v2 Chapter 925： [Luo Sheng's solution]

[Renren Novel Network]

The video conference continues. Luo Sheng, who has not spoken much, said at this time: "The problem is not single, but systemic. The most fundamental core of preventing solar storms is not the storm itself. The hardest and most difficult point in this battle To put it bluntly, it is the question of whether there is room for rural development. This is a question of rural economic development. Once the source is solved, everything can be solved."

Yu Zhengping nodded repeatedly and said: "Yes, if the core essential problem is not solved, it will definitely relapse after the radical cure is not complete, and it will recur and even generate more new problems."

This video conference was not only set up to deal with the impact of the solar storm, but also involved a real top-level design, with extremely high specifications, and everyone involved is a big shot.

Another participant asked concisely: "Well, since the truth becomes clearer and clearer, the development of the countryside is difficult. What is the problem of young people's reluctance to return to their hometown? Where are the contradictions and pain points?"

Yu Zhengping said immediately: "The biggest pain point is rural finance!"

After throwing out the conclusion, Yu Zhengping explained to everyone in an orderly manner: “We know that a large number of resource-based assets in the countryside cannot be used as collateral, but the financial textbook emphasizes that investment must be mortgaged with realizable things to borrow from you. So this question is almost unsolvable."

"If you are interested in investigating financial institutions at the county level in various localities, you will find that the more rural areas and counties, the financial deposits are greater than the loans. You can see that the rural areas are not without money, but these financial institutions take a lot of money. The capital of the country is turned into deposits and then used at a very low cost to use outside high-yield places. Because agriculture is not profitable, it is inevitable that capital will flow out of the local area.

"But there is no guarantee that these traditional agricultural areas are short of funds, so there will be an overinvestment and a shortage of funds. The agricultural districts and counties that have a large amount of deposits are desperately attracting investment because of the so-called underdevelopment, so they must commit to foreign investment. People have high returns."

"This is a very paradoxical phenomenon. This side uses a very low return on funds to pull out the funds, and on the other side uses a high return promise to attract external investors, both inside and out are losses, and Losses are incurred. Many development zones in rural areas have not prospered. Businesses started to lose money as soon as they entered, and eventually turned into local debts. Such phenomena abound."

Talking Yu Zhengping was heartbroken and helpless when explaining the pain points of these problems.

Luo Sheng took a cup of water and moistened his throat. He looked at the audience and said: "The phenomenon is actually not important. The most important thing is whether there is a new and effective system of using rural local deposits for local development. I want to volunteer myself to toss and toss on this issue."

The leaders at the meeting curiously smiled and said, "Oh? It's good to be young and energetic, I would like to hear more."

Yu Zhengping is also quite attentive.

Luo Sheng said in an orderly manner: "The Blue Coast Group's large-scale employee shareholding and sharing of corporate labor surplus is a good template. I think it can be more thorough and implement a shareholding system."

"For example, taking the township level as a unit, any person including a foreigner who wants to settle in the locality, his first year of income as a basic equity, becomes a source of income for him as a shareholder, and he is dependent on life, old age, sickness and death. The capital is financed by the township’s own organization, which forms a large agricultural joint enterprise. All employees are shareholders, and their capital needs can be solved internally no matter where they are."

"So how does a village generate income? The value is anchored in its local ecosystem. Professor Yu just said that the problem with rural finance is that a large number of assets are non-target resource assets, and they cannot be used. Effective valuation cannot correspond to the financial regulations that require collateral to borrow money."

"Then we can't blame the bank for snobbery, right. It has to implement relevant regulations. If there is no collateral, it means that the bank has too much risk exposure, and it violates regulations or even laws."

After speaking, there was a moment of silence in the conference room, and one participant said in a deep voice: "Difficult, very difficult. The biggest problem is how to make use of local resources to monetize, especially to achieve healthy and sustainable development is even more difficult."

Luo Sheng said with a smile: "There are many ways to increase farmers’ income. For example, let high-income people leave the city to consume in the countryside. Only then can farmers’ income increase. You don’t have to sell agricultural products. You can sell local cultural heritage and ecological natural scenery. , A lifestyle of selling people and living in harmony with nature. The problems encountered in development must be solved through development, which must be guided by the situation and local conditions.

After a pause, Luo Sheng added: “As an external intermediary force, I can also use some of my abilities and schedulable resources to help push it as much as possible. I can establish some in major urban and rural areas. Public infrastructure services, such as small and medium-sized trading centers, should work hard to reduce transaction costs in the logistics area."

"Logistics leads to price gaps. The richer the area, the more convenient and cheaper it is for people to buy products. The poorer and backward areas, the higher and more expensive the transaction costs for buying things. The richer areas are more likely to sell their agricultural products to the cities. The more remote areas, his agricultural products can't get in or out in deep mountains and old forests. Even many good products can't be sold in big cities."

"So I want to build such a logistics system across the country to eliminate the two price discriminations that have existed over the past millennia, which has led to uneven regional development The richer the place, the poorer the poorer. This logistics system can bring commercial success on a routine basis. I do not participate in the profit sharing of a penny, so that the profits remain locally and the local people share the profits."

After speaking, the attendees were stunned. After a while, Yu Zhengping praised him without hesitation: "Mr. Luo's words surprised me. I have never seen this world without profit. It is said that the merchants who may still post money, and they may be thankless, unheard of."

Luo Sheng smiled, looked at Yu Zhengping and said: "Professor Yu is right. Businessmen are naturally profit-seeking. Does that prove that I am not a businessman? I assume that I am pursuing the fifth highest level of the needs of Marros. Pursue self-spiritual needs. Now too many people don’t do personnel affairs. I want to do some personnel affairs, and I just have some ability and energy.

Upon hearing this, another person present at the meeting said with emotion: "If Mr. Luo's words are spread, the business community is afraid that countless people in the business world will be embarrassed."

Luo Sheng joked: "Then please help me keep this little secret, or you will hate me. Wouldn't it be embarrassing to meet in the future?"

"Haha~~"

Everyone couldn't help but roared with laughter, and the video conference started to become lively and relaxed at this moment, and I admire Luo Sheng even more. This level of structure is not a height that ordinary people can reach.

Actually, Luo Sheng is both jokingly saying that he is really pursuing the most advanced needs in the needs of Marros. Apart from that, there is really nothing to pursue. He has become the small group at the top of the human pyramid. People.

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