because the strategy was too radical. Even if the company went bankrupt, he could be as good as he could, but the company was built by him after all, and now hundreds of people under the hand are pointing at the company. It!

Xia Ruofei’s request is very reasonable. Xue Jinshan said with excitement: “No problem! The chairman, I will implement it as soon as possible!”

Xia Ruofei nodded and said: "Well! If the plan is feasible, I will talk about it in person at the government side, try to circle as much as possible!"

"Thank you, the chairman!" Xue Jinshan heard it as if he had eaten a reassurance.

Xia Ruofei looked around at everyone and said, "You won't ask for more money? Good guy! One will drive down, I will become a banker with hundreds of millions of dollars..."

"Ha ha ha..." Everyone laughed at the same time.

In fact, Xia Ruofei is just a ridicule. If the expansion plan of the pharmaceutical factory is implemented, the company's total assets will double, and the annual revenue will increase substantially. Will it care about hundreds of millions of foreign debts?

It’s a good thing to use the bank’s money to develop a business and use the bank’s money to make money for yourself. It’s just a matter of paying a little bit of interest.

Other companies are eager to make more loans as possible!

After Feng Xiao smiled, some embarrassedly said: "Chairman, the director of the farm, I have mentioned it several times, and I hope to expand the scale of planting..."

Cao Tieshu is not a high-level company, but the director of Taoyuan Vegetable, so he did not attend the meeting, but he has been looking for Feng Xiao several times, all of which are about the farm capacity.

Xia Ruofei said helplessly: "It is not impossible to expand the scale of the farm, but it must be linked to the existing ones. This may involve coordination with different towns and villages. You should take the plan first, and if possible, contact first! ”

Then Xia Ruofei reminded: "There are so many projects at once, too much money is used, we must pay attention to the health of the capital chain. Pang Hao has to plan for every expenditure, don't worry about it!" ”

"Understand!" Pang Hao said. "Chairman, as long as the bank's loan is smooth, our capital chain will not be a problem!"

Xia Ruofei nodded and asked: "There is no other place to spend money?"

Everyone smiled and shook his head.

Xia Ruofei went out for more than a month, and many of his plans and ideas could only wait for him to come back, so he became a brain and asked for money at the meeting.

Xia Ruofei put the book together and said: "There is no meeting! I am going to see the headquarters building! If Director Feng and Director Dong are free, let me go with you!"

"Okay!" Feng Wei and Dong Wei agreed at the same time.

The top executives of the company rushed out of the big conference room, everyone was gearing up, morale is very high.

If all the issues at today's meeting can be implemented, there is no doubt that Taoyuan will have a great opportunity to take off.

As the company's top management, their status is naturally rising.

Xia Ruofei went back to the office and put aside something, then went downstairs together.

On the other side of the security, a veteran named Xie Bing was driving a Mercedes-Benz to wait downstairs. Xia Ruofei and Feng Wei naturally sat in the back seat, while Dong Wei was sitting in the co-pilot position.

After getting on the bus, Xia Ruofei thought about it and said: "Dong Dong, go back and buy a few cars, and match the leaders of the company's directors and above. Isn't it going to buy a bus right away? Plan to do it together!"

Dong Wei did not speak, Feng Wei said: "The chairman, the company's current demand for car is not particularly urgent, we also ..."

Xia Ruofei waved his hand and said: "The car also represents the facade of a company. Now the company has a Mercedes-Benz on the countertop. In the future, you have to deal with the government and the bank. Can you always use a car?"

Xia Ruofei said this, Feng Wei is not good to refute. In fact, Feng Wei also knows that it is necessary to have a car, not only the company's facade, but also the high-level work enthusiasm, but just decided to use so many meetings. Money, Feng Wei thinks that the problem of the car can be slowed down.

When Dong Wei saw that Feng Wei had no objection, he nodded and said, "Okay!"

Then she asked again: "Chairman, what car is there?"

Xia Ruofei thought a little and said: "On the Mercedes-Benz s class! This car is good as a business car!"

Dong Wei raised an eyebrow and said: "That is a few million expenditures at once!"

More than the company's director, including Xue Jinshan of the pharmaceutical factory, there are five or six people, and the imported Mercedes-Benz s-class sedan, even the s350 has a million, and if it is a Mercedes-Benz s600, one will have two or three million.

Xia Ruofei said with a smile: "Every few hundred million will be spent immediately. I still care about these hundreds of thousands. Don't worry! If the company's funds are tight, I will continue to inject capital here. I don't dare to say one or two. Billions are still ok!"

Xia Ruofei’s overseas accounts have tens of millions of dollars, plus tens of millions of dollars in domestic accounts, and there are no investment channels.

Through the morning meeting, Xia Ruofei’s thoughts have also undergone some changes. The money is too much to lose interest on the bank. It is better to invest in the company’s development.

Of course, he also has to leave enough money to ensure his financial freedom. In layman's terms, he only needs to consider personal preferences when spending money, and does not need to consider the thickness of the wallet.

When Dong Wei saw Xia Ruofei say this, he had no worries. He nodded and said, "I understand, I will make the purchase plan for you as soon as possible!"

“Well, it’s hard work!” Xia Ruofei said. “After the company’s relocation, there may be chaos in a short period of time. The coordination between the various departments and the uploading of what is going on, the administrative director of this time will be more affected, and the company will be put up as soon as possible. The daily management aspects are straightened out!"

"No problem, this is my job!" Dong Wei said.

Soon, the car came to the new headquarters building of Taoyuan Company.

Xia Ruofei saw far away that the four characters of Hengli Building, which was originally attached to the outer wall of the building, had been dismantled. Instead, the words of Taoyuan Building and the logo of Taoyuan Company were newly created on the roof, which was very eye-catching. .

This is still the day, Xia Ruofei believes that at night to add lighting effects, it may be very far to see the logo of Taoyuan Building.

The building has been emptied, and the car slowly slowed down at the entrance to the underground parking lot. Before the car stopped, the car was lifted up.

Xia Ruofei noticed that the guards in the parking lot were also the veterans of the original Taoyuan Farm Security Department. Xia Ruofei still vaguely remembered his name.

"Xie Bing, was that Shen Yuanwu just now?" Xia Ruofei asked.

"Yes, Xia Zong!" Xie Bing replied as he drove the car into the underground parking lot. "We are taking turns to stay on duty. Now the building is not in use, so the security forces do not need too many people."

After two expansions, the Ministry of Security has now reached more than 30 people.

However, Xia Ruofei feels that the manpower is getting more and more nervous, because the security department is responsible for the pharmaceutical industry, and now there is such a building, the security pressure can be imagined.

Xia Ruofei thought about it and said to Feng Wei: "Feng, I am going to expand the security department. According to the current staffing, the brothers are too hard, and it is easy to leak!"

Feng Wei nodded and agreed: "I think so!"

Xia Ruofei said: "The Ministry of Security has tentatively set about 150 to 200 people! By the way, the team is also included. I will say hello to Ye Lingyun and Lei Hu, or recruit from the veterans first!"

There are a lot of veterans who have been drivers in the army. Whether it is responsible for security or driving, there is no problem. Maybe the bus needs a certificate, it is a little more difficult to recruit the veteran driver. The car driver is definitely no problem. .

Although Feng Wei felt that this number was a bit more, she thought about it and did not raise any objections.

Since the building was not put into use, the underground parking lot was quite empty, and Xie Bing stopped the car directly near the elevator.

Xia Ruofei took the elevator upstairs and Xie Bing waited in the car.

"Chairman, where do we start to look?" Feng Wei asked.

"From the bottom up!" Xia Ruofei said.

Taoyuan used the 6th floor of the 10th to 15th floors originally acquired from the electric construction company. Later, the 1st to 9th floors purchased from Bojun Real Estate were temporarily idle.

"Okay!" said Feng Wei.

So the three people first came to the tenth floor.

This is actually a spare floor, but compared to the bottom nine floors, the tenth floor is decorated in the same style as the above several floors, including office card slots and various cables are in place. After expanding the company scale, just purchase office equipment. Can be used directly.

Xia Ruofei looked very seriously, and asked about the model of the cable, cement paint, and the brand of the wallpaper. He also asked about the specific results of the EIA.

The three people looked at each other and walked up and down the stairs.

The 11th and 12th floors are the sites of the marketing department, including the e-commerce division.

The 13th floor is used by the finance and security departments.

The office of the vice president was arranged on the 14th floor. Of course, it is still vacant, and the administrative department is also arranged on this floor.

As for the 15th floor, it is divided into two. The largest part is Xia Ruofei's chairman's office, and the other part is the president's office. Next to Feng's office, he also draws a piece for the president's office staff.

The directors of each department are working on the floor of their respective departments. Because of the ample space, the director-level also has spacious offices. Of course, it is incomparable with Xia Ruofei and Feng Wei's oversized office.

When I saw the office of the 14th floor of the vice president, Xia Ruofei also said with a deep meaning: "I hope this office is not too long! Everyone must cheer!"

The three people present, one is the chairman and the other is the president. Naturally, there is no need to “refuel” for the position of vice president. Xia Ruofei’s intentions are already very clear.

In Dong Hao’s eyes, there was also a strong fighting spirit. I couldn’t help feeling that some blood was boiling.

Soon, the three people came to the fifteenth floor. After the office was renovated, Xia Ruofei first visited the place where he would work in the future.